What specific steps do you use to help your customers find the best home loan for them?
I ask the right questions and get the appropriate level of information in order to determine the best loan option(s) that will meet their needs.
What are the top 3 misconceptions people have about the home loan process?
Most people think that they have to put 20% down in order purchase a new home.
Also, many people feel that they need to have to a perfect credit score in order to get pre-approved.
And lastly, people often think that they need to find a home before speaking with a lender which is quite the opposite. It's important to determine your financing needs before looking for a new home.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
There are first time home buyer classes and online resources where you can learn about the home buying process. To ensure a successful closing, it's very important that you provide your required loan documents in a timely manner.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping my customers achieve their ultimate goal of becoming a homeowner!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy spending time with my wife and family. In my free time I like to travel, play hockey and golf.