• Over 20 years’ experience in the financial industry • President Club member for top mortgage volume at Guaranteed Rate 10 years in a row • Featured expert in Chicago Agent Magazine, Mortgage Origination Magazine and the Chicago Tribune • Recipient of the 100% customer satisfaction award based on surveys from my clients after closing • Expert in condo and jumbo lending • Ranked a top 200 Loan Officer in the USA for 2017 by National Mortgage News • Licensed to do conventional, jumbo, FHA and VA loans • Able to assist you with home loans in all 50 states

SVP of Mortgage Lending

Randy Ernst is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Randy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Randy at (773) 290-0307 for more information!

Randy Ernst at Guaranteed Rate (NMLS #222960)

After 19 yrs of working in the mortgage industry, one thing has always remained the same for me.  Take care of the people who take care of you.  This simply philosophy has guided my business and has provide a solid foundation on which it has grown.  The advice my clients receive during a consultation is the same advice I would follow myself under the same circumstances.  1st time buyers have always been the primary source of building my business and are a chance for me to draw on my experience for the benefit of my clients. As we get older we share many of the same concerns.  Whether it is college for our children, caring for an elderly family member or planning for retirement we are here to help.  At Guaranteed Rate I now am able to provide reverse mortgages for those in need.  We have other programs that will allow you to take advantage of a down real estate market to purchase your first investment property.  Your equity in your home can be used to restructure your obligations for a more positive cash flow in retirement.  Everyone’s situation is different.  We will work together to find the right mortgage for your particular needs. If you or anyone you know is in need of any mortgage assistance rest assured I will provide the highest level of service possible.  My business is entirely referral based and a referral to a friend or family member is the greatest compliment I can receive.  Your trust and confidence is greatly appreciated.  Thank you for keeping me in mind when someone you know is in need of mortgage financing assistance.

VP of Mortgage Lending

Tony Piotrowski is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (847) 686-0431 for more information!

Tony Piotrowski at Guaranteed Rate (NMLS #226115)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Betsy Ahern is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Betsy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Betsy at (847) 592-9194 for more information!

Betsy Ahern at Guaranteed Rate (NMLS #222899)

Todd Marguerite is Senior Vice President of Residential Mortgages at Guaranteed Rate. Todd has worked 13 years at a national bank including 5 years as a Senior Loan Officer in the consumer/residential loan department, and 6 years as Vice President of commercial lending. He has over 20 years of combined consumer/residential/commercial lending experience. Todd is a licensed loan officer.  His team of friendly and dedicated professionals will make sure your loan will be processed and closed in a highly efficient manner. Todd has assembled a team of mortgage professionals with over 40 years of experience. His team of processors, assistants, and closers ensure your complete satisfaction every step of the way.

Todd Marguerite is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (847) 305-4440 for more information!

Todd Marguerite at Guaranteed Rate (NMLS #384520)

Nan began her career in the mortgage industry 18 years ago, in 2001 as a loan processor. In 2003, she started originating loans, and has helped hundreds of customers obtain financing for their new home purchase or refinancing of their current mortgage. Nan has the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.  As you may know, the mortgage industry has changed immensely. How do you know who will best help you through this process? Nan’s repeat customers say that her attention to detail made simple and complex transactions effortless, and they appreciated her honesty and integrity.  Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Nan can help you before you ever make an offer on a property. She can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. Nan also understands that being transparent is vital to a smooth transaction. She tells her borrowers what they need, why they need it, helps them understand the mortgage process and gives them realistic expectations for the process.  Nan is married to her husband, Donald, and they have been blessed with two daughters. During Nan’s free time she enjoys dancing, hiking, traveling and spending quality time with her family.

Nan Lee is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nan at (847) 943-2126 for more information!

Nan Lee at Guaranteed Rate (NMLS #559725)

Joe Richardson, VP of Mortgage Lending at Guaranteed Rate, specializing in residential mortgage lending, home equity lines and loans, constructions loans, and multi\-family lending across the United States. He has helped generations of clients achieve their homeownership dreams which includes is primary homes, second homes and investment properties for over two decades. Joe has over 30+ years experience in the financial arena including stops at Bank of America and RBC Mortgage (Royal Bank of Canada).  
Joe's aim is to simplify the mortgage process for his customers and make the home loan process enjoyable. He and his team thoroughly educate their borrowers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Joe and his best\-in\-class team puts his clients ahead of the competition through their ability to close loans in record time.  
Joe supports the Guaranteed Rate Foundation, as well as domestic and global charitable outreach programs.

Joe Richardson is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (224) 330-6911 for more information!

