{"id":7945,"date":"2021-10-27T12:55:05","date_gmt":"2021-10-27T17:55:05","guid":{"rendered":"https:\/\/www.guaranteedrateinsurance.com\/?p=7945"},"modified":"2025-08-06T12:10:58","modified_gmt":"2025-08-06T17:10:58","slug":"dog-breeds-and-home-insurance","status":"publish","type":"post","link":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/","title":{"rendered":"What to Know About Dog Breeds and Home Insurance"},"content":{"rendered":"    <div class=\"entry-summary\">\n        <h2>Summary<\/h2>\n        <div class=\"entry-summary-content\">\n            <p>Insurance companies base<a href=\"https:\/\/guaranteedrate.wpengine.com\/insurance\/home-insurance\/\"> homeowners insurance<\/a> premiums on risk, and pets\u2014 including many larger breeds of dogs\u2014pose a potential bite risk. This is why you should declare any pets you have to your insurance company.<\/p>\n<ul>\n<li>Some insurance companies will not offer homeowners coverage if your dog is a certain breed, while others might charge a higher premium.<\/li>\n<li>A Canine Good Citizen certification is skills-based training for you and your dog, and successful completion of this course might help you to get coverage<\/li>\n<\/ul>\n        <\/div>\n    <\/div>\n\n\n\n<p>Dogs are some of the most popular pets in America. Numbers grew in the past few years as socially distanced homeowners across the country brought \u201c<a href=\"https:\/\/www.today.com\/pets\/untrained-pandemic-pups-present-dilemma-americans-t223603\" target=\"_blank\" rel=\"noreferrer noopener\">pandemic puppies<\/a>\u201d into their homes.<\/p>\n\n\n\n<p>Insurance companies and dog shelters are concerned about these dogs. Lockdowns and social distancing have restricted their opportunities for socialization and training. These activities are crucial for them to develop good behavior.<\/p>\n\n\n\n<p><a href=\"https:\/\/guaranteedrate.wpengine.com\/insurance\/pet-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pets<\/a>, especially dogs, represent an additional risk. That means that your insurance company will want to know if you have added a dog to your family.&nbsp;<\/p>\n\n\n\t<div class=\"block-cta-blog my-4 \">\n\t\t<div class=\"cta-blog_copy\">\n\t\t\t<p>Start saving on insurance<\/p>\n\t\t\t\t\t\t\t<p class=\"text-center\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/spotpet.com\/partners\/rateinsurance?pcode=SPOT_RATEINS&#038;utm_source=rateins&#038;utm_medium=affiliate&#038;utm_campaign=blog&#038;utm_content=cta\" class=\"btn btn-sm btn-primary\"  target=\"_blank\">Get My Quote<\/a>\n\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Do I Need to Declare My Dog on My Homeowners or Renters Insurance Policy?<\/strong><\/h2>\n\n\n\n<p>You really should let your insurance company know about <em>any<\/em> pets you have, especially if you have homeowners or <a href=\"https:\/\/guaranteedrate.wpengine.com\/insurance\/renters-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">renters insurance<\/a>. Let the insurer make the determination if the pet poses any risks.<\/p>\n\n\n\n<p>Your goldfish won&#8217;t bite and your turtle terrarium won&#8217;t cause anyone to trip and fall. Pets like dogs, cats, and exotic animals such as birds, snakes, and lizards can be risky. It&#8217;s a good idea to declare them beforehand.<\/p>\n\n\n\n<p>If an accident happens and you haven\u2019t divulged that you have a pet and there\u2019s a claim, your insurance company could decide that you failed to disclose a material fact that would have affected your rate and coverage.&nbsp;<\/p>\n\n\n\n<p>This could lead to your insurance company canceling the policy back to the start date due to a breach of contract.&nbsp;<\/p>\n\n\n\n<p>It&#8217;s best to ask first if you need more insurance for your pet. Otherwise, you might lose your coverage later if you don&#8217;t mention having an iguana. If the iguana bites a guest and they make a claim, it could cause problems.<\/p>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>What Dog Breeds Will Homeowners Insurance Not Cover?<\/strong><\/h2>\n\n\n\n<p>The answer to this question depends on the insurer. Some insurance companies flat-out will not write policies for homeowners who have dogs of certain breeds or breed groups. Some will write policies but have higher rates for certain breeds. Other insurance companies don\u2019t track specific breeds at all.<\/p>\n\n\n\n<p>If you have adopted a dog from a shelter, even figuring out what breed you have can be confusing. Unless the shelter knows the dog\u2019s history, frequently they are guessing the breed or breed mix based on appearances. While <a href=\"https:\/\/www.usatoday.com\/story\/news\/nation\/2019\/03\/08\/dog-dna-testing-test-kits-popular-but-veterinarians-warn-risks\/3065059002\/\" target=\"_blank\" rel=\"noreferrer noopener\">DNA testing kits for dogs<\/a> are popular, consumers should be wary of placing too much stock in their accuracy.