Who is your typical customer and what questions do they typically have?
I get a lot of first time buyers, and their most common question tends to be "Do I need a 20% down payment to buy a home?" The answer is no, there are so many solutions out there and home buyers can make a purchase with options starting at 3% down. Plus there a ton of grant programs that may be able to assist them as well.
What specific steps do you use to help your customers find the best home loan for them?
I figure out what's important to the borrower and discuss with them their goals in regards to home-ownership. Once I listen to what their goals are it makes it easy to place them in the perfect loan.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Navigating the mortgage process can be extremely overwhelming and it's hard to know what questions clients should ask. The CFPB offers a ton of information so you can understand the basics of a mortgage. But the best way for them to understand is to talk to a trusted mortgage expert!
What provides you with the most satisfaction in your job as a Loan Officer?
Getting to be a part of something that is bigger than myself. There is nothing more rewarding than seeing the look of happiness on my client's face at the closing table. That's what I love about my job.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I’m not playing golf or fishing in my free time you can find me and my fiancé walking our two corgis (Penelope and Winston) by the lake.
Tell us something that makes you unique or something wacky, yet interesting about you?
I'm currently learning how to speak Italian. My Papa, who is originally from Sicily, passed away this year. I'm doing it in his memory as it always been a goal of mine to learn a second language.