Joe Richardson at Guaranteed Rate (NMLS #559919)

Hello and thank you for inquiring about myself and my credentials.  Having been a licensed Loan Originator since 2001 and working through the recession, I feel there aren’t many situations I haven’t experienced.  And in the lending industry with all the constant changes in plans and regulations, experience matters.  No matter what your credit score or income, I can help you find a mortgage that fits your needs.  Working for a large lender like Guaranteed Rate gives me the opportunity to provide my clients with a program that’s tailored just for them.  Shopping for a mortgage that provides the lowest rate and most favorable terms can be a daunting task for anyone.  I personally interview every client up front to help put their mind at ease.  Having the latest technology, we can issue a pre-approval within minutes to qualified borrowers.  Need advice?  Problem situations?  Low credit score?  Just have questions?  No problem.  There is always help available and I can guide you in the right direction.  My team and I are dedicated to helping you achieve your dreams.  Being a spouse of a Marine veteran, I love to work with veterans and all professions that provide public service.  I have access to many specialty programs like renovation loans, down payment assistance programs, reverse mortgages, new construction loans, commercial loans and just about any other program that is available.   Regina Danikowski and Team!

Regina Danikowski is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Regina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Regina at (630) 707-7241 for more information!

Regina Danikowski at Guaranteed Rate (NMLS #560041)

I have been a licensed mortgage professional for 17 years. My years of experience allow me to provide you the knowledge and expertise to understand your financial picture in order to match you with the perfect loan product. I receive great satisfaction in helping clients realize their dream of owning a home.   I earned a Finance degree from the University of Illinois. I worked as a Senior Accountant for several years where I acquired the analytical skills that proved to be a perfect fit in the mortgage industry.   I currently live in Mundelein with my wife Kim, and my two daughters, Nicolette (24) and Taylor (22). I enjoy skiing and boating in my free time.

Jim Pullen is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (847) 386-2413 for more information!

Jim Pullen at Guaranteed Rate (NMLS #224503)

John entered into the mortgage industry in 1992. Since then he has originated over $800 million in loans. Over the years John has won many industry related awards. Such as "Loan Officer of the Year", top 1% of production of Loan Officers in the Country and "Top 200" Loan Officer in the Country. John is the former host of his own mortgage related talk show and has contributed articles to industry related national magazines. In addition, John has been hired to speak and train Loan Officers around the country. "I have always loved helping people. The mortgage industry has given me the privilege of helping and serving thousands of families buy a place they can call their very own and also assist thousands to save money by refinancing their existing mortgage."

John Santorineos is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at (847) 592-9215 for more information!

John Santorineos at Guaranteed Rate (NMLS #224511)

Branch Manager

Andre LaCount is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Andre is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andre at (847) 943-2143 for more information!

Andre LaCount at Guaranteed Rate (NMLS #443192)

Craig Burton is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (847) 323-7571 for more information!

Craig Burton at Guaranteed Rate (NMLS #233086)

I am a longtime resident of Yorkville, IL with my wife and two children. I have been in the mortgage business for 20+ years helping clients with all of their mortgage needs. As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs.

Scott Gajewski is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (630) 418-0839 for more information!

Scott Gajewski at Guaranteed Rate (NMLS #257217)

Linda has been assisting homeowners in Illinois and Wisconsin for over 25 years and is at the top of her profession thanks to her customers and referral partners. Her personalized approach to the mortgage business provides education and guidance throughout the home financing process whether buying or refinancing . Linda's goal is not just to meet every client's expectations; but also, to exceed them.



Let Linda guide you home!

Linda Hanson is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (847) 619-5467 for more information!

Linda Hanson at Guaranteed Rate (NMLS #442632)

"It's a Grate day for hockey"


Peter de Jong (pronounced De Young) was born and raised in MN. Both his parents, Jim and Sheila, were educators. Peter attended the University of Chicago and graduated with a B.S. degree in Political Science in 1990. In college, Peter met his spouse Jill. Jill and Peter are celebrating their 30th wedding anniversary in 2022. Peter and Jill have 4 boys \- Derek (20), Jacob (17), Liam (17), and Ryan (14). After college, he began his career in mortgage lending. Peter has worked for 3 companies over that 30 year period in sales and branch management. He is honored to build a production team at Guaranteed Rate for the remainder of his career serving families with dream of homeownership.


Outside of mortgage lending, Peter has been an active participant of AREAA \- Asian Real Estate Association of America since 2006. In 2021, Peter served as the first Caucasian AREAA Greater Chicago Chapter President. AREAA has over 40 chapters and 17,000 members nationwide helping AAPI (American Asian Pacific Islander) families achieve sustainable homeownership. Joining AREAA was a great fit for Peter as he honored his parents commitment to education and embracing the cultures of the world and along the way making great friends.


Peter can also be found at a rink, a frozen pond, or skating ribbon on any given day. He currently serves as the Chicago Romans Hockey Club President for the boys and girls high school hockey teams. Peter also coaches for the Chicago Jets Hockey Club as he is a USA Hockey Level 4 certified hockey instructor. If Peter could tweak a line or two from the show "Ted Lasso", it would be that "Hockey is Life" Peter enjoys helping children learn the life skill of skating, becoming resilient in life through playing sports, and developing friends for life through hockey. Peter is grateful for the many friendships he has developed around hockey and enjoys continuing to play hockey with friends and family today.


