{"id":7948,"date":"2021-10-27T12:59:46","date_gmt":"2021-10-27T17:59:46","guid":{"rendered":"https:\/\/www.guaranteedrateinsurance.com\/?p=7948"},"modified":"2025-08-06T12:16:03","modified_gmt":"2025-08-06T17:16:03","slug":"everything-you-need-to-know-about-insurance-as-a-remote-worker","status":"publish","type":"post","link":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/","title":{"rendered":"Everything You Need to Know About Insurance as a Remote Worker"},"content":{"rendered":"    <div class=\"entry-summary\">\n        <h2>Summary<\/h2>\n        <div class=\"entry-summary-content\">\n            <p><span style=\"font-weight: 400\">Whether you are a longtime work-from-home employee, or someone who has been afforded the option to work a few days from home by your employer, your status may affect your insurance coverage.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Insurance coverage will differ based on whether you work remotely for a company or if you are working from home as someone who is self-employed<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Workers\u2019 compensation rules vary from state to state, and might cover your home-based workplace<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Your homeowners insurance and auto insurance coverage likely have restrictions that exclude business use of your home or vehicle<\/span><\/li>\n<\/ul>\n        <\/div>\n    <\/div>\n\n\n\n<p>Are you one of the millions of Americans who are now working primarily from home?&nbsp;<\/p>\n\n\n\n<p>If so, it\u2019s important that you understand what your <a href=\"https:\/\/www.guaranteedrateinsurance.com\/personal-insurance\/home-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">homeowners insurance<\/a> will cover while you\u2019re on the job \u2014 and what it won\u2019t.&nbsp;<\/p>\n\n\n\n<p>The COVID-19 pandemic transformed the way we work and go about our daily lives. In March of 2020, millions of employees were sent home by the companies they worked for and encouraged to quickly pivot to working from home.&nbsp;<\/p>\n\n\n\n<p>Far from productivity suffering, employers found that it actually increased. Multiple studies conducted since the start of the pandemic have shown that workers were more productive working from home. While there is considerable speculation as to what might be driving this increase in productivity, a savings in commute time appears to be a considerable factor.<\/p>\n\n\n\n<p>Many employees appreciate the shift to remote work, too. Subsequent surveys of employees reveal that a significant percentage of them indicate that they <a href=\"https:\/\/www.benefitnews.com\/news\/employees-are-going-to-quit-if-forced-to-return-to-the-office\" target=\"_blank\" rel=\"noreferrer noopener\">would quit their jobs<\/a> rather than be forced back into an office.<\/p>\n\n\n\n<p>Since employees prefer working from home and productivity has not suffered, some companies are continuing to allow their workers to operate remotely \u2014 especially as the pandemic continues. Other companies are considering a hybrid approach that allows for some remote work while also requiring some in-office presence.<\/p>\n\n\n\n<p>Working from home has many advantages, but you should know that it also might have an impact on your property insurance.&nbsp;<\/p>\n\n\n\n<p>The most meaningful factor for your insurance coverage is whether you work remotely for a company \u2014 or if you are self-employed. Both are work situations that would limit the amount of coverage provided by your homeowners insurance coverage or renters insurance coverage, but the insurance solutions for each situation are different. Let\u2019s explore the options.<\/p>\n\n\n\t<div class=\"block-cta-blog my-4 \">\n\t\t<div class=\"cta-blog_copy\">\n\t\t\t<p>See how to save on insurance<\/p>\n\t\t\t\t\t\t\t<p class=\"text-center\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quote.rateins.com\/home?utm_source=blog&#038;utm_medium=browser&#038;utm_campaign=blog&#038;utm_content=cta\" class=\"btn btn-sm btn-primary\"  target=\"_blank\">Get my quote<\/a>\n\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Working Remotely for an Employer<\/strong><\/h2>\n\n\n\n<p>In many cases, employers provide the laptops, monitors and other equipment necessary to do your job from a home office. If your employer provided the electronic equipment you are using to do your job remotely, it\u2019s very likely that the company\u2019s insurance covers that equipment. Things get a bit trickier if you are using your personal computer to do company work.<\/p>\n\n\n\n<p>Generally speaking, the property in your home covered by your homeowners insurance policy is described as being for personal use. If lightning strikes your house and your personal computer is damaged or destroyed, it would typically be covered under your standard homeowners insurance policy. If you own a high-end computer such as a gaming computer, you might have purchased additional coverage such as a valuable personal property rider.