What people are saying... What people are saying... Back to profile
Great communicators and worked way past their usual hours.
Andrew C. - Moville, IA | Apr 2022
They did a great job with competitive rates.
Carmen C. - Minneapolis, MN | Apr 2022
Tony was very easy to work with and the entire process went quite smoothly.
Nirvana W. - Forest Lake, MN | Apr 2022
Because they took extra time, answered all questions regardless of time or day. They really do care about there clients and treat you as though you are family
Sonja E. - Lindstrom, MN | Apr 2022
Because Tony and his team. We're amazing. Through the whole process.
Thomas E. - Pine City, MN | Mar 2022
Very quick to respond and helpfully answered all my questions
Joshua O. - Lino Lakes, MN | Apr 2022
Because they deserve a higher score. Cannot say enough nice things about this company.
Amanda H. - Mora, MN | Mar 2022
Dealing with Tony Zerwas was so smooth and he made the process so easy! I have owed 5 homes and 3 cabins and have refinanced before and NEVER had such an easy process like we experienced with Tony!
Danial B. - Hugo, MN | Feb 2022
The guidance all the way through from the beginning to the closing, friendly and courteous
Roderick R. - Coon Rapids, MN | Feb 2022
Tony was great to work with and made me feel good about the loan choice.
Francisco S. - Coon Rapids, MN | Feb 2022
We love the online application process and how fast and efficient the entire process was. From the time I called Tony Zerwas to the time we closed on our refinance 2 weeks hadn't gone by! Tony is extremely knowledgeable and takes the time to talk with you and answer all of your questions. Excellent customer service as usual!
Angela B. - Taylors Falls, MN | Feb 2022
Excellent service, attention to detail, and timely follow-up
Daniel P. - Lino Lakes, MN | Jan 2022
Tony made the entire process so easy on us, and I have already recommended GR to my brother in law.
Amy D. - Mora, MN | Jan 2022
I've done business with Guaranteed Rate for years. Tony and his team are always on point, available for questions, patient with questions asked and always get it done!!
Paul G. - Brooklyn Park, MN | Dec 2021
Tony is great to work with. He responds in a timely manner and is very helpful.
David N. - Pine City, MN | Dec 2021
Tony and the team at Guaranteed Rate were so helpful and a pleasure to work with.
Adam S. - Waconia, MN | Dec 2021
Prompt service, always in constant contact with me.
Brian T. - Pine City, MN | Nov 2021
They work with you through the whole process
Tori P. - Emily, MN | Nov 2021
Great communication from Tony. He is always willing to entertain a conversation. I appreciate his thoroughness and the speed at which he responds.
Kelly D. - North Branch, MN | Nov 2021
Tony was very helpful and flexible in helping us get our documents together.
Frederick M. - Minneapolis, MN | Nov 2021
I have worked with Tony and his team before. Tony is amazing, he takes calls and emails all throughout the day. He makes you feel like you are the only one he is working with.
Daniel S. - White Bear Lake, MN | Oct 2021
Tony and his team did an outstanding job!
Donald F. - Apple Valley, MN | Oct 2021
This is the second time I've worked with Tony Zerwas, and he is just awesome! I always felt like he was on top of things and I could always reach him if I had any questions.
Yvette A. - Shakopee, MN | Oct 2021
They were on top of everything !
Carrie H. - Bloomington, MN | Oct 2021
Very helpful an on top of stuff
Aaron S. - North Branch, MN | Sep 2021
Great people, quick and very helpful!
Tyler S. - Stanchfield, MN | Sep 2021
Tony was super helpful and very patient with me and getting everything figured out.
Jennifer W. - New Prague, MN | Sep 2021
Very easy to work with, drove the whole process, and got a great rate
Brian H. - Mankato, MN | Aug 2021
Great service! Fast and accurate!
Jared L. - Cloquet, MN | Aug 2021
Super helpful, efficient, knowledgeable
Danielle R. - Harris, MN | Aug 2021
They were easy to work with, very communicative, and were able to get the job done quickly.
Alexander P. - Omaha, NE | Aug 2021
We've used Guaranteed Rate a few times and they have always provided top notch service. Tony has been outstanding and i would highly recommend him to anyone.
