Ricardo takes pride and ownership in everything he does, which means he'll do more than just offer you loan options. Ricardo specializes in conventional, FHA, VA, and USDA purchase and refinance loans and loves working with both first-time and seasoned buyers. He loves finding creative ways to save you money that others can't and he'll guide his clients through the benefits of each option, eventually leading you to absolute certainty about your product choice.
Ricardo's passion lies in giving back to his community. His previous experience working as a nursing assistant in the underserved community enabled him to develop excellent customer service skills which he carries into his new role as a Mortgage Specialist at Guaranteed Rate.
In his spare time, Ricardo loves playing guitar, playing basketball, and finding new and exciting experiences in aviation.