Who is your typical customer and what questions do they typically have?
Residential Homebuyers of primary residences, second homes and rental properties.
Most homebuyers are concerned about affordability and how much they can qualify for.
What specific steps do you use to help your customers find the best home loan for them?
I take a consultative approach with a thorough needs analysis:
how long do you intend to own the home?
what is your risk tolerance in terms of comfort with rate and payment fluctuations?
What payment amount are you comfortable with?
What are the top 3 misconceptions people have about the home loan process?
1. the process takes forever
2. there is a lot of paperwork
3. its cheaper to rent than to buy
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
The Guaranteed Rate website has a lot of useful information
What provides you with the most satisfaction in your job as a Loan Officer?
Since for most people a home is their most valuable asset, and the place where most raise their family, I enjoy helping home buyers acquire the home of their dreams.
In addition, I like helping clients integrate their home and their loan into their overall financial plan so as to maximize their wealth.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Running, Snowboarding, Hiking, Mountain Biking.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love to run everyday. some days in the morning and at night.