Licensing
Guaranteed Rate, Inc. Disclosures and License Information
Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Guaranteed Rate will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.
For more information on the ECOA, please visit:
Additional Guaranteed Rate, Inc Disclosure Requirements
Guaranteed Rate, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below.
- Guaranteed Rate, Inc - NMLS ID 2611
- Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283
- Arizona: Guaranteed Rate, Inc. - 14861 N. Scottsdale Road Suite 101 Scottsdale, AZ 85254, Mortgage Banker License #0907078
- California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
- Colorado: Regulated by the Division of Real Estate
- Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #9436
- Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613
- Illinois:
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Illinois Department of Financial and Professional Regulation
Division of Banking
555 W. Monroe St.
Suite 500
Chicago, Illinois 60601
(888) 473-4858
License #: MB.0005932
- Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530
- Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611
- Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed by the Mississippi Department of Banking and Consumer Finance
- New Jersey: Residential Mortgage Lender – NJ Department of Banking & Insurance
- New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking Department
- New York: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 – Operating as Guaranteed Rate, Inc. in New York
- Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities
- Rhode Island: Rhode Island Licensed Lender and Loan Broker
- Texas: For Texas Consumers Only:
- CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
- THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT .
- Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769
States in which we do business, and license numbers:
Guaranteed Rate, Inc. d/b/a Owning Disclosures and License Information
Guaranteed Rate, Inc. d/b/a Owning is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Owning will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.
For more information on the ECOA, please visit:
Additional Owning Disclosure Requirements
Guaranteed Rate, Inc, d/b/a Owning is a licensed mortgage lender. Some states require specific licensing information, which is found below.
- Owning is a division of Guaranteed Rate, Inc - NMLS ID 2611
- Arizona: Guaranteed Rate, Inc. - 14861 N. Scottsdale Road, Suite 101, Scottsdale, Arizona 85254; Mortgage Banker License #907078
- Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283
- California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
- Colorado: Regulated by the Division of Real Estate
- Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #9436
- Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613
- Illinois
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Illinois Department of Financial and Professional Regulation
Division of Banking
555 W. Monroe St.
Suite 500
Chicago, Illinois 60601
(888) 473-4858
License #: MB.0005932- Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530
- Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611
- Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed by the Mississippi Department of Banking and Consumer Finance
- New Jersey: Residential Mortgage Lender – NJ Department of Banking & Insurance
- New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking Department
- Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities
- Texas: For Texas Consumers Only:
- CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT .
- THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT .
- Source:
- Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769
States in which we do business, and license numbers
Consumer Lending Licenses
Guaranteed Rate, Inc., holds consumer lending licenses in the following states:
Guaranteed Rate, Inc. is subject to regulatory oversight by the Michigan Department of Insurance and Financial Services (MDIFS), 530 W. Allegan Street, 7th Floor Lansing, MI & (Toll-Free) 877-999-6442. If you have any questions regarding your personal loan application or need assistance, please feel free to reach out to our dedicated personal loans team at 833-533-2306 during our operating hours, which are Monday to Friday from 9 a.m. to 6 p.m. EST. Additionally, you can email us at .