Brenda L. - Apple Valley, MN | Aug 2021
Quick response, helpful, friendly
John R. - Chisago City, MN | Aug 2021
They were helpful and offered a good rate
Mark P. - Stacy, MN | Aug 2021
Very smooth and informative process
Jacob H. - Lino Lakes, MN | Aug 2021
Tony and team are great to work with.
Scott N. - Wyoming, MN | Aug 2021
Very professional and fast service
Aaron L. - Duluth, MN | Aug 2021
They were professional, and helped all the way!
Susan S. - Forest Lake, MN | Jul 2021
Very helpful through a sometimes challenging process.
Jens V. - Minneapolis, MN | Jul 2021
the way everything was handled and Tony our rep that worked with us
Thomas L. - Blaine, MN | Jul 2021
Excellent interest rates and customer service
Amir O. - Blaine, MN | Jul 2021
Great customer service. Attention to detail. Work for me and not for themselves.
Sarah T. - Minneapolis, MN | Jun 2021
Tony was awesome to work with and super informative
Erik Y. - Jordan, MN | Jun 2021
Tony was diligent in finding us the best rate and loan. He consistently answered all of my questions, was patient, thorough, and made this process understandable and easy.
Matthew H. - New Prague, MN | Jun 2021
Everyone is so organized, efficient, and friendly.
Kassandra P. - Stanchfield, MN | Jun 2021
Tony zerwas was great from the forest lake branch
Kyle S. - Linwood, MN | Jun 2021
Tony and his team are rockstar's
Sean C. - Saint Paul, MN | Jun 2021
happy with Tony and the quick results
Ryan F. - White Bear Lake, MN | May 2021
Great service, fast response times for questions. Overall great
Nicholas D. - North Branch, MN | May 2021
Tony Zerwas was amazing throughout the entire process, he explained things to make sense to my wife and I. He was always available and got back to us almost instantly.
Joshua B. - Grand Forks, ND | May 2021
They were easy to work with.
Thomas S. - Saint Paul Park, MN | Apr 2021
Tony Zerwas specifically. He is the ‘10’
Kelly W. - Forest Lake, MN | May 2021
We have worked with Tony at Guaranteed Rate a few times and each time it has been a seamless process. He communicates well and explains things in a way that is very easy to understand. Tony's group of people were very pleasant to work with.
Benjamin G. - Stanchfield, MN | Apr 2021
Friendly, courteous service with my needs in mind
Margaret Z. | Mar 2021
Satisfied with the service.
Matthew H. | Mar 2021
Tony Zerwas is great to work with
Brenda S. | Mar 2021
It was easy and I trust Tony to inform us of our best options
Bridget J. | Mar 2021
Tony Zerwas is the very best agent I have ever worked with!!
ALLEN R. | Mar 2021
I have refinanced with Tony in the past and each time it was a pleasure working with him. He is extremely knowledgeable and always provides top-notch/A++ service. He is always prompt in getting back to me and supremely patient when I have questions, or don''t understand something.
Paul G. | Mar 2021
Very easy process, very knowledgeable people!
Cynthia M. | Mar 2021
Easy to deal with people and company.
Allen O. | Mar 2021
Tony and Ursula were always helpful and available. They got us through the process with no stress. Always had the answers or got them quickly.
Robert S. | Mar 2021
Repeat customer that considers GR one of the best.
Thomas W. | Mar 2021
We have used guaranteed rate several times and the process has always been so incredibly easy and smooth.
Diane K. | Feb 2021
Used 2x, been very good, great people, refed a few people and they took good care of them as well
Jeffrey D. | Feb 2021
Tony Z. and every member of his team were professional, quick with replies when needed, and made the whole process seamless!
Leslie E. | Feb 2021
Tony was awesome and so easy to work with
Jacob B. | Feb 2021
They are competitive in rate and cost. Timely and responsive. Made the process smooth.
Harlan H. | Feb 2021
Did what they said they would
Dustin K. | Feb 2021
Great people to work with.
Jacob S. | Dec 2020
Did everything I needed them to do.
Justin A. | Feb 2021
Tony was very responsive to every email
James T. | Nov 2020
Tony and his staff are great, very smooth refi!
