I started in the mortgage industry in 1986. My father was in the business and gave me the opportunity. I immediately loved how rewarding it was to help people with the home buying process and assisting them with refinancing their homes. 30 plus year later I enjoy helping people with their mortgages even more!! I offer a wide range of mortgage programs such as VA, FHA, Conventional, Jumbo and down payment assistance loans for first time buyers, such as those offered by IHDA. The pre-approval process is most important part of the process. Gathering the necessary financial information from a customer to determine and discuss how much they qualify for and what program best fits their family’s needs and goals is critical.
The mortgage industry has come full circle over the many years since I have been in the industry. We went from needing to verify all of a customer’s financial info when I started to not needing to verify much of anything in the early 2000’s. Today, we are back to needing complete financial documentation to complete a loan.
Technology has changed our industry completely. A customer can use our digital mortgage application to apply on line any time of the day and get an initial loan approval within minutes. They can then easily and quickly upload their requred financial information securely through our TransferSafe system. Documents can now be signed electronically with the click of your mouse using Docusign to save time for my customers. However, having all this great technology as tools does not replace the superior hands on approach my team and I provide our customers. I take pride in always returning phone calls, texts and emails promptly. Buying a home is stressful, we understand that and strive to make it as stress free as possible.