Tony was awesome to work with. He was very responsive and was able to help guide us through the process of obtaining a home loan.

Danielle S. | Aug 2020

Guaranteed Rate personnel were pleasant to work with and answered any questions I asked with knowledge and patience.

Sheila D. | Apr 2020

The personal touch I received- ease of doing business- highly competent and very patient contacts- Branch Manager, Tony Cilea (Kennebunk, ME) was awesome!

Linda O. | Mar 2020

Enjoy working with my GR rep

Carry O. | Jan 2020

The mortgage refinance rate was very good and Tony was responded quickly to all emails and questions. He also worked well past normal business hours to respond to emails. The closing was quick and easy.

Matthew C. | Nov 2019

Great Responsive service from Tony

Ryan W. | Dec 2019

The mortgage refinance rate was very good and Tony was responded quickly to all emails and questions. He also worked well past normal business hours to respond to emails. The closing was quick and easy.

Matthew C.| Nov 2019

I worked with Tony Cilea he was the kindest person I have ever dealt with in any kind of financing. He was very informed and helpful. He assisted on making our transition after a rough few years into a pleasant experience. I will definitely recommend both him and Guaranteed Rate!

Jacob P. | August 2019

Tony made the entire experience of obtaining a home loan easy and painless. As my first ever loan he was exceptional at explaining the process, making sure I knew why I was signing documents, and answering all of my questions. He worked very hard to close in 20 days and I could not be more thankful.

Samuel R. | May 2019

Pleasure doing business with Tony and the rest of the team!

Brian F. | March 2019

Tony really bailed us out and helped us secure a mortgage in less than two weeks. He obviously worked really hard to make it happen. Can't thank him, and the underwriting team, enough!

Thomas B., October 2018

Tony Cilea always made himself available for questions, even on the weekends. He went above and beyond throughout our whole loan process to make sure we understood every step.

William D. | JUNE 2018

My Loan Officer was very attentive, professional and extremely helpful in pulling this all together. I would definitely recommend him to a friend.

Michael S. | March 2018

Tony Cilea is not only a loan officer, he is someone whomakes dreams come true. Tony has helped my family well beyond the normal duties of loan officer. His knowledge of the market, combined with his passion to help his client, are unmatched in the mortgage industry. I hope GR knows just how great Tony is! I would seek his guidance and send friends and family (we already have done this) to him for any mortgage needs.

David S. | September 2017

Tony Cilea has a super team there. He is very personable and encouraging of me as a first time buyer. Everyone I contacted was prompt and courteous.

Mary F. | August 2017

Tony is the absolute best! I cannot say enough good things about him. When I started this process as a new home buyer, I had started working with my local bank only to find, when it came time to start the actual application process, that the mortgage representative at my bank had given me incorrect information which changed my payment by approx. $200 per month. This was very significant for me and I was at the point where I thought I would not be able to proceed with my purchase. A friend recommended that I reach out to Tony as she had just worked with him the year before to buy a new home and had a great experience. I reached to Tony and he immediately got back to me and by the end of the day we had worked out a loan that suited my needs. Tony was extremely knowledgeable about all things involved in this process. He was consistently available for any and all questions and without him I am not sure that I would have made it through it all. If you are in need of any mortgage services, choose to work with Tony - you will not be disappointed!”

Jennifer W. - 12/15/16

Tony was outstanding throughout the entire process. When I started out the home buying process, I had previously worked with people who were not nearly as knowledgeable, friendly and helpful as Tony was. I will recommend Guaranteed Rate and Tony to anyone I know that is in need of mortgage services.

Jennifer W. - 12/1/16

Tony Cilea was very helpful. We lived in Germany and needed getting a credit report from the USA. He went out of his way to help us get the mortgage so we could buy a house in the USA. He is also very professional.

Kathy L. 7/1/16

One of the most intelligent, responsive, respectful, hard-working and kind loan officers I know. I have worked with him to refinance our own home and with my Real Estate clients. They don't come any better.

Ann L.

I refinanced a few years ago and Tony was extremely efficient and knowledgeable. He made the process nearly painless! (We all know what a headache it can be getting all the paperwork together, etc). I was glad I used Tony and highly recommend him for any real estate needs. He really was on my side.

Barbara B.

My husband and I worked with Tony on the purchase of our very first house. He did an amazing job - keeping us informed on how the process would go and ensuring we knew what information would be needed at each point of the process. He was very responsive to any questions or concerns we had and worked hard to get us the very best based on our financial situation.

Kristen O.

Tony has handled 2 mortgages for me and going on a third. He listens to me, what I need and provides me with options. He has responded to me on nights and weekends and has been nothing but fantastic to work with. I have recommended him to neighbors who have refinanced their homes through Tony. I highly recommend Tony to anyone who is looking to purchase or refi their home. He has always gotten me the best rate available.

David S.

Tony was very professional and approachable during the entire process from beginning to end. As a first time home buyer and knowing very little of the process, Tony was able to answer all of my questions fully and in a timely manner.

Adam R.

I purchased my first home three years ago and Tony was there to help me through the entire process. He is extremely knowledgeable and was there to answer all of my questions. He patiently guided me through the home buying process and made sure that I understood every aspect of that process. He is a true professional and a great agent.

Mary M.

One of the most intelligent, responsive, respectful, hard-working and kind loan officers I know. I have worked with him to refinance our own home and with my Real Estate clients. They don't come any better.

Ann L.

I refinanced a few years ago and Tony was extremely efficient and knowledgable. He made the process nearly painless! (We all know what a headache it can be getting all the paperwork together, etc). I was glad I used Tony and highly recommend him for any real estate needs. He really was on my side.

Barbara B.

My husband and I worked with Tony on the purchase of our very first house. He did an amazing job - keeping us informed on how the process would go and ensuring we knew what information would be needed at each point of the process. He was very responsive to any questions or concerns we had and worked hard to get us the very best based on our financial situation.

Kristen O.

Tony has handled 2 mortgages for me and going on a third. He listens to me, what I need and provides me with options. He has responded to me on nights and weekends and has been nothing but fantastic to work with. I have recommended him to neighbors who have refinanced their homes through Tony. I highly recommend Tony to anyone who is looking to purchase or refi their home. He has always gotten me the best rate available.

David S.

Tony was very professional and approachable during the entire process from beginning to end. As a first time home buyer and knowing very little of the process, Tony was able to answer all of my questions fully and in a timely manner

Adam R.

I purchased my first home three years ago and Tony was there to help me through the entire process. He is extremely knowledgeable and was there to answer all of my questions. He patiently guided me through the home buying process and made sure that I understood every aspect of that process. He is a true professional and a great agent.

Mary M.

Great and prompt communication and service. By far some of the best, fastest, and tech-friendly service I've received in this industry.

Scott M. - 11/10/2014

Tony Cilea was a professional throughout the entire process and he made sure everything went smooth from start to closing. Tony would be our main reason for using Guaranteed Rate again in the future.

Mark and Maureen A.

Tony Cilea is fantastic! Tony and his team made this transaction unbelievably easy! This was a tricky situation with it being an investment property and long distance. Tony did not let any obstacle stand in the way of getting this closed. He is very solutions oriented and was able to make this happen. Great service, positive attitude and helpful people!

Aileen F.

Tony Cilea

Branch Manager/ Vice President of Mortgage Lending

Ready to start your Digital Mortgage?

What people are saying... What people are saying... Read more

About Tony

Buzzworthy

Interview Q&A

See how easy the Digital Mortgage works