After 19 yrs of working in the mortgage industry, one thing has always remained the same for me.  Take care of the people who take care of you.  This simply philosophy has guided my business and has provide a solid foundation on which it has grown.  The advice my clients receive during a consultation is the same advice I would follow myself under the same circumstances.  1st time buyers have always been the primary source of building my business and are a chance for me to draw on my experience for the benefit of my clients. As we get older we share many of the same concerns.  Whether it is college for our children, caring for an elderly family member or planning for retirement we are here to help.  At Rate I now am able to provide reverse mortgages for those in need.  We have other programs that will allow you to take advantage of a down real estate market to purchase your first investment property.  Your equity in your home can be used to restructure your obligations for a more positive cash flow in retirement.  Everyone’s situation is different.  We will work together to find the right mortgage for your particular needs. If you or anyone you know is in need of any mortgage assistance rest assured I will provide the highest level of service possible.  My business is entirely referral based and a referral to a friend or family member is the greatest compliment I can receive.  Your trust and confidence is greatly appreciated.  Thank you for keeping me in mind when someone you know is in need of mortgage financing assistance.

VP of Mortgage Lending

Tony Piotrowski is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (847) 686-0431 for more information!

Tony Piotrowski at Rate (NMLS #226115)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Betsy Ahern is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Betsy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Betsy at (847) 592-9194 for more information!

Betsy Ahern at Rate (NMLS #222899)

Hello and thank you for inquiring about myself and my credentials.  Having been a licensed Loan Originator since 2001 and working through the recession, I feel there aren’t many situations I haven’t experienced.  And in the lending industry with all the constant changes in plans and regulations, experience matters.  No matter what your credit score or income, I can help you find a mortgage that fits your needs.  Working for a large lender like Rate gives me the opportunity to provide my clients with a program that’s tailored just for them.  Shopping for a mortgage that provides the lowest rate and most favorable terms can be a daunting task for anyone.  I personally interview every client up front to help put their mind at ease.  Having the latest technology, we can issue a pre-approval within minutes to qualified borrowers.  Need advice?  Problem situations?  Low credit score?  Just have questions?  No problem.  There is always help available and I can guide you in the right direction.  My team and I are dedicated to helping you achieve your dreams.  Being a spouse of a Marine veteran, I love to work with veterans and all professions that provide public service.  I have access to many specialty programs like renovation loans, down payment assistance programs, reverse mortgages, new construction loans, commercial loans and just about any other program that is available.   Regina Danikowski and Team!

SVP of Mortgage Lending

Regina Danikowski is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Regina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Regina at (630) 707-7241 for more information!

Regina Danikowski at Rate (NMLS #560041)

John entered into the mortgage industry in 1992. Since then he has originated over $800 million in loans. Over the years John has won many industry related awards. Such as "Loan Officer of the Year", top 1% of production of Loan Officers in the Country and "Top 200" Loan Officer in the Country. John is the former host of his own mortgage related talk show and has contributed articles to industry related national magazines. In addition, John has been hired to speak and train Loan Officers around the country. "I have always loved helping people. The mortgage industry has given me the privilege of helping and serving thousands of families buy a place they can call their very own and also assist thousands to save money by refinancing their existing mortgage."

John Santorineos is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at (847) 592-9215 for more information!

John Santorineos at Rate (NMLS #224511)

Branch Manager

Andre LaCount is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andre is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andre at (847) 943-2143 for more information!

Andre LaCount at Rate (NMLS #443192)

Linda has been assisting homeowners in Illinois and Wisconsin for over 25 years and is at the top of her profession thanks to her customers and referral partners. Her personalized approach to the mortgage business provides education and guidance throughout the home financing process whether buying or refinancing . Linda's goal is not just to meet every client's expectations; but also, to exceed them.



Let Linda guide you home!

Linda Hanson is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (847) 619-5467 for more information!

Linda Hanson at Rate (NMLS #442632)

"It's a Grate day for hockey"




Peter de Jong (pronounced De Young) was born and raised in MN. Both his parents, Jim and Sheila, were educators. Peter attended the University of Chicago and graduated with a B.S. degree in Political Science in 1990. In college, Peter met his spouse Jill. Jill and Peter are celebrating their 30th wedding anniversary in 2022. Peter and Jill have 4 boys - Derek (20), Jacob (17), Liam (17), and Ryan (14). After college, he began his career in mortgage lending. Peter has worked for 3 companies over that 30 year period in sales and branch management. He is honored to build a production team at Rate for the remainder of his career serving families with dream of homeownership.




Outside of mortgage lending, Peter has been an active participant of AREAA - Asian Real Estate Association of America since 2006. In 2021, Peter served as the first Caucasian AREAA Greater Chicago Chapter President. AREAA has over 40 chapters and 17,000 members nationwide helping AAPI (American Asian Pacific Islander) families achieve sustainable homeownership. Joining AREAA was a great fit for Peter as he honored his parents commitment to education and embracing the cultures of the world and along the way making great friends.




