Competitive credit qualifications and rates on jumbo loan options up to $2 million.
- Minimum 680 FICO for loan options up to $2MM—Primary Purchase and Rate & Term Refinance
- Minimum 680 FICO for loan options up to $1MM—Primary Cash-Out Refinance
- Minimum 720 FICO for loan options up to $1MM—Investment Cash-Out Refinance*
- Max cash-out options up to $750k**
- 30-year fixed-rate fully amortized loan options
Do you qualify?
- Minimum FICO score requirements vary
- Requires as little as six months of reserves
- Must be a primary residence, second home or investment property
30-year fixed rate loan product only. 43% debt-to-income (DTI) required. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and more information.
*Non-Owner Occupied 1-4 unit properties, subject to a max 50% LTV.
**Max cash-out amount of $750K, subject to a max 70% LTV.