<\/p>\n\n\n\n<p>Some home insurance policies don&#8217;t cover pit bulls, but this is a problem because &#8220;pit bull&#8221; isn&#8217;t a breed. It\u2019s a generic term that covers a number of different breeds that have distinctive, blocky heads and muscular bodies.&nbsp;<\/p>\n\n\n\n<p>The size of a dog impacts property insurance coverage. This is because dog-bite injuries are the primary reason for claims on canine liability insurance. The bigger the dog, the more damaging the bite can be. Pit bulls get attention, but other dog breeds are often not covered by home insurance.&nbsp;<\/p>\n\n\n\n<p>Some homeowners insurance policies generally do not allow the following breeds:<\/p>\n\n\n\n<ul class=\"wp-block-list mb-3\">\n<li>Akitas<\/li>\n\n\n\n<li>Mastiffs<\/li>\n\n\n\n<li>Chow Chows<\/li>\n\n\n\n<li>Rottweilers<\/li>\n\n\n\n<li>Great Danes<\/li>\n\n\n\n<li>German Shepherds<\/li>\n\n\n\n<li>Doberman Pinschers<\/li>\n\n\n\n<li>Staffordshire Terriers and others in this family (classified as pit bulls)<\/li>\n\n\n\n<li>Wolf breeds or crosses<\/li>\n<\/ul>\n\n\n\n<p>All the above-listed breeds are larger dogs that people consider aggressive. Obviously, there are many good family dogs that exist within these breeds. A great deal of a dog\u2019s temperament and behavior come down to training and socializing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Does Owning a Dog Increase Your Homeowners Insurance?<\/strong><\/h2>\n\n\n\n<p>Owning a dog will likely increase your homeowners insurance premium. This is because your policy includes liability insurance, which protects you in case someone gets injured while at your home.&nbsp;<\/p>\n\n\n\n<p>A lot of households in the U.S. have at least one pet, and according to a recent National Pet Owners survey conducted by the American Pet Products Association, around <a href=\"https:\/\/www.americanpetproducts.org\/press_industrytrends.asp\" target=\"_blank\" rel=\"noreferrer noopener\">69 million households have a dog<\/a>.&nbsp;<\/p>\n\n\n\n<p>Dog bites are a common problem. <a href=\"https:\/\/www.reuters.com\/article\/us-health-toddlers-dog-bites\/youngest-kids-most-vulnerable-to-dog-bites-idUSKCN1GE2WQ\" target=\"_blank\" rel=\"noreferrer noopener\">Millions of people are bitten by dogs every year, and many of them are children, frequently age 2 and younger.<\/a> This risk means it\u2019s a good idea to make sure you\u2019re covered even if you consider your dog to be well-behaved.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Does homeowners insurance cover dog bites?<\/strong><\/h2>\n\n\n\n<p>The primary reason your insurance company is even interested in your dog is because of the risk for dog bites. If you don\u2019t have a dog, there\u2019s no chance someone will get bitten; if you do have a dog, there is a risk. On the surface, the risk has increased just by having a dog \u2014 any dog.<\/p>\n\n\n\n<p>Any dog can bite. From the quiet and cuddly to loud barkers, any dog that feels challenged or threatened can bite.&nbsp;<\/p>\n\n\n\n<p>Dogs bite for a range of reasons, but it\u2019s almost always a response to an external factor. For example, being startled or scared can trigger some dogs to bite. Some dogs will bite to protect something that is important to them, such as their food, their puppies or you.&nbsp;<\/p>\n\n\n\n<p>The American Veterinary Medical Association reports that <a href=\"https:\/\/www.avma.org\/resources-tools\/pet-owners\/dog-bite-prevention#:~:text=Almost%201%20in%205%20people,while%20interacting%20with%20familiar%20dogs.\" target=\"_blank\" rel=\"noreferrer noopener\">nearly one out of every five dog bites requires medical attention<\/a>. One of the most important things you can do as a dog owner is to work with your dog to reduce the risk of bites. Here\u2019s how:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Socialize your dog.<\/strong> Exposing your dog to a range of people and experiences will desensitize your dog so that they aren\u2019t easily scared or startled by something new.&nbsp;<\/li>\n\n\n\n<li><strong>Educate others about how to approach dogs.<\/strong> Actions we think are harmless, like reaching a hand out or patting a dog on the head, are considered aggressive by a dog. Learn about dog body language to both understand your own pet better and for situations around dogs not known to you.&nbsp;<\/li>\n\n\n\n<li><strong>Invest in your dog<\/strong>. Training, sufficient exercise and proper healthcare are essential to a happy and well-behaved pet.<\/li>\n\n\n\n<li><strong>Avoid situations that increase risk.<\/strong> You are your dog\u2019s biggest advocate. Do not put your dogs in situations that you know will cause them stress.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Can I Get Homeowners Insurance If My Dog Is Considered an Aggressive Breed?<\/strong><\/h2>\n\n\n\n<p>First, talk to your insurance agent. While some homeowners insurance companies will drop you if you have a breed of dog they consider aggressive, not every company does this.