Now offering personal loans through Marcus by Goldman Sachs
- Consolidate your debt and potentially lower your interest rates
- Fund your home improvement project
No fees — ever
- No sign-up fees
- No prepayment fees
- No late fees*
- Great rates available through Guaranteed Rate
- APR as low as 6.99% on loans up to $40k**
- No appraisal required
- Customizable loan offers
- Ability to select payment due date
- Option to defer payment***
Cannot be used for down payment on a home purchase.
In-process borrowers: Please consult your loan officer before initiating a loan with Marcus, as it could impact your ability to qualify for a mortgage.
*No late fees, but interest charged for additional days incurred
**Loan amounts range from $3,500 to $40,000. Rates range from 6.99% to 28.99% APR, and loan terms range from 36 to 72 months. For NY residents, rates range from 6.99% to 24.99% APR. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for longer-term loans
***Payment Deferral allows customers to defer a payment interest-free. After making 12 or more consecutive monthly payments, customers can defer one payment as long as all prior payments have been paid in full and on time. Marcus by Goldman Sachs will waive any interest incurred during the deferral and extend the loan by one month (no interest will be paid during this extra month). Loan payments resume as usual the month after deferral. Advance notice is required. See loan agreement for details.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Marcus for current rates and for more information. Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA. All personal loan products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. ©2018 Goldman Sachs Bank USA. All rights reserved. Member FDIC.