Lance attended Cal State San Bernardino on a basketball scholarship and graduated with a degree in Mathematics in 2003. After graduating he immediately went into the mortgage industry following in his brother's footsteps working for First Choice Funding Group until joining Guaranteed Rate in 2009. He has helped thousands of clients with home loans closing nearly $1B in business over the past 19 years. He now lives in Corona, Ca with his wife and 3 daughters. He credits his success to a commitment of outstanding customer service creating a smooth mortgage experience while offering very competitive products. With a vast knowledge of the industry, constant communication and understanding of the mortgage process he is able to simplify the mortgage experience for consumers. All of this has resulted in a large percentage of his business coming from referrals and repeat business.
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"Lance Ray was a wonderful loan officer and he really just made us feel so comfortable being in his hands."
Bonnie R. - Santa Fe Springs CA | Aug 2023
"Lance Ray and Chris Wilno were very accessible, helpful and responded to all my questions in a timely manner."
Francisco D. - Lawndale CA | Aug 2023
"Because Lance Ray consistently promptly provided information, answered questions and guided us through this loan process. Although our loan was modest, his stellar customer service commitment gave us the same attention as a “big spender”."
Sondra N. - Mission Viejo CA | Aug 2023
"Always fast and satisfying service"
Gerardo G. - Long Beach CA | Aug 2023
"Guaranteed Rate made the loan process easy and straightforward."