&nbsp;<\/p>\n\n\n\n<p>Some insurance companies will allow homeowners to add dogs that were <a href=\"http:\/\/www.naiaonline.org\/guest_editorials_and_commentary\/page\/nationwide-rewards-akc-canine-good-citizens-and-their-owners\" target=\"_blank\" rel=\"noreferrer noopener\">previously excluded<\/a> from policies if they complete a training course. The American Kennel Club (AKC) <a href=\"https:\/\/www.akc.org\/products-services\/training-programs\/canine-good-citizen\/what-is-canine-good-citizen\/\" target=\"_blank\" rel=\"noreferrer noopener\">Canine Good Citizen Test<\/a> offers one such skills-based training program for you and your dog. Dogs learn good manners and receive obedience training. Also, owners learn about dog behaviors and what it means to be a responsible dog owner.&nbsp;<\/p>\n\n\n\n<p>Finish the course to become a confident owner with a happy dog. You&#8217;ll also have a better chance of getting homeowners insurance that covers your dog, even if it&#8217;s a restricted breed.<\/p>\n\n\n\t<div class=\"block-cta-blog my-4 \">\n\t\t<div class=\"cta-blog_copy\">\n\t\t\t<p>Start saving on insurance<\/p>\n\t\t\t\t\t\t\t<p class=\"text-center\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/spotpet.com\/partners\/rateinsurance?pcode=SPOT_RATEINS&#038;utm_source=rateins&#038;utm_medium=affiliate&#038;utm_campaign=blog&#038;utm_content=cta\" class=\"btn btn-sm btn-primary\"  target=\"_blank\">Apply now<\/a>\n\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>How can I get a quote for homeowners insurance today?<\/strong><\/h2>\n\n\n\n<p>Being a dog owner is both a privilege and a responsibility. You need to train and socialize your dogs so they can interact safely with your friends and neighbors.&nbsp;<\/p>\n\n\n\n<p>Certain dog breeds are seen as more aggressive, which can make it difficult to get home insurance. However, you can improve your chances by completing the AKC Canine Good Citizen course. Talk to your agent or <a href=\"https:\/\/guaranteedrate.wpengine.com\/insurance\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\">connect with an expert agent today<\/a> to learn more!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dogs are some of the most popular pets in America, with numbers growing last year as socially distanced homeowners across the country brought \u201cpandemic puppies\u201d into their homes.<\/p>\n","protected":false},"author":20,"featured_media":8491,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"categories":[13,36],"tags":[42,37],"class_list":["post-7945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home","category-pet","tag-home-insurance","tag-pet-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What to Know About Dog Breeds and Home Insurance | Rate.com<\/title>\n<meta name=\"description\" content=\"Do you have questions about how having a dog might impact your homeowners or renters insurance policy? Get your answers &amp; apply for an insurance quote today\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What to Know About Dog Breeds and Insurance\" \/>\n<meta property=\"og:description\" content=\"Owning a dog will likely increase your homeowners insurance premium. Here&#039;s what you need to know about dog breeds and insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Rate.com\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-27T17:55:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-06T17:10:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jennifer Phillips\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jennifer Phillips\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\",\"name\":\"Guaranteed Rate Insurance\",\"url\":\"https:\/\/www.rate.com\/insurance\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Guaranteed Rate Insurance\"},\"image\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#website\",\"url\":\"https:\/\/www.rate.com\/insurance\/\",\"name\":\"Rate.com\",\"description\":\"Find car, home, business or life insurance\",\"publisher\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rate.com\/insurance\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage\",\"url\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png\",\"contentUrl\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png\",\"width\":940,\"height\":788},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage\",\"url\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/\",\"name\":\"What to Know About Dog Breeds and Home Insurance | Rate.com\",\"isPartOf\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage\"},\"datePublished\":\"2021-10-27T17:55:05+00:00\",\"dateModified\":\"2025-08-06T17:10:58+00:00\",\"description\":\"Do you have questions about how having a dog might impact your homeowners or renters insurance policy? Get your answers & apply for an insurance quote today\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"What to Know About Dog Breeds and Home Insurance\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage\"},\"author\":{\"name\":\"Jennifer Phillips\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66\"},\"headline\":\"What to Know About Dog Breeds and Home Insurance\",\"datePublished\":\"2021-10-27T17:55:05+00:00\",\"dateModified\":\"2025-08-06T17:10:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage\"},\"wordCount\":1232,\"publisher\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png\",\"keywords\":[\"home insurance\",\"pet insurance\"],\"articleSection\":[\"Home\",\"Pet\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66\",\"name\":\"Jennifer Phillips\",\"description\":\"Jen is a freelance writer who writes about insurance topics including home, auto, and life insurance and insurance carriers. She provides insights about insurance to help customers make informed decisions about their insurance.