Nancy D. | Dec 2020
Very efficient and effective in the processing of my refinance. Done in a minimum amount of time.
R. O. | Nov 2020
Tony and team have been amazing to work with. This is my 3rd time partnering with them, and I have already referred several people over the years.
Adam A. | Dec 2020
Tony and his team were fantastic to work with, everything was smooth, straight forward and timely.
Joshua S. | Jan 2021
The communication we received was wonderful! The refinance process was so smooth!
Susan H. | Sep 2020
All of my questions were answered promptly and I felt like everyone was on my side to help me
Lillien W. | Nov 2020
Tony got it done, and done quickly. He met all timeliness and expectations.
Justin S. | Jan 2021
Tony did a great job. Called me back very timely and was very calm when I was upset a seller backed out.
Richard L. | Sep 2020
Tony being very trustworthy
Chad N. | Oct 2020
Quick, to the point answers about the mortgage
Allen O. | Nov 2020
Excellent service. Excellent team.
Lucas C. | Dec 2020
Professionalism, commitment, and openness.
Regina C. | Jan 2021
Very accommodating, easy to work with and feel they are honest.
Brian K. | Sep 2020
It was fast and easy and they were there when I had questions
Patrick D. | Oct 2020
Very nice people & easy to work with!
Jody E. | Nov 2020
Very helpful and always available to get a quick and accurate response.
Tony P. | Dec 2020
It was so easy to work with you. You guys always were on top of pre-approvals when I needed them. Then the final house selected was definitely an ease for knowing what I needed to provide and complete. I will definitely recommend you guys.
Erin B. | Jan 2021
Great people to work with, very thorough and responsive.
Jake L. | Sep 2020
Great service. Quick approval
Douglas K. | Nov 2020
Tony Zerwas is top notch with customer service!
Lynn S. | Dec 2020
Easy to work with! Very nice and helpful
Samantha M. | Jan 2021
Because Tony Zerwas deserves it. He was very quick and professional. Tony will go out of his way to help you, and he was always easy to get a hold of.
Carson W. | Aug 2020
This whole process was new to my fiance and I. The people at Gauranteed Rate explained things well and made us feel comfortable with the process
Corey K. | Sep 2020
Guaranteed Rate was first off great to work with and responsive, but you were also able to find a mortgage that worked for my property at a great rate. The options were clearly communicated and the process throughout was smooth.
Aaron P. | Oct 2020
seamless process, friendly people
Jerilyn G. | Nov 2020
Excellent customer service by Tony Zerwas and his team, an amazing interest rate and low fees.
Jeanette D. | Dec 2020
Very easy process and good people to work with
Joseph F. | Jan 2021
Always available and prompt with responses, made the loan process and first time home-buying experience so smooth and seamless.
Emily L. | Aug 2020
The staff knows what they're talking about and take the time to explain it.
Heather C. | Sep 2020
Tony Zerwas went above and beyond to find creative solutions to our complex situation.
Thomas D. | Oct 2020
I appreciated that the company was honest with us and that they were able to work with our credit score, along with not making us feel like we were failures.
Brianna L. | Dec 2020
It was easy and they responded quickly to any questions that I had.
Gabriel R. | Jan 2021
Very easy to work with, reasonable requests, good communication
Alexis I. | Jun 2020
The whole process went very smoothly
David S. | Jul 2020
Tony was easy to work with
Gregory T. | Jun 2020
Easy to work with the team.
Zackery R. | Jun 2020
Good communication and regular updates on status of loan application
Jeanne R. | Jun 2020
Tony Zerwas is unbeatable!!
Eric R. | Jun 2020
Efficiency, excellent and timely communication.
Mary F. | Jun 2020
Very easy to communicate with and great customer service
James W. | May 2020
Tony and his crew are the best
Gerald S. | May 2020
Friendly, supportive service
Margaret Z. | Apr 2020
Fantastic rates and communication
Eric R. | Apr 2020
Guaranteed Rate works fast with you in order to fit your schedule needs
Olivia E. | Apr 2020
You guy are awesome and was there every step of the way
Phong H. | Mar 2020
Tony went above and beyond
Jessica P. | Mar 2020
Tony Zerwas gave us exceptional service
Douglas D. | Feb 2020
Tony zerwas and his crew were easy and friendly to deal with
Anthony G. | Jan 2020
Previously work with Guaranteed Rate.
