Illinois mortgage rates

Confidently start your journey to owning a home in the Land of Lincoln. Whether buying your first house or refinancing your loan, understanding Illinois mortgage rates is the key to unlocking competitive options.


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Apply for a home loan in Illinois

With tailored solutions, over 150 loan products and expert guidance, Rate makes the mortgage experience hassle-free. Whether you’re looking for more flexibility or competitive rates, we’ll match you with options that suit your needs. Get started by applying now!

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Calculate my mortgage payment in Illinois

Use our mortgage payment calculator to see what the payments on your dream home in Illinois could look like. Understanding how much home you can afford now will help once you start to get into the mortgage process.

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Find a Loan Officer in Illinois

Don’t miss a beat — or rate drop! Sign up for Illinois mortgage rate alerts for real-time updates delivered right to your inbox. By staying informed about rate changes, you can make smart decisions on your path to homeownership.

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Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.