What specific steps do you use to help your customers find the best home loan for them?
I listen to understand the complete picture of my clients so that I provide solutions that meet overall financial goals and not just transactional goals.
What are the top 3 misconceptions people have about the home loan process?
Three misconceptions about the mortgage process are that it is easy to bypass the documentation processes, that rate is the only point of comparison between lenders, and the process can be completed on-line just as successfully without a qualified loan officer's involvement.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
One of the most critical resources that I recommend to my clients is to secure a fully underwritten pre-approval before seriously entering the home search process. This key step improves the client's ability to negotiate and move confidently into a contract.