How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for over 25 years. I was promoted to the mortgage department by my boss who inspired me. It is very rewarding work helping your client achieve home ownership or saving them money with a refinance.
What advice would you give new or first time home buyers?
You should talk to me months ahead of time in order to adequately prepare for the home buying process and get preapproved. We will need to examine your credit history, discuss loan programs, different down payment options and calculate home much home you can afford.
What can borrowers do to ensure a smooth mortgage underwriting process?
Have all of your paperwork in order. Do not do anything that could impact your credit or debt. Hold off on any purchases or applying for any new credit until after you have closed.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy boating, swimming and travel.