{"id":328,"date":"2020-04-24T14:38:17","date_gmt":"2020-04-24T19:38:17","guid":{"rendered":"http:\/\/guaranteedrate.wpengine.com\/?page_id=328"},"modified":"2025-11-20T09:33:19","modified_gmt":"2025-11-20T15:33:19","slug":"renters-insurance","status":"publish","type":"page","link":"https:\/\/www.rate.com\/insurance\/renters-insurance\/","title":{"rendered":"Renters Insurance"},"content":{"rendered":"\n<div class=\"wp-block-group container block-hero hero-v2 hero-refresh bg-white pb-9 mb-3\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"caption-overlay text-center pt-5 pb-4\">\n<h1 class=\"title-hero\">\n<small class=\"mb-1 mb-md-2\">Renters Insurance<\/small>\nRenters insurance made simple:<br>\nget covered online in just a few clicks.  \n<\/h1>\n<\/div>\n\n\n\n<div class=\"wp-block-columns align-items-stretch flex-wrap flex-lg-nowrap is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-lg-6 px-0 is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1085\" height=\"768\" src=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2025\/07\/Renters-723-x-512-px.jpg\" alt=\"\" class=\"wp-image-13151\" srcset=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2025\/07\/Renters-723-x-512-px.jpg 1085w, https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2025\/07\/Renters-723-x-512-px-768x544.jpg 768w, https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2025\/07\/Renters-723-x-512-px-1024x725.jpg 1024w, https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2025\/07\/Renters-723-x-512-px-200x142.jpg 200w\" sizes=\"auto, (max-width: 1085px) 100vw, 1085px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-lg-6 px-0 is-layout-flow wp-block-column-is-layout-flow\">\n<style>\nbody {\nline-height: 1.6667;\nfont-family: \"proxima-nova\",Helvetica,Arial,sans-serif;\nfont-size: 1.8rem;\n}\n.block-hero .wp-block-image {\nheight: 100%;\nopacity: 1;\ntransform: none;\n}\n.block-hero.hero-refresh.hero-v2 .wp-block-image img {\nmax-width: 100%;\nheight: 100%;\nobject-fit: cover;\nborder-radius: 12px;\n}\n.block-hero svg {\nwidth: 1em;\nheight: 1em;\nmargin-bottom: 0;\n}\n\n@media (max-width: 767px) {\n.block-hero.hero-v2 .title-hero {\nfont-size: 3.6rem;\n}\n.block-hero.hero-v2 .title-hero small {\nfont-size: 2rem;\n}\n.block-hero.hero-v2 .title-hero+.hero-copy {\nline-height: 1.2;\n}\n}\n<\/style>\n<script src=\"https:\/\/reinwidget.rein.ai\/assets\/index.js\" type=\"text\/javascript\"><\/script><rein-widget campaign-id=\"bf0fa623-a76d-42d6-af23-9efc482f6ea0\" product-id=\"91a5383c-0b0b-4e5f-b985-846a558b9f4b\" partnerlead-id=\"\"><\/rein-widget>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group wp-block block-logos bg-200\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group container\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"title-block mb-1 mb-md-0\"><strong>Easy, comprehensive renters insurance designed to&nbsp;safeguard your valuables, without breaking the bank.<\/strong><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\t<div class=\"wp-block block-testimonials v2\">\n        <div class=\"container\">\n                            <div class=\"title-block\">\n                    <h2 style=\"text-align: center\"><\/h2>\n<h2 style=\"text-align: center\"><span class=\"text-brand-base\">4.9 stars<\/span><br \/>\nfrom 5k+ Google verified reviews<\/h2>\n<p style=\"text-align: center\">We\u2019ve helped thousands find the perfect insurance and we\u2019d like to help you too.<\/p>\n<p style=\"text-align: center\">\n                <\/div>\n                                    <div class=\"v2-swiper-wrapper\">\n                <div class=\"static-testimonials swiper-testimonials-v2\">\n                    <ul class=\"list-unstyled list-quotes\">\n                        \t\t\t\t\t\t\t<li class=\"swiper-slide\">\n                                <blockquote class=\"blockquote order-2\">\n                                    <div class=\"quote-excerpt\">Our team was amazing, everyone was willing to go the extra mile for us\u2026<\/div>\n\t\t\t\t\t\t\t\t    <p>We had many questions and need a lot of guidance through the process. Our team was amazing, everyone was willing to go the extra mile for us. We always had an answer to our questions and were provided with all the tools necessary to make the right choice.\u201d<\/p>\n                                    <footer class=\"blockquote-footer\">Katherine L                                                                                    <strong class=\"d-block verified\">Verified Customer<\/strong>\n                                                                            <\/footer>\n                                <\/blockquote>\n\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"swiper-slide\">\n                                <blockquote class=\"blockquote order-2\">\n                                    <div class=\"quote-excerpt\">Great rate. Wonderful customer service\u2026<\/div>\n\t\t\t\t\t\t\t\t    <p>Great rate. Wonderful customer service. Answer all my questions expeditiously especially since I am purchasing property out of state. Highly recommended. Everything done over the computer and phone with my information secure. Thank you.