Who is your typical customer and what questions do they typically have?
I work with many borrowers who need cash, buying their first home, building a home, and not so good credit. The most common question is "what's the process" and What's the rate."
What specific steps do you use to help your customers find the best home loan for them?
I like to get to know my customers. I deep dive into their plans, potential life events upcoming, retirement planning, and how they intend on making their payments. These are all factors that help to determine what loan products are best options to suit their needs.
What are the top 3 misconceptions people have about the home loan process?
I need 20% down to buy.
I need to provide my life's history on paper
Rates and costs are tremendously different from lender to lender.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
I almost prefer a borrower with little to no knowledge of the process. It takes more work but it has great satisfaction in the end, and it also produces good habits, not bad ones.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
Board Secretary for SD 37 BPOU
Member of the Anoka Masonic Lodge - Master Mason
Member of the Trusted Coaches association
What provides you with the most satisfaction in your job as a Loan Officer?
A happy customer and a smooth transaction. If both these are happening, then I'm getting paid, and customers are telling other customers, and the snowball starts.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Hanging with my Wife and Boys
playing any sport with my sons
Tell us something that makes you unique or something wacky, yet interesting about you?
I'm a bit of a Cliff Clavin from Cheers. I know a lot of goofy information. I have a T.V. Show. I usually coach two youth sports teams per year. I trained for two years to be a cage fighter. I eat almost anything, so long as it's called food somewhere in the world.