&nbsp;<\/p>\n\n\n\n<p>If you\u2019re using your personal equipment for work, however, there might be a much lower coverage limit \u2014 or it might not be covered at all. Using your personal electronic equipment for work carries risk for your employer as well. Connecting to a company intranet from a computer used by the family could introduce malware and viruses into the corporate system. Be sure to check with your employer to make sure you\u2019re up to date on their security requirements for remote employees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Clients and Vendors<\/strong><\/h2>\n\n\n\n<p>Your homeowners insurance policy offers liability coverage that protects you financially if someone hurts themselves on your property, while a renters insurance policy protects you if someone hurts themselves in your apartment.<\/p>\n\n\n\n<p>But if the person who slips and falls is a work client or vendor, your homeowners or renters insurance might not cover the resulting injury.&nbsp;<\/p>\n\n\n\n<p>If you are a remote employee and your job includes visits to your home by either work clients or work-related vendors, it is very important for you to talk to your employer about how their insurer handles liability insurance coverage for remote work. This is because your employer may have a provision that stipulates that you will maintain your work-from-home office and keep it in a condition that prevents injuries.&nbsp;<\/p>\n\n\n\n<p>If a client visiting your home stumbles over a child\u2019s toy and sprains an ankle, who covers the injury? Your homeowners insurance will likely point to the work-related nature of the visit, and your employer\u2019s insurance will point to the provision that stipulates that, as a provision of working from home, you will maintain a safe work environment.<\/p>\n\n\n\n<p>It\u2019s important to note that you may be required to maintain a safe place to work even if you do not have clients and vendors visiting your home. That\u2019s because workers\u2019 compensation rules \u2014 and what employers are required to do to keep their workers safe \u2014 can vary dramatically from one state to the next.<\/p>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Using Your Personal Vehicle for Work<\/strong><\/h2>\n\n\n\n<p>Similar concerns arise if you are using your personal vehicle for employment purposes. Your vehicle\u2019s insurance policy specifically states that you are covered for personal use of the vehicle.&nbsp;<\/p>\n\n\n\n<p>If you are driving your personal car to make work deliveries and get into an accident, however, it is your employer\u2019s insurance that covers the damage. Be sure you are aware of your employer\u2019s requirements before agreeing to use your vehicle on the job.<\/p>\n\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>Working From Home as a Sole Proprietor<\/strong><\/h2>\n\n\n\n<p>The gig economy has led to a remarkable growth in self-employment across a wide range of jobs and industries. <a href=\"https:\/\/quickbooks.intuit.com\/self-employed\/report\/\" target=\"_blank\" rel=\"noreferrer noopener\">A Gallup study conducted<\/a> prior to the pandemic showed that almost 30 percent of Americans are self-employed. This includes those who are fully self-employed and those who work for themselves as a \u201cside hustle.\u201d<\/p>\n\n\n\n<p>All of the same factors mentioned above are still in play if you work for yourself. Your computer equipment still will not be covered by your homeowners insurance if it\u2019s damaged. Your homeowners insurance liability will also be unlikely to cover client or vendor injuries. Your car insurance will still specifically exclude most business uses of your vehicle.<\/p>\n\n\n\n<p>With no employer\u2019s insurance to fall back on, how do you protect yourself financially if you work from home and are self-employed? You will need a separate insurance policy for small businesses to cover these types of situations. A small-business-insurance policy will cover computer equipment and other office materials, and it will typically offer liability coverage if vendors or clients visit you at your home.&nbsp;<\/p>\n\n\n\n<p>Many policies also carry coverage for cybersecurity incidents or data breaches \u2014 and if you are providing advice or consultations, they can cover professional liability insurance and disability coverage for employees who work from home.