Lastly, what is Peter's why for joining Guaranteed Rate? If you were fortunate enough to watch the 1980 Olympic hockey game of team USA vs. team Russia, you know that team USA won that game 4\-3 with "Do you believe in miracles" being uttered by announced Al Michaels as time expired. Homeownership is a miracle, it is a gift, it is precious. It creates families, it creates communities, it creates economies, it creates wealth. When team USA won that game, it was more than a game. Those 20 players lifted the spirit of our country at a time when we needed it most. Nobody thought that team USA could win that game. Nobody. Except those players and coaches. Many people face discouragement or worse discrimination trying to purchase arguably their biggest purchase of their lives \- a home. If want to purchase a home, it is my job to help you believe you can, serve you in preparing and training to do so, and ultimately be a mentor and friend in helping you reach the podium. If you want to be a homeowner.....just come along with my team and I! Guaranteed Rate has the programs, the technology, and the capacity with assistants and pod operation teams to help customers and real estate professionals move the puck quickly towards the net, score a goal, and close both on time and quickly in competitive real estate market.


My team and I are honored to serve you. Have a question, our team is ready to serve!


Peace, prosperity, and joy to you!


Peter de Jong

Peter de Jong is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (773) 896-3755 for more information!

Peter de Jong at Guaranteed Rate (NMLS #442532)

Derek Malley is a Chicago\- based residential mortgage lender who educates and serves the needs of homebuyers and homeowners. He has been in the mortgage business for 10 years and has consistently been recognized for his superior customer service, high level of production, and industry knowledge. His individualized strategies overcome challenging situations and unlock the doors to new home ownership. Derek's goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate. He and his team educate their borrowers throughout the mortgage transaction, so they fully understand their options and feel confident with their chosen loan program. When Derek is not working with clients, you can find him spending time with his family (and bloodhound "Lou") or attending concerts with his friends. He has a close relationship with his two brothers which lead to his involvement in Big Brothers and Big Sisters. Derek is also an avid Chicago football fan (unfortunately… if you ask him).

Derek Malley is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Derek is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Derek at (224) 305-4122 for more information!

Derek Malley at Guaranteed Rate (NMLS #920679)

Bryn Sabadosa is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bryn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bryn at (309) 558-9950 for more information!

Bryn Sabadosa at Guaranteed Rate (NMLS #1624007)

Brittney Hughes is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brittney is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brittney at (847) 232-2731 for more information!

Brittney Hughes at Guaranteed Rate (NMLS #2083796)

Dariush Kakvand is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dariush is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dariush at (847) 232-2736 for more information!

Dariush Kakvand at Guaranteed Rate (NMLS #394210)

I am an experienced mortgage professional whose focus is on delivering an outstanding loan experience. I support California, Florida, Illinois and Wisconsin homebuyers and homeowners by offering bilingual services (Spanish \& English) and a wide range of loan solutions to fit their unique needs. Needs that include:  
First time home purchases  
Second home/investment purchases  
Home renovations  
Government loan programs (down payment assistance, VA and FHA)  
Loan refinancing  
For over a decade, I have been listening to my clients, discovering their financial goals and then patiently walking them through their options. My knowledge of mortgage guidelines means I can ensure that clients have a successful close; my personal approach means they get the attention they deserve. I treat every borrower like family and work hard to keep their loan process simple, smooth and rewarding. When I'm not helping my customers secure a loan, I spend time with my wife and 2 young sons along with my older son, and his young family of 4. I enjoy participating in my kids many extracurricular activities including baseball, piano, gymnastics and swimming. I also loves salsa dancing and outdoor grilling. Born and raised in Illinois, I have been serving my local community for years and currently serve on the board for the National Association of Hispanic Real Estate Professionals in Lake County. Currently serviing as the Immediate Past President.

Carlos Rosado is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Carlos is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carlos at (847) 258-1530 for more information!

Carlos Rosado at Guaranteed Rate (NMLS #673321)

Jim Boston, V.P. of home lending with Guaranteed Rate Mortgage has been helping home buyers in all 50 states for over 15 years. As an experienced advisor with over a billion dollars in closed transactions, Jim and his team are committed to providing every client and agent the personalized attention they deserve. His devotion to making all transactions as seamless as possible through outstanding communication to all parties and attention to detail, are what has formed his proven track record of getting his clients to the closing table in as quickly as 2 weeks. He has a large arsenal of lending products to meet almost any lending scenario, giving him the ability to say yes a lot more than others.

Jim Boston is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (847) 466-4933 for more information!

Jim Boston at Guaranteed Rate (NMLS #443246)

Tae Do is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tae is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tae at (847) 607-6131 for more information!

Tae Do at Guaranteed Rate (NMLS #242281)

Sales Manager/VP of Mortgage Lending

Mark Seebauer is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mark is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mark at (847) 886-0242 for more information!

Mark Seebauer at Guaranteed Rate (NMLS #422552)

Jim Spallone is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (847) 592-9201 for more information!

Jim Spallone at Guaranteed Rate (NMLS #406300)

Producing Branch Manager

Alanna Seebauer is your Arlington Heights local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Alanna is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alanna at (847) 607-6132 for more information!

Alanna Seebauer at Guaranteed Rate (NMLS #622314)

Arlington Heights

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24 Loan Officers in Arlington Heights, IL