\u201d<\/p>\n                                    <footer class=\"blockquote-footer\">Elaine W                                                                                    <strong class=\"d-block verified\">Verified Customer<\/strong>\n                                                                            <\/footer>\n                                <\/blockquote>\n\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"swiper-slide\">\n                                <blockquote class=\"blockquote order-2\">\n                                    <div class=\"quote-excerpt\">The whole process has been extremely easy\u2026<\/div>\n\t\t\t\t\t\t\t\t    <p>First time home buyer, and the whole process has been extremely easy for me with your help.\u201d<\/p>\n                                    <footer class=\"blockquote-footer\">Clark R                                                                                    <strong class=\"d-block verified\">Verified Customer<\/strong>\n                                                                            <\/footer>\n                                <\/blockquote>\n\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t<\/ul>\n                <\/div>\n                \n                            <\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\t<div class=\"wp-block block-columns container \">\n\t\t            <header class=\"header-section \">\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t<h2>Protection desgined with you in mind<\/h2>\n<div class=\"framer-1d8sfqq\" data-framer-name=\"Text Container\">\n<div class=\"framer-1voww61\" data-framer-name=\"Description\" data-framer-component-type=\"RichTextContainer\">\n<p class=\"framer-text framer-styles-preset-1pi5z38\">Renters Insurance covers more than you may realize, like things stolen from your car, items in storage catching fire, or belongings vandalized while traveling.<\/p>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n            <\/header>\n\t\t\t\t\t\t\t<div class=\"row mx-md-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-column col-md-6\">\n                            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title-content\">\n\t\t\t\t\t\t\t\t\tWeather &amp; Natural Disasters\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Lightning, windstorm or hail, ice or snow, freezing temperatures, volcanic eruption<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-column col-md-6\">\n                            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title-content\">\n\t\t\t\t\t\t\t\t\tPersonal Belongings\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Your stuff, from decor to furniture to valuables\u2014 and everything in between.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-column col-md-6\">\n                            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title-content\">\n\t\t\t\t\t\t\t\t\tOther People&#8217;s Negligence\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Theft, vandalism, explosions, vehicles, riots &amp; civil commotion, and accidental fire &amp; smoke damage<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-column col-md-6\">\n                            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title-content\">\n\t\t\t\t\t\t\t\t\tLife&#8217;s Unexpected Accidents\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Falling objects, burst pipes, power surges, malfunctioning AC, water, or heating systems.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<div class=\"wp-block block-cta-simple mb-7 container \">\n\t\t<div class=\"row\">\n            <div class=\"col-lg-10 mx-lg-auto\">\n                <h2 style=\"text-align: center;\">Smart coverage for every renter<\/h2>\n<p style=\"text-align: center;\">Get a renters insurance quote online with just a few clicks<\/p>\n\t\t\t\t\t\t\t\t\t<p class=\"text-center mt-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rein.ai\/partner\/renters\/rate-insurance\" class=\"btn btn-lg btn-primary\"  target=\"_blank\">Get Your Free Quote<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n<div class=\"container wp-block block-related-posts\">\n                <aside class=\"post-aside post-tags text-xs \">\n                                    <h2 class=\"title-related\">Related Posts<\/h2>\n                                <ul class=\"list-unstyled row\">\n                                            <li class=\"col-md-6 col-lg-4\">\n                            \n<article class=\"rounded-lg post-8613 post type-post status-publish format-standard has-post-thumbnail hentry category-home category-renters tag-home-insurance tag-renters-insurance tag-specialty-insurance\" id=\"post-8613\">\n\n    <img loading=\"lazy\" decoding=\"async\" width=\"519\" height=\"330\" src=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2022\/02\/Blog-Graphic-1027-x-441-25-519x330.png\" class=\"rounded-lg img-fluid mb-2 wp-post-image\" alt=\"\" \/>\n\t<header class=\"entry-header mb-1\">\n        <div class=\"entry-meta text-xs\">\n            <span class=\"cat-links\"><a href=\"https:\/\/www.rate.com\/insurance\/category\/home\/\" rel=\"category tag\">Home<\/a> <a href=\"https:\/\/www.rate.com\/insurance\/category\/renters\/\" rel=\"category tag\">Renters<\/a><\/span>        <\/div><!