How to get mortgage help from the Rate team

If you’ve got questions, we’ve got answers. The team at Rate is prepared to help you understand your financing options and the mortgage process. We have up-to-date information and can give you access to our exclusive refinance, homebuying and resources.

If you're ready to get started, you can find today's mortgage rates, connect with a loan officer, get an idea of what a payment looks like, or check out the latest in mortgage resources. However, if you're ready to get started now, you can also contact our team or start a mortgage application to get the process going.

Same-Day Mortgage

National average rates

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30-year fixed
6.706%
15-year fixed
5.953%
FHA 30-year fixed
6.374%
VA 30-year fixed
6.248%
Rates current as of 12/13/2024, 12:00:00 AM. Rates are provided for informational use only and are not advertised rates from Rate. Savings, if any, vary based on consumer credit profile, interest rate availability, and other factors.

Find my mortgage rate

The rate that you qualify will have a direct impact on your monthly payments. A lower rate will allow you to pay less each month, and it will also mean that you may be able to afford a more expensive home.

Below you’ll find our current mortgage rates. Different types of loans can offer you different rates. Speak with a Loan Officer and see if you can qualify for an even lower rate based on which programs you qualify for.

Find a mortgage lender near me

Start here and work with the best.

Work with the best!
Find a top-rated loan officer near you.

Calculate my mortgage payment

Our monthly payment calculator helps you confidently figure out your purchasing power. It lets you factor in key details like home price, down payment, interest rates, HOA payments, insurance costs and more to have a clear idea of what your monthly budget will be.

Plus, our calculator breaks down payments clearly, so you can easily see how different home prices and loan terms impact your budget. This will help you have a more informed conversation with a local lender.

Start Pre-Approval
Your monthly payment would be
$ 2,024.00

doughnut chart

Breakdown
$ 1,504.00
$ 0.00

Mortgage resources

At Rate, we put you first—always. That means sharing our knowledge and expertise to guide you every step of the way. Dive into our library let us help make your home-buying or refinancing journey smoother.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

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