Rate Auto Loans

Steer clear of car shopping hassles with a Rate Auto Loan. We streamline the process so you can search for a car, get pre-qualified instantly and drive off with a deal you can afford on a car you’ll love – all in one place.  With a Rate Auto Loan, you’re always in the driver’s seat.

 

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How it works:

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1. Find your car

Search for cars by year, make, model and price. 

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2. Find your financing

Get pre-qualified, then choose your down payment and loan terms. 

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3. Finalize your purchase

Submit an online offer or take your pre-qualification voucher to the dealer.

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4. Drive away happy

Test drive your car and bring it home.

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Unlock your buying power

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Get pre-qualified

We put you in the driver's seat

Discover financing options in less than 60 seconds. Get pre-qualified without affecting your credit1.

 

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Lightning fast decisions

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No impact on your credit score1

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No SSN required

Shop by body style

Sedan car

SEDANS

Coupes

COUPES

Wagons car

WAGONS

Convertibles

COVERTIBLES

Pick up truck

TRUCKS

SUV

SUVS

Minivan

MINIVANS

Hatchback vehicle

HATCKBACKS

Van vehicle

VANS

Cargo van

CARGOS

Pre-qualify for Auto financing

Shop with real rates at your fingertips

Start shopping

1When a loan is selected a hard credit pull will be completed and your credit will be affected.

Auto loans are originated and serviced by Westlake Services, LLC d/b/a Westlake Financial Services ("Westlake Financial"), not by Rate. Rate is not affiliated with Westlake Financial and does not originate, underwrite, fund, or service auto loans. Rate receives a financial benefit from Westlake Financial for each completed auto loan. You are under no obligation to use Westlake Financial for your auto financing needs or as a condition of mortgage loan approval. All auto loan applications, approvals, denials, terms, rates, and servicing are determined solely by Westlake Financial. Questions about your auto loan application or account should be directed to Westlake Financial. Auto loans are separate from and unrelated to any mortgage products or services offered by Rate.