My loan officer, Tony, was very professional and made me the most happiest person. I am very satisfied with the house that I bought.
Mezen H. | April 2019
We loved Tony and Kristen and can’t thank them enough for making our new home possible!
Rachelle R. | March 2019
Tony is great. He has done 3 house purchases and a refinance for us and continues to be top notch. Wouldn’t use anyone else for our mortgage needs!!
Eric R. | March 2019
Tony and his team made this so easy! Thanks to everyone!
Kristin R. | February 2019
Tony and his Amazing Team were Great to work with. Wonderful people. Always there to help.
Amanda H. | January 2019
Tony, as my loan officer, made the entire process simple, easy to understand, and low stress. I have already recommended Guaranteed Rate to my friends, resulting in my sister purchasing a home with Guaranteed before I did.
Erika N. | December 2018
We have used this company twice now. My brother referred us to Tony Zerwas and now I have referred my sister in law to Tony also! So very happy that Tony and Kristen worked so hard for us and answered any question I had!!! We don’t plan on every buying or selling again, but if we ever did I would without a doubt use this company again!
Holly L. | December 2018
Everyone was very helpful and patient through the whole process. Would not ever use anyone else after working with them.
Jeffrey F., November 2018
Everyone I worked with was wonderful. They were patient and very good at what they did. Would not have wanted to have anyone else help me. Will recommend them to everyone I know looking for a house.
Jeffrey F. | November 2018
Tony Zerwas was awesome to work with; he went above and beyond what our expectations would have been. He made the process fun and also was thorough in explanations of options during the process. I would suggest him to all others we know going through this process. Thank you.
Jeffrey D. | November 2018
Thanks to Tony, Kristin and the rest of the gang helping me out with my re-finance! Very grateful to have a team like yours to work with!
Marshall N. | October 2018
I tried a couple other places and nobody made me feel at ease and helped me understand everything as much as Tony and his team of professional's. THANK YOU!
Jared S., September 2018
Thank you. I was very satisfied and pleased with your service.
Kenneth S., August 2018
Tony Zerwas is very competent and helpful. He took the time to explain the features, benefits and options. Much more satisfying results than working directly with the bank.
Stephen H., August 2018
Tony Zerwas made the entire process so easy. He went above and beyond to make sure that everything went smoothly. I cannot thank him enough for all he has done.
Jacob S., August 2018
Tony is the best in the business! With Kristin assisting, they make a formidable team working on behalf of their clients. As a realtor myself, I refer them him often and would only trust Tony with my own transaction.
Victoria F., August 2018
Tony Zerwas and his team were extremely knowledgeable and helpful at every step throughout the loan process. Not only would they walk us through each step, but would give us all possible scenarios. We appreciate the speed at which they completed the loan. Great job Tony and the team! We can't thank you enough.
Josh L., August 2018
All members of Guaranteed Rate were knowledgeable, wonderful, and caring. Buying your first home can be a a stressful process, but they do a wonderful job in making this process go smoothly.
Ryan H., August 2018
From start to finish everything went fantastic with Tony! Thanks so much for your help!!
James Z., July 2018
Tony called or emailed me throughout the loan process with updates, and what was going on. Kristin was another one who kept me informed and updated throughout the process. Everyone was professional, respectful and made me feel important.
Cheryl B., July 2018
Tony was very friendly, and informative! If I had a question he had the answers in a short amount of time. Dreams were made possible!
Sheila S., July 2018
No worries, no problems, excellent service!
Jerilyn G., June 2018
People were friendly,happy to help and they were prompt.
Francis D., May 2018
This a very pleasant experience, could not say enough nice things about Tony, Kristine, and Beth all of them are super helpful and very friendly. No doubt they are the people to turn to when needing a loan. Thank you all again for everything.
Nicholas K., March 2018
We love working with Tony Zerwas and his team. He made the entire process seamless, and this was our 2nd time working with him. We will recommend him to everyone we know looking to purchase.
Brenda L., February 2018
Tony Zerwas was the only reason this deal got done. Thanks!
Joseph P., December 2017
Tony and his team were friendly and easy to work with. Tony went above and beyond to answer questions and provide assistance.
