Who is your typical customer and what questions do they typically have?
Anyone wanting to buy a home. I’d say that over the years, my reputation is established as someone who specializes in helping buyers understand how to leverage financing to optimize their investment strategies. This includes investors and owner occupants seeking guidance on how to fund construction and renovation projects along with their normal home loans.
What specific steps do you use to help your customers find the best home loan for them?
I listen, have them complete an application, meet with them for a mortgage planning session to map out the right mortgage product that meets financial goals, and lastly we develop a purchase strategy with their Realtor and work as a team to make it happen.
What are the top 3 misconceptions people have about the home loan process?
All lenders are the same. It’s all about the lowest interest rate. I’ll wait to get preapproved until I find a home I like.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
There is a lot of information out there. I recommend they go to a neutral site like Fannie Mae.com or Hud.gov. My website also has valuable information about the homebuying process.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
Being an instructor for the CA Department of Real Estate, and Director of my local Realtor board allows me the platform to raise awareness about the different Renovation loan options available. With this information, I’ve been able to help people buy homes that they never thought would be possible
What provides you with the most satisfaction in your job as a Loan Officer?
Helping a family buy a home and make memories that last generations.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy spending time at my home in Berkeley, CA. with my wife and our 3-legged chihuahua we adopted from the local animal shelter.
Tell us something that makes you unique or something wacky, yet interesting about you?
I spent 16 years tracking submarines from the air for the US Navy during the cold war.
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