What people are saying... What people are saying... Back to profile
overall everyone was terrific to work with
Andrew S. - San Francisco, CA | Apr 2021
Stephen Barber and his team are top-notch professionals! Great to work with!
Leyza Y. - San Francisco, CA | Apr 2021
This our second loan using Guaranteed Rate and Stephen Barber and both times the service and responsiveness were off the charts!
Thomas F. | Mar 2021
Stephen Barber and the whole team were efficient, kind, compassionate and super easy to work with
Cynthia G. - San Francisco, CA | Apr 2021
Friendly, easy and best rate. I’ve already recommended Stephen Barber to friends.
Shelley P. | Mar 2021
The Team is very professional and make refinancing very easy
Adela T. | Feb 2021
Stephen was super kind and professional all the way throughout the process. It was the first loan application for us and Stephen patiently answered all our detailed questions. I could not recommend Stephen more!
Jakub B. | Feb 2021
Our loan officer is highly efficient and responsive
Nancy H. | Feb 2021
Fast service and great rates. I’ve been working with Stephen barber for years and recommenddd him to several friends who have also had good experiences.
Kaichi S. | Feb 2021
The process was smooth and clear cut. Even when we thought we would have road blocks for our unique situation, Stephen made it all so easy!
James G. | Aug 2020
Knowledgeable, pleasant, and efficient staff at all levels
Tracy T. | Aug 2020
our pre-approval letter came really fast when we needed it for putting down a home offer.
Elliot S. | Jan 2021
Really good support. Enjoyable interactions.
Christopher D. | Dec 2020
Excellent work. Great communication.
James P. | Oct 2020
This is the second refinance and third loan. Stephen and team are great to work with.
Gary M. | Aug 2020
I have worked with GR and Stephen Barber for many years and they have always exceeded my expectations.
Ronald W. | Jan 2021
hassle free, no-nonsense folks.
David M. | Oct 2020
Everything was smooth and easy.
Fabrice H. | Dec 2020
Great service and patience
Sarah J. | Aug 2020
Easy to work with and responsive
David T. | Dec 2020
great service, easy to complete application
Chantale R. | Aug 2020
Stephen kept me on track, assisted me with tutoring on technical issues when needed, responded very quickly to my inquiries, explained the process in detail when I had questions and repeatedly went the extra mile.
Debra D. | Jan 2021
Ease of communication and closing. Competitive rate
David L. | Oct 2020
They were so efficient, easy to work with, knowledgeable, professional
Max B. | Sep 2020
Stephen Barber has been very helpful, patient and thorough during my 3 mortgage processes.
Arjun K. | Nov 2020
Great loan, good process, easy to work with.
Jonathan S. | Jul 2020
Great rates, excellent people, great communication
Kevin C. | Jul 2020
Great rates and even greater service. Really enjoyed working with Stephen Barber and team!
Dwight M. | Jul 2020
Stephen Barber is excellent. The whole process was so easy.
Joseph B. | Jul 2020
Responsive, informed, and helpful service.
Tracy T. | Jun 2020
Extremely efficient service and great advice.
Michael H. | Jun 2020
easy and supportive process. Stephen and his team were very responsive to questions
Patricia B. | May 2020
The refi was fast and easy.
Bruce C. | May 2020
Excellent service. Very professional. Great web/online tools.
Andre B. | Apr 2020
Great service and accomodating.
Troy T. | Apr 2020
Excellent customer service and professionalism
Amy J. | Apr 2020
Your team are easy to work with, guided me through the process and the convenient online application system.
Stephen A. | Apr 2020
I have closed four loans with Stephen Barber. He is incredible, timely, efficient, knowledgeable.
Balinda D. | Apr 2020
Stephen and his team are excellent. They are very responsive, explain each step, give great advice and extremely customer centric.
Brett G. | Mar 2020
Responsive and got it done
Jason L. | Mar 2020
Stephen made it so easy. We were intimidated by what the process would be originally, but with the way Stephen took us through it, it could not have be clearer or easier for us.
