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Mary Jo is amazing. I have been through this process with her three times now and she is always kind, extremely efficient and thorough. I always feel she has my best interest at heart. She is like family now!
Lindsey V. | April 2019
Mary Jo and her team were fantastic to work with! They provided everything we needed quickly and answered all of our questions in great detail. We felt very confident in buying a home with Mary Jo as our guide. Thank you for everything you did for us Mary Jo! We couldn’t have done it without you!
Adam C. | March 2019
Mary Jo Payne is the best person to work with! We have used her several times and I would never consider using anyone else. The whole loan process was very easy and we closed in no time. Mary Jo was very helpful and very responsive thought our loan process. Many thanks to Mary Jo and Guaranteed Rate.
Clifford R. | March 2019
Mary Jo Payne is an exceptionally sharp and talented lending officer, and I trust her implicitly. She did an incredible job and I would certainly use her for future borrowing needs. I wouldn't even compare rates - I would go straight to her.
Ronald M. | February 2019
Mary Jo and her team were wonderful to work with. I've been involved in many real estate transactions as a realtor, but this was the smoothest regarding the loan. They were incredibly efficient and responsive, and I will definitely recommend Guaranteed Rate. Thanks!
Mark D., October 2018
This was my first experience with a jumbo refinance. Everything went very smoothly. Mary Jo was absolutely dedicated and approachable. The service and results were outstanding, and I would absolutely work with Mary Jo or Guaranteed Rate again! Thank you!
Steven K., September 2018
Mary Jo Payne went above and beyond to get my loan for me. I would recommend her to anyone that will listen.
Tina M. | July 2018
Everything was done efficiently online which saved lots of time
Olga S. - July | 2018
It was a tricky loan due to the flood insurance and Mary Jo went above and beyond to help us out. She was on top of things and extremely responsive. I would recommend her without hesitation.
Erin A. - Soda Springs, CA | MAR 2017
Mary Jo Payne was able to successfully complete the VA loan process for the purchase of our new home in Antelope, CA when Bank of America could not. It did require extra efforts by Mary Jo and her associates but they were happy to help. I appreciate all she and the group at the Guaranteed Rate office in Auburn, CA did. Thank you, Mary Jo.
David B. - Antelope, CA | MAR 2017
Mary Jo was absolutely amazing to work with. She was very thorough and made the processing seem seamless. I would recommend her services to anyone and I already have!
Eric B. - Colfax, CA | JUN 2017
Mary Joe Payne is a real professional, and goes the extra mile. She made what would be a very difficult process relatively easy and we appreciated it!
Michael R. - Newcastle, CA | JUL 2016
Mary Jo Payne was very professional, efficient and also kept a very friendly attitude despite the stress I may have exhibited!! I appreciate her tolerance of me haha!! She was and is awesome!!
Dawnene A. - Meadow Vista, CA | SEP 2017
We cannot say enough positive things about our loan officer, Mary Jo Payne. She was/is always very pleasant and patient with us. She made sure we understood what was needed and why so there were no problems with the processing of our home loan. We were appreciative of her knowledge, expertise and thoroughness from the onset of our loan application to the closing of escrow. We will not hesitate to recommend her or Guaranteed Rate to friends and family. Thank You Mary Jo!
Michael M. - Modesto, CA | Jan. 2016
Mary Jo made the entire experience very easy and continued to keep us informed. She made us feel like we were important and that she had our best interest at heart. We will refer her to anyone that is looking for a mortgage lender!
Philip K. -- Rocklin, CA 6/19/2014
Mary Jo was very professional and so very courteous. She was always extremely responsive to all our questions. She made the whole process go very smoothly. I'm very satisfied with the service level and professionalism.
Tina E. - Sunnyvale, CA 5/21/2014
“Mary Jo Payne is the missing link in mortgage brokering. Her professional attitude, quick response and smile made this as painless as possible. She was there during every step and didn't miss a beat. People are what make business work, and she is what made my experience with this company five stars. Thanks Mary Jo!”
Kenny C. – Cool, CA -- 4/2014
“Thank you, Mary Jo Payne, for all of your help and patience. This purchase was a challenge to say the least. With your help we made it happen! Thanks again.”
Bonnie N. – Lincoln, CA – 7/2013
Hey check out the amazing review from Mary about Mary Jo! “We were very satisfied with our service! Mary Jo Payne is very professional and kept us informed throughout the process. She came highly recommended and I can see why! We will also recommend Mary for her outstanding services!”
Mary S. -- Grass Valley, CA -- 02/2013
The entire process was fast & smooth. My loan agent, Mary Jo Payne, was wonderful. She kept me informed of everything that was happening & assisted me with anything that I needed. She was awesome!
Megan D. - Colfax, CA 9/2011