How long have you been in the mortgage business? What awards have you won?
18 years. Several customer service awards and production awards.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Fixed is less risk and typically for those who intend to occupy property for long period. I would suggest an ARM only for short term occupancy.
What can borrowers do to insure a smooth mortgage underwriting process?
A good LO should prepare the borrower by informing them of the documentation needed upfront based off the clients individual circumstances.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in NW Indiana, small town. I graduated high school and went directly into banking.
Tell us something that makes you unique or something wacky, yet interesting about you?
I\'m an LO and in my spare time I like to go to the target range, love the beach and hate cats.