Angela D., November 2017
Tony and Kristin were great to work with. They made the process so simple and answered all of my many questions quickly. I whole-heartedly recommend working with them to anyone interested in getting a mortgage!
Thomas D., October 2017
Tony Zerwas and his team were excellent and very accommodating to all of our questions and any issues we had through your process.
Brian W., October 2017
Fast and easy approval! Was awesome.
Daniel D., September 2017
This is the 2nd time I've used Tony at the forest lake branch and have already referred family members to him. Made it super easy and painless!
Michael D., August 2017
This is the second time I have used GR and have recommended the local team to several friends. Thanks!
Adam A., July 2017
Tony was our loan office, he and his team were great through the entire process!
Carson W., July 2017
Tony and Kristin where amazing. This was the easiest process ever and I would definitely recommend Guaranteed Rate in the future.
Jack E., June 2017
I was a 1st time home buyer and you guys made the process very easy and understandable. I have already recommended you to a friend and will use you in the future for when it's time for me to move again.
David N., February 2017
Tony's team were amazing with the process of our construction loan and refinance. We are very happy with the end result of our project and the wonderful service we received from Guaranteed Rate!!!!
Michael G., January 2017
Kristin and Tony were great, all around. They were very helpful. They didn't mind the several extra emails they received from me. We had a few hiccups but were able to work with me to get them resolved. They did such a great job, we are so happy we went with them.
Jillian T., January 2017
Tony Zerwas was outstanding! He was always there to answer any questions and explain things. Any person that I dealt with was very professional and very informative. I would absolutely work with them in the future and will refer anyone I know to them! I cannot say enough good things about Guaranteed Rate and am happy I was referred to them!
Benjamin G., December 2016
Tony Zerwas was great to work with. Have a friend looking for a home and giving her Tony's business card.
Patricia G., November 2016
Tony and his team are so great to work with!!
Joshua S., November 2016
Tony and Kristen were both wonderful. They were both very knowledgeable and extremely helpful throughout the entire process! We would use them again in a heartbeat and wouldn't hesitate to recommend them to friends and family.
Jeremy V., September 2016
I was impressed with the customer service. Everyone was extremely helpful. They were all very professional, always willing to take the extra step in to making me feel comfortable in what I was doing. I felt very relaxed in this whole situation because of Tony and Kristin's awesome ability to make me feel comfortable.
Lesli H., September 2016
We have been trying to refinance our home loan for 7+ years and Guaranteed Rate made it happen for us!!! We got locked into an ultra low interest rate and everyone we worked with was simply amazing! This was the best financial experience we have ever had. Thanks to Tony and Kristin for just being awesome at what they do and everyone else at Guaranteed Rate that helped us with our loan as well!!
Chad W., August 2016
Tony was just a wonderful to work with! My experience with him was much better than another closing. Very organized and explained every step. I have referred him to two other people already, I know my realtor has as well.
Catherine K., March 2016
Tony Zerwas is very knowledgeable. He really cares about his clients and is timely on returning calls or emails.
Frederick K., August 2016
Tony was AWESOME!!! Very stress-free experience.
Monica A., August 2016
Tony was fantastic to work with. He made the entire process very simple for us. He was available whenever we had questions and he made us feel like we were a priority for him. Great job!
Adam K., August 2016
Dealing with Tony Zerwas and his staff was a fantastic and easy process. My wife and I cannot speak highly enough of the way they treated us more like friends than a client. It was super easy and a very pleasant experience . We would and will recommend Tony Zerwas and Guaranteed Rate to anyone.
Gerald S., September 2016
Tony Zerwas was an outstanding loan officer. Very prompt to respond to any questions. His knowledge of the whole process help to make the whole process simpler and easier to understand.
Judith G., August 2016
Tony was amazing! We called Tony and he got everything done in 2 weeks! He was amazing! Him and his team worked fast to help close our loan. I now own my own home for the first time, and it's all thanks to Tony and his team!
Varian T., July 2016
Guaranteed Rate made every effort to get the best loan experience for me to buy a new home. The best banking experience I have ever had. Thank you Guaranteed Rate.
