Save $1,640 for NJBIA members*
Exclusive mortgage services for NJBIA
- Receive a lender credit
- Personalized service - get help from your dedicated home loan expert
- 97% customer satisfaction rating**
More benefits used by our satisfied customers
- Hassle-free pre-approval in minutes!
- Low, low mortgage rates
- Expert mortgage guidance
- Wide selection of loan options
- An easy to understand mortgage process
We're committed to providing NJBIA Employees with hassle-free mortgage services.
Call Marc Demetriou, CLU, ChFC, CDLP now at (973) 521-8345 or email at [email protected]

We make the mortgage process easy
Simple. Fast. Stress-free.
*$1,640 waived lender fee available through NJBIA corporate benefits team. Qualified participants, including NJBIA members, friends, and family, must access the Rate website from the NJBIA Intranet or visit www.rate.com/NJBIA-6, successfully complete a mortgage loan application, and close on a first lien mortgage loan for home purchase with Rate Applicant subject to credit and underwriting approval. Restrictions may apply.
** 97% Customer Satisfaction: Data Source: Rate’s Client Satisfaction Surveys (Averaged 2025).