What are the top 3 misconceptions people have about the home loan process?
I would say the top 3 misconceptions are
1) That they need a 20% down payment and excellent credit to qualify for purchasing a home,
2) That all forms of income can be used for qualifying, and
3) That if they have had a financial or employment set back that there isn't financing available for them. There are lots of programs available for credit or income challenged individuals, and you just have to be patient and work with a loan officer that is willing to take the time to put a plan together with you.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
President Council Award Winner in 2004 and 2005
Circle of Excellence Award Winner in 2006
5 Star Professional Award Winner in 2015-2018
D Magazine's Best Mortgage Professional Award Winner in 2018
What provides you with the most satisfaction in your job as a Loan Officer?
My greatest satisfaction is that feeling I get after helping my clients reach their goals. Whether it's at closing, having helped a family own their new home, or helping a client understand their financial options to help them succeed in the future, it's what motivates me each morning. I do not take lightly the trust they have placed in me, and it's very rewarding when their experience is a positive one.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I am an extremely active person with passions for golf, deep sea/saltwater fishing, and snow skiing. I've played baseball and sand volleyball on competitive levels, and I love to travel. My wife and I got married at Globe Life Park in Arlington in 2014, and we have 4 large dogs that are basically our kids.
Tell us something that makes you unique or something wacky, yet interesting about you?
I look forward to each anniversary and birthday for my wife, because her reaction is the culmination of all the thought I've put in over the last year to come up with something special that I know she would never expect. But overall, it's the adventures that my wife and I call life together make me unique. Adventures like sky diving, proposing to her on a snow mobile trip overlooking Lake Tahoe, and getting married in the Capital One Club at Globe Life Park in Arlington (ok, that one was her idea).
I would also consider studying poker hands from previous tournaments a guilty pleasure of mine. I suppose it's the meticulous nature of calculating the mathematical odds combined with the psychological advantages of reading players in the hand that appeals to me.