Your Mortgage Center for Home Loans
Home loans, easier and faster than ever. Call us now at 212-318-9401!
New York’s Home Purchase Experts ®
Rate offers low rates, low fees and the convenient Digital Mortgage to make the home loan process fast and easy.
With the Digital Mortgage you can1:
- Choose your own loan type and rate
- Get your credit scores from all three credit bureaus2
- Securely upload and digitally sign your loan documents
- Get a REAL online approval in minutes with our online underwriting engine3
In 2025 alone, we helped home owners with funding more than $30.3 billion in loans. We may be able to help you get a low, low rate on your next mortgage.
Call us today at 212-318-9401 to learn more.
Top-rated by customers. Trusted by the industry.
Rate helped buyers secure $30.3B in loans in 2025
From hoping to homeowning, we make dreams come true.
Rate helped buyers secure $30.3B in loans in 2025
From hoping to homeowning, we make dreams come true.
“I never thought buying my first home could be this simple. Thanks to Rate.com, I got a great rate and amazing service!"
Vitoria and Brandon Westgate
Homeowners
“Rate.com turned my dream of homeownership into reality. Fast, friendly, and stress-free—couldn't ask for more!"
.svg?branch=prod_target)
Don Nguyen
Homebuyer
Rate Inc., Equal Housing Lender, is not affiliated with Apple Bank, Equal Housing Lender. Apple Bank is not the lender and is not a party to the loan transaction. This is an advertisement.
1 “Digital Mortgage” means electronic completion of the following: loan application, upload of loan documents, request of the appraisal and automated underwriting decision. It does not include Rate’s review of loan documents or the loan closing process. Automated loan approvals are subject to Rate review and approval of all required loan documentation and does not represent an interest rate guarantee.
2“credit scores” means if Applicant self-reports credit score as “needs improvement,” Rate will not run credit or provide credit scores via the Digital Mortgage. Applicant may request credit scores by contacting Rate.
3“Real Approval” means an automated underwriting system approval based upon credit information supplied by applicant and subject to Rate’s review of loan documents. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Contact Rate for current rates and visit www.rate.com/restrictions for more information.