Who is your typical customer and what questions do they typically have?
I do a lot of Community Lending, USDA, FHA, IDHA Down Payment Assistance. My typical customer is from rural America looking to buy farmettes or first-time home-buyers.
Most common questions are;
How can we buy a house with little or no down payment?
What kind of assistance is out there?
Is there an advantage to buying in a rural community?
Buying investment properties, can we use rental income?
I am looking at a house with a rental unit, what kind of financing is out there?
What specific steps do you use to help your customers find the best home loan for them?
Every mortgage loan application tells it's own story. No one is the same and either are your financial needs. I take the time to listen to what is truly needed and try and place you in a mortgage product that will meet your financial goals.
What are the top 3 misconceptions people have about the home loan process?
You need a down payment to buy a home.
My credit will never be good enough to get a Mortgage.
The mortgage process is too hard.
Buying a home is not the easiest process, but it can be with the right lender and Loan Officer.
You have already chosen wisely by coming to Guaranteed rate.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Talk with an experienced Mortgage Loan Officer.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
Planning and Zoning Committee Village of Hebron, Hebron Area Business Association, Richmond IL. Chamber of Commerce and NPC Bodybuilding
What provides you with the most satisfaction in your job as a Loan Officer?
There is nothing like assisting a family get into a home of their dreams.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I really enjoy spending time with my family and dog. Our son plays seven sports, of course at different times. Giving a child the natural way to produce endorphins, will teach him a lifetime of positive feelings.
Tell us something that makes you unique or something wacky, yet interesting about you?
On occasion, I will enter a Physique Bodybuilding Competition. I enjoy testing the limits of myself. I have never been competitive with others, but enjoy seeing what I have within.