Who is your typical customer and what questions do they typically have?
Since I have been in the industry for 11 years my typical client comes from all over the board. I deal with First Time Home Buyers, High Level Executives, Complex Investors, and or folks on their 10th house!
What specific steps do you use to help your customers find the best home loan for them?
I really take the time to get to know my clients and ask questions to truly understand their needs and goals as best I can. This often can lead to educating them on different loan programs and describing what they need to know so that they are empowered to make the right choice not only for themselves but for their family as a whole.
What are the top 3 misconceptions people have about the home loan process?
That you need to have 20% down in order to buy - Not true!
That its ok to go make major purchases or take out credit lines when you're thinking about or about to purchase or refinance a home - Don't do this without talking to your loan officer!!
That its ok to start looking for homes without talking with and letting a lender thoroughly review your ability to qualify. - Always talk with a lender first!
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Utilize and lean on your Loan Officer and their team. The only bad question you can ever ask is the one you keep to yourself and worry about rather than reaching out to our team and understanding things. Also... Never buy anything or sign up for credit cards, cars, or anything else while in the process of refinancing or looking for a home, always, always, always ask your loan officer first!
What provides you with the most satisfaction in your job as a Loan Officer?
Helping people get into and purchase a home that they really fell in love with. There is nothing more satisfying that being a part of that process and working with them hand in hand throughout.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love to volunteer in my local community, go to the gym, go hiking, hang out with my dog who is a beautiful boxer named Charlie, Travel, try new restaurants, and of course spend time with friends and family.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have been skiing since I was 2 years old and I currently ride a Harley Davidson Motorcycle!