About Yagnesh Mehta
**Every loan. On time. No surprises.** I'm a mortgage lender and small-business owner in Columbia, MD with more than $250M+ funded and a 100% closing record. My background in sales, entreprenuership, and real estate investing gives me a unique perspective on the challenges my clients face when buying their home or an investment property. I work with homebuyers across **Columbia, Ellicott City, Clarksville, Fulton, Elkridge,** and the greater Howard County area—helping families and professionals move from pre-approval to closing with clarity and confidence. **++How I Help (Loan Solutions)++** * **Jumbo Loans** – For buyers purchasing high-value homes. These loans allow you to finance above standard conforming loan limits while keeping your payments structured and predictable. * **Bank-Statement Mortgages** – Designed for self-employed clients and business owners who need to use alternative documentation to qualify for a mortgage. * **Asset-Depletion Mortgages** – Ideal for retirees or high-net-worth clients. These loans let you qualify based on your assets instead of traditional income. * **Maryland Mortgage Program (MMP) & Howard County SDLP** – Provide down payment and closing cost assistance to make homeownership more affordable. * **++Why It Matters++** A mortgage isn't just paperwork—it's about **security, legacy, and opportunity**. My role is to protect your time and reputation while giving you a seamless, stress-free experience from start to finish. 📌 **Start with a same-day pre-approval consultation today:**https://cal.com/ymmtg/pac
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 10320 Little Patuxent Pkwy, Suite 1140 Columbia MD, 21044
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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