What specific steps do you use to help your customers find the best home loan for them?
From our first conversation, I review credit, income, and assets with each borrower to confirm the accuracy of the mortgage application, this step heavily reduces the possibility of delay during the mortgage process. Once the application process has been completed, during the next step…I simply ask each borrower “what are you looking to accomplish?”. The final step is to LISTEN, that is how I uncover the best home loan for the borrower.
What are the top 3 misconceptions people have about the home loan process?
1. Borrowers often believe that they need a 20% down payment to purchase a home. The reality is I offer many loan programs for eligible borrowers, that require a significantly less investment in a down payment. 2. Borrowers also believe the loan process is a lot of work, which often requires a mountain of paperwork. The reality is with the proper guidance and the use of GR technology, the loan process can be streamlined for all interested parties. 3. Borrowers also believe, every lender is the same and that their bank always offers the best loan program with the lowest rate and cost. The reality is every lender is different, I pride myself on taking the time to LISTEN to the borrower in order to provide the best mortgage solution that helps the borrower reach their financial goals.