\",\"url\":\"https:\/\/www.rate.com\/insurance\/resources\/author\/jennifer-phillips\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What to Know About Dog Breeds and Home Insurance | Rate.com","description":"Do you have questions about how having a dog might impact your homeowners or renters insurance policy? Get your answers & apply for an insurance quote today","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/","og_locale":"en_US","og_type":"article","og_title":"What to Know About Dog Breeds and Insurance","og_description":"Owning a dog will likely increase your homeowners insurance premium. Here's what you need to know about dog breeds and insurance.","og_url":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/","og_site_name":"Rate.com","article_published_time":"2021-10-27T17:55:05+00:00","article_modified_time":"2025-08-06T17:10:58+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png","type":"image\/png"}],"author":"Jennifer Phillips","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jennifer Phillips","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.rate.com\/insurance\/#organization","name":"Guaranteed Rate Insurance","url":"https:\/\/www.rate.com\/insurance\/","sameAs":[],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Guaranteed Rate Insurance"},"image":{"@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/www.rate.com\/insurance\/#website","url":"https:\/\/www.rate.com\/insurance\/","name":"Rate.com","description":"Find car, home, business or life insurance","publisher":{"@id":"https:\/\/www.rate.com\/insurance\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rate.com\/insurance\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage","url":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png","contentUrl":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png","width":940,"height":788},{"@type":"WebPage","@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage","url":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/","name":"What to Know About Dog Breeds and Home Insurance | Rate.com","isPartOf":{"@id":"https:\/\/www.rate.com\/insurance\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage"},"datePublished":"2021-10-27T17:55:05+00:00","dateModified":"2025-08-06T17:10:58+00:00","description":"Do you have questions about how having a dog might impact your homeowners or renters insurance policy? Get your answers & apply for an insurance quote today","breadcrumb":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"What to Know About Dog Breeds and Home Insurance"}]},{"@type":"Article","@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#article","isPartOf":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage"},"author":{"name":"Jennifer Phillips","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66"},"headline":"What to Know About Dog Breeds and Home Insurance","datePublished":"2021-10-27T17:55:05+00:00","dateModified":"2025-08-06T17:10:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#webpage"},"wordCount":1232,"publisher":{"@id":"https:\/\/www.rate.com\/insurance\/#organization"},"image":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/dog-breeds-and-home-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/Untitled-design-31.png","keywords":["home insurance","pet insurance"],"articleSection":["Home","Pet"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66","name":"Jennifer Phillips","description":"Jen is a freelance writer who writes about insurance topics including home, auto, and life insurance and insurance carriers. She provides insights about insurance to help customers make informed decisions about their insurance.","url":"https:\/\/www.rate.com\/insurance\/resources\/author\/jennifer-phillips\/"}]}},"_links":{"self":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts\/7945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/comments?post=7945"}],"version-history":[{"count":0,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts\/7945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/media\/8491"}],"wp:attachment":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/media?parent=7945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/categories?post=7945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/tags?post=7945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}