Kenneth S. | Oct 2019
Tony Zerwas communicated clearly and in a timely manner. He also answered any questions I have and evaluated whether it was reasonable for us to refinance. I appreciated his honesty.
Kelly D. | Jan 2020
Tony and Ursula were fantastic, couldn't have had a better team to work with. They both were so responsive and Tony especially went above and beyond what was expected. Best experience I ever could've asked for.
Wendy P. | Oct 2019
The best service, we have done several loans through the Forest Lake group. Very good people.
Joseph M. | Sep 2019
Tony was easy to work with and we trusted him to do what was in our best interest
Bridget J. | Sep 2019
I feel Tony Zerwas went above and beyond to help me with the process. My work hours are very difficult to work around at times. He allowed me to drop paperwork off to him at his home and talked with me after hours about my loan. He did truly gave me great customer service.
Steven P. | Sept. 2019
I used Guaranteed Rate when i bought my house. My loan got sold but i came right back to Guaranteed Rate when I refinanced. Love the team in Forest Lake, MN Tony Zerwas and the whole team are the best.
Gerald S. | Aug 2019
Tony was great! The whole experience ended up being as not stressful as possible.
Mccoy T. | Aug 2019
Tony Zerwas and his team are the best, they answered all my questions. Very nice all around, I am so happy that I got a chance to work with you! Thanks very much!
Kimberly H | July 2019
Tony was really great. I appreciated that Tony was available at odd hours of the day, like after normal business hours. The flexibility makes it so much easier to have effective communication. Thanks a lot!
Taylor S. | July 2019
Tony Zerwas and his team were helping us throughout the entire process, we never felt like we didn't know what was going on or what stage we were at in the loan process. The online options were very impressive and being able to sign for some of our loan documents ahead of time was a huge plus. Thank you for making a stressful time an easy process. We highly recommend Tony Zerwas and Guaranteed Rate!
Angela B. | June 2019
The refi process was very easy and stress free! We would definitely recommend Guaranteed Rate and already have!
Nancy D. | May 2019
Tony Zerwas was great! He got me everything I needed in no time at all. Couldn't have done this without him!
Corbin P. | May 2019
Tony was fantastic made it so easy and painless. Thank you.
James W. | April 2019
My loan officer, Tony, was very professional and made me the most happiest person. I am very satisfied with the house that I bought.
Mezen H. | April 2019
Tony and Kristin were amazing!! They were so helpful and made everything super easy to understand. Definitely would work with them again!!
Daniel W. | April 2019
We loved Tony and Kristen and can’t thank them enough for making our new home possible!
Rachelle R. | March 2019
Tony is great. He has done 3 house purchases and a refinance for us and continues to be top notch. Wouldn’t use anyone else for our mortgage needs!!
Eric R. | March 2019
Tony and his team made this so easy! Thanks to everyone!
Kristin R. | February 2019
Tony and his Amazing Team were Great to work with. Wonderful people. Always there to help.
Amanda H. | January 2019
Tony, as my loan officer, made the entire process simple, easy to understand, and low stress. I have already recommended Guaranteed Rate to my friends, resulting in my sister purchasing a home with Guaranteed before I did.
Erika N. | December 2018
We have used this company twice now. My brother referred us to Tony Zerwas and now I have referred my sister in law to Tony also! So very happy that Tony and Kristen worked so hard for us and answered any question I had!!! We don’t plan on every buying or selling again, but if we ever did I would without a doubt use this company again!
Holly L. | December 2018
Everyone was very helpful and patient through the whole process. Would not ever use anyone else after working with them.
Jeffrey F., November 2018
Everyone I worked with was wonderful. They were patient and very good at what they did. Would not have wanted to have anyone else help me. Will recommend them to everyone I know looking for a house.
Jeffrey F. | November 2018
Tony Zerwas was awesome to work with; he went above and beyond what our expectations would have been. He made the process fun and also was thorough in explanations of options during the process. I would suggest him to all others we know going through this process. Thank you.
