What specific steps do you use to help your customers find the best home loan for them?
It starts with understanding what the short term, and long term goals of the client are. Second is taking a complete profile (application) and reviewing all required documentation. Once I have this I am able to review all of the programs and products offered by Guaranteed Rate, and select the best 2-3 options to present to the client, advising the advantages of each option and providing a comparison.
What are the top 3 misconceptions people have about the home loan process?
1. You need 20% down payment.
2. You need a high credit score to get a loan.
3. It's cheaper to rent vs. buy.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping people achieve the dream of home ownership. This is the largest financial decision you make in your life, and being there to guide, educate, and make smart financial decisions is what its all about.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Home Projects. I love learning and figuring out how to do my own home renovations, repairs, and maintenance.
Tell us something that makes you unique or something wacky, yet interesting about you?
My wife Brenda and I recently renewed our 25th Wedding vows with Elvis here in Las Vegas.
We love Minature Dachshund's and have two - Rocco and Partagus or 'Gus' (named after my favorite cigar).