<\/p>\n\n\n\t<div class=\"block-cta-blog my-4 \">\n\t\t<div class=\"cta-blog_copy\">\n\t\t\t<p>Start saving on insurance<\/p>\n\t\t\t\t\t\t\t<p class=\"text-center\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quote.rateins.com\/home?utm_source=blog&#038;utm_medium=browser&#038;utm_campaign=blog&#038;utm_content=cta\" class=\"btn btn-sm btn-primary\"  target=\"_blank\">Apply now<\/a>\n\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading text-primary\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>Remote work appears to be here to stay, so it\u2019s important to brush up on how your insurance coverage will be impacted.&nbsp;<\/p>\n\n\n\n<p>If you are working from home remotely for an employer, take the time to ask questions and understand how the company\u2019s insurance works and what might be expected of you \u2014 such as maintaining a safe work-from-home environment.&nbsp;<\/p>\n\n\n\n<p>What you learn might surprise you, especially if there are safety rules that your employer or HR department wants you to follow while you are working from home. If you ignore safety requirements and are injured while working at home, your employer\u2019s insurance might not be liable.<\/p>\n\n\n\n<p>Working remotely has many benefits for both workers and employers, but it also can affect what is covered by your insurance. It\u2019s up to you to learn what is and is not covered by your employer\u2019s insurance.&nbsp;<\/p>\n\n\n\n<p>If you are self-employed, it\u2019s important to understand that just because you are not covered by an employer, it doesn\u2019t mean that your homeowners insurance policy automatically kicks in if something happens. This is true whether your self-employed job is doing people\u2019s taxes or baking cakes.&nbsp;<\/p>\n\n\n\n<p>Regardless of the reason why you work from home, make sure that you know what insurance you need \u2014 and make sure that you are protected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you one of the millions of Americans who are now working primarily from home? If so, it\u2019s important that you understand what your homeowners insurance will cover while you\u2019re on the job \u2014 and what it won\u2019t. <\/p>\n","protected":false},"author":20,"featured_media":7949,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"categories":[13],"tags":[42],"class_list":["post-7948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home","tag-home-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Everything You Need to Know About Insurance as a Remote Worker | Rate.com<\/title>\n<meta name=\"description\" content=\"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Everything You Need to Know About Insurance as a Remote Worker | Rate.com\" \/>\n<meta property=\"og:description\" content=\"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/\" \/>\n<meta property=\"og:site_name\" content=\"Rate.com\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-27T17:59:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-06T17:16:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1027\" \/>\n\t<meta property=\"og:image:height\" content=\"441\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jennifer Phillips\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jennifer Phillips\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\",\"name\":\"Guaranteed Rate Insurance\",\"url\":\"https:\/\/www.rate.com\/insurance\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Guaranteed Rate Insurance\"},\"image\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#website\",\"url\":\"https:\/\/www.rate.com\/insurance\/\",\"name\":\"Rate.com\",\"description\":\"Find car, home, business or life insurance\",\"publisher\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rate.com\/insurance\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage\",\"url\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg\",\"contentUrl\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg\",\"width\":1027,\"height\":441},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage\",\"url\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/\",\"name\":\"Everything You Need to Know About Insurance as a Remote Worker | Rate.com\",\"isPartOf\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage\"},\"datePublished\":\"2021-10-27T17:59:46+00:00\",\"dateModified\":\"2025-08-06T17:16:03+00:00\",\"description\":\"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Everything You Need to Know About Insurance as a Remote Worker\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage\"},\"author\":{\"name\":\"Jennifer Phillips\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66\"},\"headline\":\"Everything You Need to Know About Insurance as a Remote Worker\",\"datePublished\":\"2021-10-27T17:59:46+00:00\",\"dateModified\":\"2025-08-06T17:16:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage\"},\"wordCount\":1305,\"publisher\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg\",\"keywords\":[\"home insurance\"],\"articleSection\":[\"Home\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66\",\"name\":\"Jennifer Phillips\",\"description\":\"Jen is a freelance writer who writes about insurance topics including home, auto, and life insurance and insurance carriers. She provides insights about insurance to help customers make informed decisions about their insurance.