What specific steps do you use to help your customers find the best home loan for them?
The most important aspect of my job is to be as thorough and as clear as possible with my clients. It is very important for me to understand as much about them as it is for them to understand what they are getting into. Only then can I put together the perfect mortgage program that suites their needs. Once I have a clear idea of my customer\'s current situation and future needs, I can tailor the program for them. Whether they are looking to purchase a home or refinance their existing home, I have the knowledge and experience to place them into Conventional, Jumbo, FHA, VA and Mass Housing loans.
What advice would you give new or first time home buyers?
The most important advice I can give to first time home buyers is to always work with a mortgage consultant that truly cares about their needs and will look out for them. They should ask as many questions as possible, even when they think they know the answer, and expect the mortgage consultant to answer them thoroughly and honestly. Finally, they should ask that they be emailed a summary of the rate and program that was discussed along with any pertinent information needed.
What can borrowers do to ensure a smooth mortgage underwriting process?
Preparation is the key to a smooth mortgage transaction. Asking the mortgage consultant what will be needed throughout the process will ensure that the refinance or purchase of a home moves forward in an efficient pace. Rates are usually locked for 40-55 days, so it is important to get everything together and respond quickly to lender documentation requests.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfying part of being a Loan Officer is meeting my customers at the closing table and seeing the excitement in their eyes when they finish signing all the paperwork for a purchase of their new home. My satisfaction of this moment is so great that I take a picture with my clients after every closing and then hang them up in my office. My office is now filled with pictures of extremely happy people looking at me after I helped them with the most important purchase of their lives. I love my job.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have a 6 year old daughter that keeps me on my toes and has convinced me that acting silly and dancing while listening to songs from the Disney channel is the perfectly fine. I also love playing classical guitar and watching magic shows. Yes ... magic shows.