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Get started saving today...
$1,640 in lender fee savings
Skip the lender fee when you buy or refi with Rate.
Dedicated mortgage specialists and real estate experts
Receive $650 - $6000 if you buy or sell your home with Rate Homes Real Estate Program.***
Pre-approval in minutes
Our entire process is simple, safe and secure.
A wide variety of loan options
FHA, VA and Jumbo loan options available.
Low, low mortgage rates
Real-time, competitive rates could help you save and get you closer to your dream home.***
Extended friends and family offer
We're committed to extending hassle-free mortgage services to employee family and friends.
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“Once we found our dream house, they jumped into action and organized everything amazingly efficiently. They stayed calm, cool, and collected and kept us stress free! They never gave us a reason to doubt their abilities, skill, or knowledge, and it truly paid off for us!”
Top-rated by customers. Trusted by the industry.
Rate helped buyers secure $30.3B in loans in 2025
From hoping to homeowning, we make dreams come true.
Rate helped buyers secure $30.3B in loans in 2025
From hoping to homeowning, we make dreams come true.
“I never thought buying my first home could be this simple. Thanks to Rate.com, I got a great rate and amazing service!
Vitoria and Brandon Westgate
Homeowners
“Rate.com turned my dream of homeownership into reality. Fast, friendly, and stress-free—couldn't ask for more!
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Don Nguyen
Homebuyer
*Waived $1,640 lender fee available through www.rate.com/corp/Envision Healthcare, corporate benefits team for loans that have a triggered RESPA app date as of 04/01/2026 at 11:59pm EST - 06/30/2026 at 11:59pm EST. ‘Triggered RESPA’ in accordance with Regulation X, is defined as lender receipt of all six pieces of information received in a secure format; applicant name, property address, home value, loan amount, income, and SSN. Qualified participants, including Corporate Benefits 2, employees, friends, and family, must access the Rate website from the Corporate Benefits 2, Intranet or visit this page, successfully complete a mortgage loan application, and close on a first lien mortgage loan for home purchase with Rate Applicant subject to credit and underwriting approval. Restrictions may apply
**Rate Homes Real Estate Program is a Anywhere Integrated Services program and is not facilitated or offered by Rate Inc. or the Rate Corporate Benefits team. You are not required to use GRate Realty Connect and Rate Inc. as a condition of the sale or purchase of any real estate or as a condition of eligibility for any special offer. Anywhere Integrated Services and Guaranteed Rate Affinity, LLC share common ownership, because of this relationship, if Guaranteed Rate Affinity, LLC is your selected mortgage lender, Anywhere Integrated Services and/or its affiliates may receive a financial benefit.
***Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
****97% Customer Satisfaction: Data Source: Rate’s Client Satisfaction Surveys (Averaged 2025).