What are the top 3 misconceptions people have about the home loan process?
1) That you have to have 20% down to buy a home. There are so many loan options out there that can be tailored to your budget and goals. There are loan options for home buyers where you can put as little as 3% down and still get a great rate. In some areas, you may even qualify to put zero down with a Rural Development loan.
2) That getting a mortgage is hard. Preparation is key, I like when borrowers come to me early to start the process, so we know what is to be expected, what is needed and what to be prepared for. This helps the process go smooth and ensures goals are met.
3) CREDIT! I love that moment when I get to let someone know they don’t need a 740 credit score to qualify for a Mortgage.
What provides you with the most satisfaction in your job as a Loan Officer?
At the end of our day our jobs are done when we help other people reach their goals. That brings me the most satisfaction.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I’m not helping people with their home loans, I am typically out with my family and close friends either camping, taking our ATV’s out on a trail someplace or at our cabin.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am a Licensed Esthetician and Certified Professional Makeup Artist. I have had the opportunity to run my own business as well as work on many commercial and film sets.