Peter can also be found at a rink, a frozen pond, or skating ribbon on any given day. He currently serves as the Chicago Romans Hockey Club President for the boys and girls high school hockey teams. Peter also coaches for the Chicago Jets Hockey Club as he is a USA Hockey Level 4 certified hockey instructor. If Peter could tweak a line or two from the show "Ted Lasso", it would be that "Hockey is Life" Peter enjoys helping children learn the life skill of skating, becoming resilient in life through playing sports, and developing friends for life through hockey. Peter is grateful for the many friendships he has developed around hockey and enjoys continuing to play hockey with friends and family today.




Lastly, what is Peter's why for joining Rate? If you were fortunate enough to watch the 1980 Olympic hockey game of team USA vs. team Russia, you know that team USA won that game 4-3 with "Do you believe in miracles" being uttered by announced Al Michaels as time expired. Homeownership is a miracle, it is a gift, it is precious. It creates families, it creates communities, it creates economies, it creates wealth. When team USA won that game, it was more than a game. Those 20 players lifted the spirit of our country at a time when we needed it most. Nobody thought that team USA could win that game. Nobody. Except those players and coaches. Many people face discouragement or worse discrimination trying to purchase arguably their biggest purchase of their lives - a home. If want to purchase a home, it is my job to help you believe you can, serve you in preparing and training to do so, and ultimately be a mentor and friend in helping you reach the podium. If you want to be a homeowner.....just come along with my team and I! Rate has the programs, the technology, and the capacity with assistants and pod operation teams to help customers and real estate professionals move the puck quickly towards the net, score a goal, and close both on time and quickly in competitive real estate market.




My team and I are honored to serve you. Have a question, our team is ready to serve!




Peace, prosperity, and joy to you!




Peter de Jong

Peter de Jong is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (773) 896-3755 for more information!

Peter de Jong at Rate (NMLS #442532)

Derek Malley is a Chicago- based residential mortgage lender who educates and serves the needs of homebuyers and homeowners. He has been in the mortgage business for 10 years and has consistently been recognized for his superior customer service, high level of production, and industry knowledge. His individualized strategies overcome challenging situations and unlock the doors to new home ownership. Derek's goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate. He and his team educate their borrowers throughout the mortgage transaction, so they fully understand their options and feel confident with their chosen loan program. When Derek is not working with clients, you can find him spending time with his family (and bloodhound "Lou") or attending concerts with his friends. He has a close relationship with his two brothers which lead to his involvement in Big Brothers and Big Sisters. Derek is also an avid Chicago football fan (unfortunately… if you ask him).

Derek Malley is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Derek is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Derek at (224) 305-4122 for more information!

Derek Malley at Guaranteed Rate (NMLS #920679)

Bryn Sabadosa is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bryn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bryn at (309) 558-9950 for more information!

Bryn Sabadosa at Rate (NMLS #1624007)

Dariush Kakvand is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Dariush is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dariush at (847) 232-2736 for more information!

Dariush Kakvand at Rate (NMLS #394210)

Jim Boston, V.P. of home lending with Rate Mortgage has been helping home buyers in all 50 states for over 15 years. As an experienced advisor with over a billion dollars in closed transactions, Jim and his team are committed to providing every client and agent the personalized attention they deserve. His devotion to making all transactions as seamless as possible through outstanding communication to all parties and attention to detail, are what has formed his proven track record of getting his clients to the closing table in as quickly as 2 weeks. He has a large arsenal of lending products to meet almost any lending scenario, giving him the ability to say yes a lot more than others.

Jim Boston is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (847) 466-4933 for more information!

Jim Boston at Rate (NMLS #443246)

Producing Branch Manager

Alanna Nicolosi is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alanna is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alanna at (847) 607-6132 for more information!

Alanna Nicolosi at Rate (NMLS #622314)

Customers remain at the center of everything we do, from our Intuitive Loan Finder, World’s First Digital Mortgage and easy-to-use GR Mobile App to our continued commitment to providing the personal service that has made us one of the most trusted mortgage providers in the country. Find the perfect mortgage for your situation, anytime, anywhere.

We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible.

It's a simple formula that has made us one of the most trusted mortgage providers in the U.S.

Frank Cecala is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Frank is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Frank at (847) 776-3838 for more information!

Frank Cecala at Rate (NMLS #226960)

With twenty-nine years of experience in the mortgage industry, I specialize in providing excellent customer service and meticulous attention to detail. My extensive background encompasses all aspects of residential mortgages including Conventional, FHA, VA, USDA, and Jumbo Loans. My company excels In closing any type of residential mortgage with minimal hassle and in record time, ensuring a smooth and efficient process for our clients. Our unwavering dedication to customer satisfaction and expertise in navigating the mortgage landscape make us a top choice for homebuyers seeking reliable and expedited mortgage solutions.

Robert Arquette at Rate (NMLS #204956)

Michael Bless is your Arlington Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (847) 907-3060 for more information!

Michael Bless at Rate (NMLS #219315)

Arlington Heights

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15 Loan Officers in Arlington Heights, IL