My name is Kelvin Waits and I have been in the Mortgage Industry for nearly 2 decades. I pride myself on having an excellent knowledge of the various mortgage products available to my clients. I am open, honest, and transparent as it relates to expectations when applying for a mortgage loan. I understand that there will be many questions upon application and I take the time to patiently answer all concerns promptly. I work with 1st-time homebuyers as well as seasoned investors. I make sure that my team is involved and engaged with the client from application to closing and I try to make sure that I am creating a lifetime relationship with the borrower. I truly love what I do and nothing brings me greater joy than seeing my clients receive the keys to their new home.