Brigid L. | Mar 2020
Stephen Barber is the most knowledgeable agent, always responsive with any questions and kept me updated during the entire process
Rino L. | Mar 2020
Easy, from start to finish.
James S. | Mar 2020
Exceptional service and quick action
Claudio L. | Mar 2020
Stephen Barber and his team are awesome. They quickly provided a prequal letter to help me put an offer on the house They kept me in loop at each step of the process.
Stephen A. | Mar 2020
Because they worked their butts off to make our refinance happen and we are so grateful!
Frederick J. | Mar 2020
Fast reliable and responsive service. Stephen Barber and his team are great!
Kaichi S. | Mar 2020
Efficient, transparent, professional
Hung D. | Feb 2020
Great Service, Professional employees, clear communication
Surinder S. | Feb 2020
Stephen and his team were EXTREMELY responsive, easy to work with, and made the process as seamless as possible.
Zachary R. | Feb 2020
Stephen was helpful with straightforward answers. There was also very little pressure
George P. | Jan 2020
Stephen Barber was very knowledgeable about the refinance process and my specific situation. In addition, he and his team were very responsive and helped close the loan efficiently.
Arjun K. | Sep 2019
Stephen Barber was fantastic as always. Will work with him again soon on my next loan and happy to refer him to my friends & clients.
Eric T. | March 2019
Thank you Stephen for all the support and attention. You are a rock and a rock star and I am forever grateful!
Shanti P. | March 2019
Stephen was amazing, patient, willing to explain details that were unknown to me, never grumpy when I ran behind schedule, entertaining and humorous on the phone He went out of his way to offer to drive me paperwork when I could not get thru the firewall at my office. delightful fellow! No question #3 I would mark a 20! Many thanks, you made this first time life experience truly joyful!
Debra D. | December 2018
Stephen and his team were fantastic. Very responsive and organized. He was even able to close our loan five days earlier than an already very aggressive close date.
Stacey F. | October 2018
Stephen and team did an excellent job and really worked hard to get us a great rate.
Andre B. | August 2018
I was very happy with Guaranteed Rate's loan process and it was a pleasure to work with Stephen. He was very responsive and helped me through my many detailed questions/concerns, and ensured a smooth closing.
Arjun K. | July 2018
Stephen Barber and his team were great to work with again! This is my 4th time using him. This was my first investment property (1-4 units) and he helped seamlessly manage that process.
Jerad S. | June 2018
I already sent Stephen a referral. Great guy and as simple of a process as this could be
Adam G. - May | 2018
Stephen Barber and his team are incredible. We closed in 20 days! They made it incredibly easy. I've already referred 3 friends to Stephen. Thank you so much!
Thomas F.-San Rafael,CA | MAY 2016
Stephen Barber bent over backwards to help us. He was super professional, honest, and sensitive to our timeline.
Janet H.-San Francisco,CA | MAY 2016
Stephen Barber was a tremendous help before and after our house buying process. He worked all hours to move everything along, and this was the fastest, easiest closing we've ever had. We have been recommending him to all our friends and coworkers. We also were very satisfied with the rate we were able to get.
Jessica R. -San Francisco, CA|APR 2016
Stephen Barber is a very knowledgeable and skilled mortgage broker who likes interesting tasks and challenges. He explains everything very clearly. He was very helpful to me with guidance on my credit score and getting me needed loans on several properties over the years. He has also assisted many of my friends and colleagues over the years. Stephen is very pleasant and professional and I recommend him highly.
Sarah S., 12/17/13
Stephen has been the finest mortgage broker I have ever worked with in the past 35 years. Not only does he provide several loan options for each transaction but provides the lowest rates with the least cost. His availability to answer questions nearly 24 hours a day as well as provide clear explanations are unique in the industry. Whenever I placed offers on potential purchases he was able to provide preliminary loan approval letters within a matter of hours. On a personal level he is a charming, approachable and diligent individual.
