What specific steps do you use to help your customers find the best home loan for them?
I like to find out what my clients goals are and then provide them with as much information as possible so they can choose the best loan for their personal situation and to meet their goals.
What are the top 3 misconceptions people have about the home loan process?
Misconception #1. People think they need to have 20% for their down payment. The truth is that we have loans to help people get into homes with as little as no money down.
Misconception #2. You need perfect credit to qualify. If you have a credit score of 580 and above then I can help you get qualified. If your credit is not where it needs to be now then I'll put together a plan to help you get your score up.
Misconception #3. Getting a loan is difficult. My job is to make the process as easy as possible. I believe that everyone can become a home owner and with my help and expertise it makes the process of getting a loan much easier.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have lived in Utah most of my life but also had the opportunity to live in Taiwan. I speak Mandarin Chinese. I love spending time with my wife and four children. We spend a lot of our free time at my boys basketball games. When we don't have games we like to take our RV and camp in the Uintas and fly fish.