Clark N., June 2016
Tony and his staff made it incredibly easy through out the loan process, and were very understanding with all of my questions and concerns. Always wiling to answer any question I had and very thorough with their follow-up. I appreciate all their help and they did a fantastic job and I will highly recommend them to anyone I know that will be buying a home. Awesome job!!
Daniel S., May 2016
Tony and his staff (Beth, Kristin, and Ruth) were professional, prompt, and organized. The four step process from application to closing went very smoothly. Lori and I had Guaranteed Rate recommended to us by some friends, and we will definitely do the same for any friends, family, or co-workers that may be looking for a mortgage. It was a pleasure doing business with Guaranteed Rate.
Mark K., 2015
First a HUGE THANKS to Tony Zerwas and Kristin Rose out of the Forest Lake office!! Above and beyond, every email, every phone call and all questions answered!! Thanks to Chance and Beth also. They made it to so easy and smooth!! I would definitely recommend!!
Jamie L., November 2015
Tony and his team were great people to work with. Very helpful and informational. Tony did awesome and is very knowledgeable as well as the rest of his team.
Bethany T., November 2015
The process was absolutely painless on my end. Everyone I interacted with was completely knowledgeable and professional. My loan officer, Tony Zerwas, was simply amazing! Hats off to him, plus a HUGE shout out! Thank you, thank you, thank you!
Donald F., September 2015
Tony was responsive, clear, and detailed. Everything went very well. I am glad I was working with him.
Paula C., August 2015
Tony was very pleasant to work with. He made sure everything was done in a timely fashion and always got back to me within hours, if not minutes! Tony was very easy to get a hold of and willing to go out of his way to make things go as smoothly as they did. I am very pleased with how everyone in this company handled the process from start to finish. There were absolutely no bumps in the road and could not have gone better. I will work with Tony and the employees at Guaranteed Rate again down...
Jessica R., July 2015
Tony and his team were very good to work with. He was very quick and answered everything I brought up. The whole process was excellent. I recommend him to everyone looking for a loan.
Travis M., June 2015
Tony was hands down amazing. Always quick to answer questions and fast on updates.
Lucas D., May 2015
Tony was hands down amazing. Always quick to answer questions and fast on updates. There was never a question Tony couldn't answer. He took the time to explain everything and made sure we always knew what was going on. Tony made the process less scary and very understandable.
Lucas D., May 2015
Tony always does a great job!!!! I have already recommended him to a friend!
Eric P., March 2015
Tony Zerwas was always available when we had questions for him. He always had a quick answer and was willing to help. I have shared with many people how helpful Tony was in financing our home! He helped make our dreams a reality!
Tony did a great job of taking care of everything from start to finish! I was more than impressed!!
Mary Jane L.
Tony Zerwas went above and beyond to help us. He is very knowledgeable, hard working, and took the work off of us. I would recommend Tony and Guaranteed Rate to anyone.
Tony did a great job. He guided us through the entire process patiently and professionally. We felt very comfortable working with him.
Gwen, Ruth and Tony were awesome to work with! They kept me informed of the process. From application to closing, everyone involved made buying my home stress free.
Thank you Tony for all the work you did for Kara and I. We are extremely grateful that we had you as our loan officer. You made it easy for us and were very informative through every step of the process!
Jake L., July 2014
Tony was fantastic! I have been referring him left and right because of how good of a job he did. Everything was absolutely wonderful.
Daniel M., April 2014
Our loan officer, Tony Zerwas, was efficient, prompt, and responsive to any inquiries. His organization and ability to guide us through the process made everything very smooth and kept things moving forward without any issues.
Kale H., February 2014
Hey, check out this amazing review from Jeanette about Tony!
“Tony Zerwas of Guaranteed Rate assisted our clients in financing their new home. They were previously unable to close the transaction with a different company. Tony took over the file and they were able to successfully close in less than two weeks. Tony understands and explains the process very well. We have worked with him several times and he always does a fantastic job. Tony always provides our clients with top notch service at...
Jeanette D., September 2013
Great! The entire process was very smooth, and Tony even helped keep my buyer's agent on schedule when he started to become a bit lax.
Adam A., August 2012