About Jim Parker
Jim Parker, Branch Manager at Rate, has been in the mortgage industry for over 30 years. Jim started his career in Rhode Island, as a CRA Loan Officer and then relocated to Florida in 1997, where he has since established deep roots in the Tampa Bay Area. Jim has lead, coached and mentored several top producing teams over his career, funding over $600 Million in one year. Jim has helped thousands of families achieve the dream of home ownership. As your trusted lender, his goal is to provide a World class Experience, to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. He takes pride in thoroughly educating his customers throughout the mortgage transaction, so they fully understand their options to feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner or investor, you can trust him and his team to give you honest advice with all of your home financing needs and with renovation financing you can turn a house the you like into a home that you love. Jim gives back to the community by serving on the board of Housing and Education Alliance, Past President and current member of NAHREP (National Association of Hispanic Real Estate Professionals). Jim and his wife Angel have a total of 4 children and 2 grandchildren, They are empty nesters now that their youngest daughter is attending the University of Central Florida. They value their family and prioritize it in both their personal and professional lives. In Jim's free time, he enjoys being on the golf course and spending quality time with his family at the beach.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1600 E 8th Avenue, Suite A200 Office #003 Tampa FL, 33605
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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