Jeffrey D. | November 2018
Thanks to Tony, Kristin and the rest of the gang helping me out with my re-finance! Very grateful to have a team like yours to work with!
Marshall N. | October 2018
I tried a couple other places and nobody made me feel at ease and helped me understand everything as much as Tony and his team of professional's. THANK YOU!
Jared S., September 2018
Thank you. I was very satisfied and pleased with your service.
Kenneth S., August 2018
Tony Zerwas is very competent and helpful. He took the time to explain the features, benefits and options. Much more satisfying results than working directly with the bank.
Stephen H., August 2018
Tony Zerwas made the entire process so easy. He went above and beyond to make sure that everything went smoothly. I cannot thank him enough for all he has done.
Jacob S., August 2018
Tony is the best in the business! With Kristin assisting, they make a formidable team working on behalf of their clients. As a realtor myself, I refer them him often and would only trust Tony with my own transaction.
Victoria F., August 2018
Tony Zerwas and his team were extremely knowledgeable and helpful at every step throughout the loan process. Not only would they walk us through each step, but would give us all possible scenarios. We appreciate the speed at which they completed the loan. Great job Tony and the team! We can't thank you enough.
Josh L., August 2018
All members of Guaranteed Rate were knowledgeable, wonderful, and caring. Buying your first home can be a a stressful process, but they do a wonderful job in making this process go smoothly.
Ryan H., August 2018
From start to finish everything went fantastic with Tony! Thanks so much for your help!!
James Z., July 2018
Tony called or emailed me throughout the loan process with updates, and what was going on. Kristin was another one who kept me informed and updated throughout the process. Everyone was professional, respectful and made me feel important.
Cheryl B., July 2018
Tony was very friendly, and informative! If I had a question he had the answers in a short amount of time. Dreams were made possible!
Sheila S., July 2018
No worries, no problems, excellent service!
Jerilyn G., June 2018
People were friendly,happy to help and they were prompt.
Francis D., May 2018
We love working with Tony Zerwas and his team. He made the entire process seamless, and this was our 2nd time working with him. We will recommend him to everyone we know looking to purchase.
Brenda L., February 2018
This a very pleasant experience, could not say enough nice things about Tony, Kristine, and Beth all of them are super helpful and very friendly. No doubt they are the people to turn to when needing a loan. Thank you all again for everything.
Nicholas K., March 2018
Tony Zerwas was the only reason this deal got done. Thanks!
Joseph P., December 2017
Tony and his team were friendly and easy to work with. Tony went above and beyond to answer questions and provide assistance.
Angela D., November 2017
Tony and Kristin were great to work with. They made the process so simple and answered all of my many questions quickly. I whole-heartedly recommend working with them to anyone interested in getting a mortgage!
Thomas D., October 2017
Tony Zerwas and his team were excellent and very accommodating to all of our questions and any issues we had through your process.
Brian W., October 2017
Fast and easy approval! Was awesome.
Daniel D., September 2017
This is the 2nd time I've used Tony at the forest lake branch and have already referred family members to him. Made it super easy and painless!
Michael D., August 2017
This is the second time I have used GR and have recommended the local team to several friends. Thanks!
Adam A., July 2017
Tony was our loan office, he and his team were great through the entire process!
Carson W., July 2017
Tony and Kristin where amazing. This was the easiest process ever and I would definitely recommend Guaranteed Rate in the future.
Jack E., June 2017
I was a 1st time home buyer and you guys made the process very easy and understandable. I have already recommended you to a friend and will use you in the future for when it's time for me to move again.
David N., February 2017
Tony's team were amazing with the process of our construction loan and refinance. We are very happy with the end result of our project and the wonderful service we received from Guaranteed Rate!!!!
Michael G., January 2017
Kristin and Tony were great, all around. They were very helpful. They didn't mind the several extra emails they received from me. We had a few hiccups but were able to work with me to get them resolved. They did such a great job, we are so happy we went with them.
Jillian T., January 2017
Tony Zerwas was outstanding! He was always there to answer any questions and explain things. Any person that I dealt with was very professional and very informative. I would absolutely work with them in the future and will refer anyone I know to them! I cannot say enough good things about Guaranteed Rate and am happy I was referred to them!
