How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry since 1986, specializing in South Florida real estate.
What advice would you give new or first time home buyers?
Aside from choosing a professional experienced in all markets and areas of the loan process -- educate yourself! I highly recommend reading up on any of our blog posts, and do not be afraid to ask questions.
How has the mortgage industry changed since you started, and what would you expect in the future?
The market has changed dramatically in recent years; however, if you're properly prepared, the process is not as painful as advertised. The reward is historically low rates that can save thousands of dollars in interest for years to come.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Aside from working with a seasoned professional that has experienced all types of markets; I can recommend our blog posts. They are a straightforward look at the home purchase process, and you can't beat the price - they are free!
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born and raised in Miami, FL. I studied at Christopher Columbus Catholic Boys High School and the Florida State University. After college, I moved back to South Florida and in the Spring of 1986 began my career with Dime Real Estate Services, a subsidiary of Dime Savings Bank of New York.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
We are big fans of youth sports. If I'm not coaching baseball, flag football, soccer, basketball or softball, I can usually be found in the stands cheering for kids!
Tell us something that makes you unique or something wacky, yet interesting about you?
Along with being a loan originator, I have recently learned that my weekly Miami Shores Rec Center / Doctors Charter Middle School updates highlighting all the exploits of our kid's games can be considered a blog -- never thought of myself as a blogger but I guess I am! Go Shores, Go DCS, Go KIDS!!!