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Empowering Our Customers With Industry-Leading Technology

Our online tools and technology deliver real-time, customized mortgage intelligence, quickly and easily.

Get your perfect mortgage your way. Anytime. Anywhere.

We work tirelessly to continually improve the mortgage experience for those buying a home or looking to refinance. That includes building new technologies to simplify the process, ensuring clarity and transparency for all loan terms, and providing low, low rates to our customers:


Finding a mortgage that’s right for you and your specific situation has never been faster or easier thanks to our GRaffordable. Just answer a few simple questions about your situation and receive your customized loan options in seconds. It’s the kind of knowledge and full transparency that you won’t get from any of our competitors.

The World’s First Digital Mortgage

When you’re buying a home, getting pre-approved is an essential first step to ensuring that you have the power to get the home you want. Our first-of-its-kind World’s First Digital Mortgage delivers your approval in just minutes:

  • Allows you to digitally and securely upload all of your relevant financial documentation and sign your loan documents online, speeding the process and eliminating time-wasting faxes and phone calls.
  • Performs instant, automated underwriting of your loan from Freddie Mac or Fannie Mae, delivering a real approval within minutes.

Guaranteed Rate Mobile App

Our powerful mobile app gives you the ability to find your perfect loan, anytime, anywhere in a 100% secure, digital environment from any handheld device.


Once you begin the Digital Mortgage Process, you’ll be given access to a password-protected, fully encrypted and digitally secure document transfer and management center that allows you to securely upload financial documents quickly and easily. Our TransferSafe system keeps your information under lock and key, and even allows you to digitally sign your loan documents, speeding the process and eliminating the need to fax or deliver these documents by hand.

Our technology team never sleeps

Okay, they do go home to their own beds most nights, but our tech team is the best in the business. They’ve devoted their lives to finding new and better ways to streamline the mortgage process and bring greater transparency and buying power to our customers. They’ve been disrupting the mortgage industry with breakthrough technology since our founding in 2000, and they’re not about to stop.

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96% Customer Satisfaction Data Source: Guaranteed Rate’s Client Satisfaction Surveys 2019

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Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock.