How long have you been in the mortgage business and what inspired you to get into it?
I started in the mortgage business 10 years ago, directly out of college. My first job was as an assistant loan officer. I came in knowing really nothing about the industry, so I believe it was a blessing to start where I did. I learned the ins and outs of the business which I believe helps me today be the best Loan officer I can be. I was inspired by learning the harder I worked and more passion I put into the job, the greater the results.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
One Friday afternoon I received a call from a local realtor about having issues with a certain purchase transaction. The loan officer the client was currently using had given the buyer incorrect information, and after weeks and processing it turned out the buyer didn’t currently qualify. Within a few minutes of speaking with the buyer we put a plan in place to move forward with the state bond program. The loan was able to close by the contract date!
What can borrowers do to ensure a smooth mortgage underwriting process?
Do not wait until you have an offer accepted to start sending in your income documents. The sooner you send in this information the better. This gives us time to review everything with the underwriting department and helps for a smooth process.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
I am an active basketball coach in the Newport community. The past few years I have coach for the J.V. Basketball team at the local high school in Newport. I feel Newport is unique in the sense the kids in the community range from upper, middle- and lower-class families. It is awesome to see how these kids come together through sports.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am one of the best body surfers on Aquidneck Island.