What specific steps do you use to help your customers find the best home loan for them?
I start by asking what their goals are: monthly payment, term, down payment. Then I take that information and find the right home loan that fits all of their goals.
What are the top 3 misconceptions people have about the home loan process?
By far the largest misconception is that you need a 20% down payment. We have loan program options available that allow for as little as 3% down payment.
Next misconception is that you need perfect credit to purchase a home. There are loan program options that may allow credit scores as low as 600 in some cases.
Last misconception is that the process is painful. We will make the process smooth and as stress free as possible. People tell me all the time that "wow that was very easy".
What provides you with the most satisfaction in your job as a Loan Officer?
Purchasing a home is one of the biggest purchases that my clients will ever have. I feel honored to help them achieve the goal of home ownership.