Save $1,640 for State of New Jersey members*
Exclusive mortgage services for State of New Jersey
- Receive a lender credit
- Personalized service - get help from your dedicated home loan expert
- 97% customer satisfaction rating**
More benefits used by our satisfied customers
- Hassle-free pre-approval in minutes!
- Low, low mortgage rates
- Expert mortgage guidance
- Wide selection of loan options
- An easy to understand mortgage process
We're committed to providing State of New Jersey Employees with hassle-free mortgage services.
Call Marc Demetriou, CLU, ChFC, CDLP now at (973) 521-8345 or email at [email protected]

We make the mortgage process easy
Simple. Fast. Stress-free.
*$1,640 waived lender fee available through State of New Jersey corporate benefits team. Qualified participants, including State of New Jersey members, friends, and family, must access the Rate website from the State of New Jersey Intranet or visit www.rate.com/State of New Jersey-6, successfully complete a mortgage loan application, and close on a first lien mortgage loan for home purchase with Rate Applicant subject to credit and underwriting approval. Restrictions may apply.
** 97% Customer Satisfaction: Data Source: Rate’s Client Satisfaction Surveys (Averaged 2025).