-- .entry-meta -->\n\n\t\t<h2 class=\"entry-title h3\"><a href=\"https:\/\/www.rate.com\/insurance\/resources\/renters-insurance-basics\/\" rel=\"bookmark\" class=\"text-dark\">The Basics of Renters Insurance<\/a><\/h2>\t<\/header><!-- .entry-header -->\n\n\t<div class=\"entry-content text-sm\">\n\t\t<p>Renters insurance is one of the more affordable insurance products available, but it\u2019s underused. People who rent might not realize how much stuff they have and how much it would cost to replace all of it. If you\u2019re paying rent, you should look into renters insurance. Read this article to learn about the basics of renters insurance.<\/p>\n        <p><a href=\"https:\/\/www.rate.com\/insurance\/resources\/renters-insurance-basics\/\" class=\"btn btn-sm btn-outline-primary\">Read more<span class=\"sr-only\"> about The Basics of Renters Insurance<\/span><\/a><\/p>\n\t<\/div><!-- .entry-content -->\n\n<\/article><!-- #post-## -->\n                        <\/li>\n                                            <li class=\"col-md-6 col-lg-4\">\n                            \n<article class=\"rounded-lg post-9689 post type-post status-publish format-standard has-post-thumbnail hentry category-home category-renters tag-home-insurance tag-renters-insurance tag-specialty-insurance\" id=\"post-9689\">\n\n    <img loading=\"lazy\" decoding=\"async\" width=\"519\" height=\"330\" src=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2022\/06\/renters-519x330.jpg\" class=\"rounded-lg img-fluid mb-2 wp-post-image\" alt=\"\" \/>\n\t<header class=\"entry-header mb-1\">\n        <div class=\"entry-meta text-xs\">\n            <span class=\"cat-links\"><a href=\"https:\/\/www.rate.com\/insurance\/category\/home\/\" rel=\"category tag\">Home<\/a> <a href=\"https:\/\/www.rate.com\/insurance\/category\/renters\/\" rel=\"category tag\">Renters<\/a><\/span>        <\/div><!-- .entry-meta -->\n\n\t\t<h2 class=\"entry-title h3\"><a href=\"https:\/\/www.rate.com\/insurance\/resources\/what-does-renters-insurance-cover\/\" rel=\"bookmark\" class=\"text-dark\">What is renters insurance &#038; what does it cover?<\/a><\/h2>\t<\/header><!-- .entry-header -->\n\n\t<div class=\"entry-content text-sm\">\n\t\t<p>If you\u2019re a renter, your landlord may have some insurance covering the physical building where you live. However, their policy won\u2019t cover your own possessions in the event of a natural disaster, break-in, or other problem. If you\u2019re looking to protect your personal property, renters insurance is a great choice.<\/p>\n        <p><a href=\"https:\/\/www.rate.com\/insurance\/resources\/what-does-renters-insurance-cover\/\" class=\"btn btn-sm btn-outline-primary\">Read more<span class=\"sr-only\"> about What is renters insurance &#038; what does it cover?<\/span><\/a><\/p>\n\t<\/div><!-- .entry-content -->\n\n<\/article><!-- #post-## -->\n                        <\/li>\n                                            <li class=\"col-md-6 col-lg-4\">\n                            \n<article class=\"rounded-lg post-5140 post type-post status-publish format-standard has-post-thumbnail hentry category-home tag-home-insurance\" id=\"post-5140\">\n\n    <img loading=\"lazy\" decoding=\"async\" width=\"519\" height=\"330\" src=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/07\/Blog-Single@2x-519x330.jpg\" class=\"rounded-lg img-fluid mb-2 wp-post-image\" alt=\"\" \/>\n\t<header class=\"entry-header mb-1\">\n        <div class=\"entry-meta text-xs\">\n            <span class=\"cat-links\"><a href=\"https:\/\/www.rate.com\/insurance\/category\/home\/\" rel=\"category tag\">Home<\/a><\/span>        <\/div><!-- .entry-meta -->\n\n\t\t<h2 class=\"entry-title h3\"><a href=\"https:\/\/www.rate.com\/insurance\/resources\/homeowners-insurance-101\/\" rel=\"bookmark\" class=\"text-dark\">Homeowners Insurance 101:  FAQS<\/a><\/h2>\t<\/header><!-- .entry-header -->\n\n\t<div class=\"entry-content text-sm\">\n\t\t<p>The Definitive Guide to Homeowners Insurance. Learn more and get your home insured.<\/p>\n        <p><a href=\"https:\/\/www.rate.com\/insurance\/resources\/homeowners-insurance-101\/\" class=\"btn btn-sm btn-outline-primary\">Read more<span class=\"sr-only\"> about Homeowners Insurance 101:  FAQS<\/span><\/a><\/p>\n\t<\/div><!-- .entry-content -->\n\n<\/article><!-- #post-## -->\n                        <\/li>\n                                                        <\/ul>\n            <\/aside>\n            <\/div>","protected":false},"excerpt":{"rendered":"<p>Rate Insurance partners with REIN to offer coverage that protects your stuff and your space. Policies are backed by Assurant \u2014 so you get trusted protection, hassle-free.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-328","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>I rent my home. Do I need renters insurance? | Rate.com<\/title>\n<meta name=\"description\" content=\"Keep your stuff safe, all for about the price of a pizza with renter&#039;s insurance coverage. Get a free Renters Insurance quote today!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rate.com\/insurance\/renters-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"I rent my home. Do I need renters insurance? | Rate.com\" \/>\n<meta property=\"og:description\" content=\"Keep your stuff safe, all for about the price of a pizza with renter&#039;s insurance coverage. 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