Benjamin G., December 2016
Tony Zerwas was great to work with. Have a friend looking for a home and giving her Tony's business card.
Patricia G., November 2016
Tony and his team are so great to work with!!
Joshua S., November 2016
Tony and Kristen were both wonderful. They were both very knowledgeable and extremely helpful throughout the entire process! We would use them again in a heartbeat and wouldn't hesitate to recommend them to friends and family.
Jeremy V., September 2016
I was impressed with the customer service. Everyone was extremely helpful. They were all very professional, always willing to take the extra step in to making me feel comfortable in what I was doing. I felt very relaxed in this whole situation because of Tony and Kristin's awesome ability to make me feel comfortable.
Lesli H., September 2016
We have been trying to refinance our home loan for 7+ years and Guaranteed Rate made it happen for us!!! We got locked into an ultra low interest rate and everyone we worked with was simply amazing! This was the best financial experience we have ever had. Thanks to Tony and Kristin for just being awesome at what they do and everyone else at Guaranteed Rate that helped us with our loan as well!!
Chad W., August 2016
Tony was just a wonderful to work with! My experience with him was much better than another closing. Very organized and explained every step. I have referred him to two other people already, I know my realtor has as well.
Catherine K., March 2016
Tony Zerwas is very knowledgeable. He really cares about his clients and is timely on returning calls or emails.
Frederick K., August 2016
Tony was AWESOME!!! Very stress-free experience.
Monica A., August 2016
Tony was fantastic to work with. He made the entire process very simple for us. He was available whenever we had questions and he made us feel like we were a priority for him. Great job!
Adam K., August 2016
Dealing with Tony Zerwas and his staff was a fantastic and easy process. My wife and I cannot speak highly enough of the way they treated us more like friends than a client. It was super easy and a very pleasant experience . We would and will recommend Tony Zerwas and Guaranteed Rate to anyone.
Gerald S., September 2016
Tony Zerwas was an outstanding loan officer. Very prompt to respond to any questions. His knowledge of the whole process help to make the whole process simpler and easier to understand.
Judith G., August 2016
Tony was amazing! We called Tony and he got everything done in 2 weeks! He was amazing! Him and his team worked fast to help close our loan. I now own my own home for the first time, and it's all thanks to Tony and his team!
Varian T., July 2016
Guaranteed Rate made every effort to get the best loan experience for me to buy a new home. The best banking experience I have ever had. Thank you Guaranteed Rate.
Clark N., June 2016
Tony and his staff made it incredibly easy through out the loan process, and were very understanding with all of my questions and concerns. Always wiling to answer any question I had and very thorough with their follow-up. I appreciate all their help and they did a fantastic job and I will highly recommend them to anyone I know that will be buying a home. Awesome job!!
Daniel S., May 2016
Tony and his staff (Beth, Kristin, and Ruth) were professional, prompt, and organized. The four step process from application to closing went very smoothly. Lori and I had Guaranteed Rate recommended to us by some friends, and we will definitely do the same for any friends, family, or co-workers that may be looking for a mortgage. It was a pleasure doing business with Guaranteed Rate.
Mark K., 2015
First a HUGE THANKS to Tony Zerwas and Kristin Rose out of the Forest Lake office!! Above and beyond, every email, every phone call and all questions answered!! Thanks to Chance and Beth also. They made it to so easy and smooth!! I would definitely recommend!!
Jamie L., November 2015
Tony and his team were great people to work with. Very helpful and informational. Tony did awesome and is very knowledgeable as well as the rest of his team.
Bethany T., November 2015
The process was absolutely painless on my end. Everyone I interacted with was completely knowledgeable and professional. My loan officer, Tony Zerwas, was simply amazing! Hats off to him, plus a HUGE shout out! Thank you, thank you, thank you!
Donald F., September 2015
Tony was responsive, clear, and detailed. Everything went very well. I am glad I was working with him.
Paula C., August 2015
Tony was very pleasant to work with. He made sure everything was done in a timely fashion and always got back to me within hours, if not minutes! Tony was very easy to get a hold of and willing to go out of his way to make things go as smoothly as they did. I am very pleased with how everyone in this company handled the process from start to finish. There were absolutely no bumps in the road and could not have gone better. I will work with Tony and the employees at Guaranteed Rate again down the road whether it to be to refinance or to buy another house.
