Who is your typical customer and what questions do they typically have?
Past clients and First time homebuyers are typical clients.The most often asked question is "How much money do I need and how much will my monthly payment be?"
What specific steps do you use to help your customers find the best home loan for them?
I help clients explore all of their options including Grants and down payment assistance programs that exist today. Including city/municipality programs. I help compare different programs available to them based on their current credit, assets, employment and most of all the borrowers long term plans and objectives for their home.
What are the top 3 misconceptions people have about the home loan process?
1. That they don't have enough money saved.
2 That their income is not high enough to qualify.
3. That their credit has to be perfect.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
I would recommend borrowers understand their credit. If their credit is not where they want or need it to be to buy a home today I refer them to non-profit housing counselors to help them through the reestablishing of their credit. I provide Free of Charge home buying seminars for education purpose and recommend anyone that is considering buying a home to attend and get educated on the process from A-Z.
What provides you with the most satisfaction in your job as a Loan Officer?
I love helping people realize the goal of owning a home. I love knowing that I played a role in one of the biggest investments of their lives.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
My biggest hobby is cooking. I've been doing it for 30 years. I love creating great food with minimal ingredients.
I love how food brig people together.
I Have won several Chili Cook-off contest, including first place with the VC association of Realtors contest.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have a great sense of humor. I never take myself too seriously.