\",\"url\":\"https:\/\/www.rate.com\/insurance\/resources\/author\/jennifer-phillips\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Everything You Need to Know About Insurance as a Remote Worker | Rate.com","description":"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/","og_locale":"en_US","og_type":"article","og_title":"Everything You Need to Know About Insurance as a Remote Worker | Rate.com","og_description":"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.","og_url":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/","og_site_name":"Rate.com","article_published_time":"2021-10-27T17:59:46+00:00","article_modified_time":"2025-08-06T17:16:03+00:00","og_image":[{"width":1027,"height":441,"url":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg","type":"image\/jpeg"}],"author":"Jennifer Phillips","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jennifer Phillips","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.rate.com\/insurance\/#organization","name":"Guaranteed Rate Insurance","url":"https:\/\/www.rate.com\/insurance\/","sameAs":[],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Guaranteed Rate Insurance"},"image":{"@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/www.rate.com\/insurance\/#website","url":"https:\/\/www.rate.com\/insurance\/","name":"Rate.com","description":"Find car, home, business or life insurance","publisher":{"@id":"https:\/\/www.rate.com\/insurance\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rate.com\/insurance\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage","url":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg","contentUrl":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg","width":1027,"height":441},{"@type":"WebPage","@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage","url":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/","name":"Everything You Need to Know About Insurance as a Remote Worker | Rate.com","isPartOf":{"@id":"https:\/\/www.rate.com\/insurance\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage"},"datePublished":"2021-10-27T17:59:46+00:00","dateModified":"2025-08-06T17:16:03+00:00","description":"Working remotely has many benefits for both workers and employers. Read this blog post to learn how your insurance coverage may be affected.","breadcrumb":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Everything You Need to Know About Insurance as a Remote Worker"}]},{"@type":"Article","@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#article","isPartOf":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage"},"author":{"name":"Jennifer Phillips","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66"},"headline":"Everything You Need to Know About Insurance as a Remote Worker","datePublished":"2021-10-27T17:59:46+00:00","dateModified":"2025-08-06T17:16:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#webpage"},"wordCount":1305,"publisher":{"@id":"https:\/\/www.rate.com\/insurance\/#organization"},"image":{"@id":"https:\/\/www.rate.com\/insurance\/resources\/everything-you-need-to-know-about-insurance-as-a-remote-worker\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rate.com\/insurance\/wp-content\/uploads\/2021\/10\/remote-work.jpg","keywords":["home insurance"],"articleSection":["Home"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.rate.com\/insurance\/#\/schema\/person\/3c93d517b3dc6f46a24aaad73d1c5b66","name":"Jennifer Phillips","description":"Jen is a freelance writer who writes about insurance topics including home, auto, and life insurance and insurance carriers. She provides insights about insurance to help customers make informed decisions about their insurance.","url":"https:\/\/www.rate.com\/insurance\/resources\/author\/jennifer-phillips\/"}]}},"_links":{"self":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts\/7948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/comments?post=7948"}],"version-history":[{"count":0,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/posts\/7948\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/media\/7949"}],"wp:attachment":[{"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/media?parent=7948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/categories?post=7948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rate.com\/insurance\/wp-json\/wp\/v2\/tags?post=7948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}