Jessica R., July 2015
Tony and his team were very good to work with. He was very quick and answered everything I brought up. The whole process was excellent. I recommend him to everyone looking for a loan.
Travis M., June 2015
Tony was hands down amazing. Always quick to answer questions and fast on updates.
Lucas D., May 2015
Tony was hands down amazing. Always quick to answer questions and fast on updates. There was never a question Tony couldn't answer. He took the time to explain everything and made sure we always knew what was going on. Tony made the process less scary and very understandable.
Lucas D., May 2015
Tony always does a great job!!!! I have already recommended him to a friend!
Eric P., March 2015
Tony Zerwas was always available when we had questions for him. He always had a quick answer and was willing to help. I have shared with many people how helpful Tony was in financing our home! He helped make our dreams a reality!
Jake L.
Tony did a great job of taking care of everything from start to finish! I was more than impressed!!
Mary Jane L.
Tony Zerwas went above and beyond to help us. He is very knowledgeable, hard working, and took the work off of us. I would recommend Tony and Guaranteed Rate to anyone.
Howard J.
Tony did a great job. He guided us through the entire process patiently and professionally. We felt very comfortable working with him.
Eugene K.
Gwen, Ruth and Tony were awesome to work with! They kept me informed of the process. From application to closing, everyone involved made buying my home stress free.
Jennifer P.
Thank you Tony for all the work you did for Kara and I. We are extremely grateful that we had you as our loan officer. You made it easy for us and were very informative through every step of the process!
Jake L., July 2014
Tony was fantastic! I have been referring him left and right because of how good of a job he did. Everything was absolutely wonderful.
Daniel M., April 2014
Our loan officer, Tony Zerwas, was efficient, prompt, and responsive to any inquiries. His organization and ability to guide us through the process made everything very smooth and kept things moving forward without any issues.
Kale H., February 2014
Hey, check out this amazing review from Jeanette about Tony! “Tony Zerwas of Guaranteed Rate assisted our clients in financing their new home. They were previously unable to close the transaction with a different company. Tony took over the file and they were able to successfully close in less than two weeks. Tony understands and explains the process very well. We have worked with him several times and he always does a fantastic job. Tony always provides our clients with top notch service at competitive rates!”
Jeanette D., September 2013
It was very straightforward. Tonay and everyone was friendly and helpful. The online portal was very intuitive.
Julie S. - Woodbury, MN | Jul 2023
Great! The entire process was very smooth, and Tony even helped keep my buyer's agent on schedule when he started to become a bit lax.
Adam A., August 2012
Fantastic teamwork! Tony is amazing accomplished Banker Keeps his promises!?? Thanks again … Mary and Sarah P
Mary P. - Blaine, MN | May 2022
The team working on my loan, kept me informed during the whole process and made it very easy for me to understand the whole process
Jane D. - Wyoming, MN | Jul 2022
Tony and team made this a pleasure very accomodating and professional Thank you!!
Adam G. - Forest Lake, MN | Aug 2022
For the most part, every step in the process went smoothly with no surprises.
Jeffery G. - Circle Pines, MN | Sep 2022
Easy to work with. Great communication.
Sharon S. - Venice, FL | Oct 2022
Tony Zerwas was excellent to work with, and made the entire process stress-free.
Vincent B. - Vadnais Heights, MN | Dec 2022
They had very limited time to get our loan final approved. Everyone worked together, and stayed late to make sure it could get done.
Brian T. - Saint Paul, MN | Jan 2023
They are so great and awesome communication!
Alexandra O. - Milaca, MN | Mar 2023
Tony Zerwas and his team did an exceptional job helping us get through the home loan process. Their professionalism is outstanding.
Lonita W. - Pine City, MN | Apr 2023
The people at Guaranteed Rate were very easy to work with and always responded in a timely manner.
Sherah R. - Saint Paul, MN | May 2023
everything went smooth and all were great in answering our questions
Thomas V. - Pine City, MN | Jul 2023
Easy process, Tony was always accessible and answered all of my 1000 questions!
Tabitha Z. - Stanchfield, MN | Aug 2023