Jeffrey S., 10/10/13
Stephen is my "go to Guy". I refer him to all my buyer clients as I know Stephen will always provide the information I need to qualify a client for a purchase. If he cannot do it he will always be honest and convey the information the client needs to effect a positive outcome to their financing needs. Stephen is honest, proficient and professional, he has the experience required to purchase or refinance in San Francisco and the greater Bay Area!
Ana M., 10/30/13
We have been using Stephen Barber for over 15 years as our mortgage broker and our clients are always glad we recommended him to them. Consistent, thorough and ever available for his clients and us he keeps the goals in sight and timelines met. With all that can go wrong in a real estate transaction, we are glad to have him as part of our team. We recommend him wholeheartedly and enthusiastically. If you are looking for mortgage broker who can explain all your options and help you make a financial decision that makes sense given your circumstances and goals, give Stephen a call today!
Eric W., 10/9/13
I've been through several transactions including purchase and refi mortgages using Stephen and have always had a fantastic experience. He is professional in every manner and has had my best interests always at the forefront of his work, making sure I've always received the best rates and terms available. He makes the difficult maze of obtaining a loan and having all the necessary documents in order look effortless in today's demanding market. I highly recommend Stephen and Guarantee Mortgage.
Chris M., 9/25/13
I know that when I recommend Stephen to a client, they will be well taken care of throughout the entire process. Stephen strives to provide ongoing services to ensure that our mutual clients continue to have the best loan possible. As a top producing Realtor, Stephen helps me to track the closing process with timely updates and early warnings of potential issues before they scuttle a deal. He is proactive in his approach and has a great "bedside manner" with clients who need a lot of hand-holding and education.
Adam Gavzer, Top Producing Realtor in SF Bay Area
I have worked with Stephen for over 8 years and have continually been impressed with his ability to clearly explain the lending process to clients looking to purchase or refinance their homes. Stephen is the rare loan broker who takes the time to fully understand the clients needs and find the right program for them. His vast knowledge of the real estate financing world is continually expanding as his resources for new and unique lending programs become available.
Adam Gavzer, Top Producing Realtor in Bay Area
Questions about your mortgage? Desire to refi? Truly the only person I will ask is Stephen Barber. He has personally answered a decade worth of questions from my husband and I. We have had questions about out TIC, refinancing, appraisals and more. He never wastes our time, but offers the needed information and outsources when appropriate. Not only that, I have instructed multiple friends and clients to use Stephen. I hear the same gossip everytime, "Stephen is fabulous. He helped us understand our options and presented numbers clearly."
Chelsea P., 9/23/13
Stephen is a trusted advisor and great mortgage broker. He counseled and guided us through financing our first home, and proactively helped us refinance a few years later to take advantage of the market. He is extremely knowledgeable and insightful — a great educator. He is an excellent communicator and I always trust that Stephen puts our best interests first.
Jason M., 9/19/13
Stephen Barber is a fantastic mortgage consultant! I knew nothing about the process of buying a condo and he made it easy and transparent for me with great patience and a wonderful sense of humor. I have a busy practice and truly appreciated his exceptional efficiency and professionalism. I'm really happy with the work he did for me and for the many friends who recommended him.
Alison M. MD, 9/18/13
We are very grateful to Stephen Barber for his terrific work in helping us with the home buying process. At every stage of the process Stephen worked with us tirelessly, explained every aspect of the process to us, kept us informed of developments, and answered all our questions. Stephen and GMC did a great job, and we recommend them very highly to anyone seeking to finance or refinance a property.
R. & G. Chopra, 9/18/13
Stephen is FANTASTIC! He's helped us through two home purchases and one refinance. He's also helped other members of my family. He's honest, pragmatic and knows his business.
Rich K., 9/18/13
My wife and I have worked with Stephen several times over the last 8 years for obtaining loans for both purchasing (2) and refinancing (2) our homes. Stephen was fantastic through all of the loans that we obtained. He is extremely knowledgeable, thorough, detail oriented. When you work with Stephen, he does not tell you I "might be able to get you this really low rate if you do a, b, c", he will tell you from the beginning what % interest loan you can get and guess what, you get the loan!
Rino L., 9/17/2013