As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Janet Jones is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Janet is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Janet at (941) 468-4296 for more information!

Jane Jones at Rate (NMLS #432210)

Alex Perry is a VP of Mortgage Lending for Rate in Tampa/St. Petersburg. He is extensively trained as a mortgage-industry professional and has more than 16 years of experience helping customers purchase and refinance homes. Alex’s constant dedication to a transparent and ethical lending process are just a few of the reasons he makes such an impact in the mortgage industry and how he has established himself as one of the hardest working individuals in the industry.    Alex has found success in the mortgage business for many reasons but most notably for always putting the customer first.  Communication is essential during a purchase or refinance which is why every client will always be informed during their loan process. Alex’s goal is to simplify the mortgage experience for his customers and make the lending process easy to navigate. He and his team thoroughly educate borrowers, so they understand their options and feel comfortable moving forward with their chosen loan program.  He takes great pride in giving his clients the best loan programs at the lowest rates on Jumbo, VA, FHA, and Conventional mortgage products to satisfy their specific needs.    "As a Tampa Bay native, I have watched St. Pete, Tampa, and the beaches grow over the years. Living my entire life in the Tampa Bay area has allowed me to know and follow the local markets closely.  Financing your home is one of the largest, most important transactions one will ever make, and I look forward to helping my clients navigate the transaction while building lifelong relationships.”  Alex’s 24/7 service, dedication to his clients and commitment to excellence contribute to the list of reasons the area's top Realtors recommend him as their preferred lender.  This is also why Alex has many repeat clients and he continues to grow his business thanks to word-of-mouth referrals.  Alex graduated from the University of South Florida with a Bachelor’s Degree in Marketing, where he was an active member of the undergraduate community involved in numerous charitable and academic societies.  Outside of the office Alex enjoys watching sports such as college football, pro football, etc.  But really any competitive sport!  Alex is also active in supporting the extensive Veteran community in the Tampa Bay area.

Alex Perry is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alex is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alex at (727) 362-6890 for more information!

Alex Perry at Rate (NMLS #177874)

I am a seasoned mortgage loan originator who has consistently been a top producer in the mortgage industry for over 30 years. I am able to draw on my extensive experience in various roles when working with my clients on their mortgage financing needs. I have a keen sense of the industry as well as expertise in a vast array of mortgage products thereby enabling me to offer creative solutions to borrowers. I am fortunate to be a Senior Vice President at Rate which will enable me to service more clients given our extensive product base as a leader in the industry. When not working, I am playing tennis or pickleball, riding my bike, swimming or occasionally relaxing.

SVP of Mortgage Lending

Carole Carlin is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Carole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carole at (201) 591-1166 for more information!

Carole Carlin at Rate (NMLS #73944)

Eddie Beauduy is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Eddie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eddie at (630) 301-1919 for more information!

Eddie Beauduy at Rate (NMLS #232864)

Brian Fletcher is a VP and Producing Branch Manager in the states of Florida and Texas. With over 17,000 published five star reviews from GR and Brian, you can trust with confidence that this is a group with substantial experience, fantastic service, and mortgage programs and rates that stand out against the competition. Brian is a consistent President's Club achiever, top 1% national producer, and consistent leader in the industry for over 28 years. He is the proud father of his four children, husband to his beautiful wife of 18 years, and is very involved at Lakewood Church, Champions Club, and in the communities where he serves. Brian also enjoys plenty of exercise, helping others, and making the most of every day with an incredibly positive attitude. You will always be able to find him when you need him, seven days a week- all hours of the day.

VP of Market Growth

Brian Fletcher is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (813) 582-4682 for more information!

Brian Fletcher at Rate (NMLS #19449)

Marc Aguiar is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (813) 477-3529 for more information!

Marc Aguiar at Rate (NMLS #887887)

Jim Parker, Branch Manager at Rate, has been in the mortgage industry for over 30 years. Jim started his career in Rhode Island, as a CRA Loan Officer and then relocated to Florida in 1997, where he has since established deep roots in the Tampa Bay Area.





Jim has lead, coached and mentored several top producing teams over his career, funding over $600 Million in one year.





Jim has helped thousands of families achieve the dream of home ownership. As your trusted lender, his goal is to provide a World class Experience, to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. He takes pride in thoroughly educating his customers throughout the mortgage transaction, so they fully understand their options to feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner or investor, you can trust him and his team to give you honest advice with all of your home financing needs and with renovation financing you can turn a house the you like into a home that you love.





Jim gives back to the community by serving on the board of Housing and Education Alliance, Past President and current member of NAHREP (National Association of Hispanic Real Estate Professionals).





Jim and his wife Angel have a total of 4 children and 2 grandchildren, They are empty nesters now that their youngest daughter is attending the University of Central Florida. They value their family and prioritize it in both their personal and professional lives. In Jim's free time, he enjoys being on the golf course and spending quality time with his family at the beach.

Area Manager

GERENTE_DE_SUCURSAL_/_ESPECIALISTA_EN_RENOVACIONES

Jim Parker is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (813) 376-3602 for more information!

Jim Parker at Rate (NMLS #459726)

Mortgage industry professional with over 8 years commitment to helping families. As your trusted loan professional, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.



Al S. MBA - Concentration in Information Technology

Al Sheriff is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Al is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Al at (813) 582-4698 for more information!

Al Sheriff at Rate (NMLS #1053473)

Angel Parker, Associate Vice President of Mortgage Lending at Rate, began in the mortgage business in 1997 first as a Mortgage Processor and then as a Loan Officer. She chose to work at Rate because of their industry leading mortgage products, competitive rates, and technology. Angel is passionate about helping prospective clients into their dream home and providing 100% customer satisfaction both during the purchase transaction and well after closing. She believes communication is key to a timely and smooth closing. Angel and her husband Jim, together have four beautiful children and 2 grandchildren, in addition to two adorable fur babies. In her free time, Angel enjoys watching football (GO FLORIDA!!) and spending time with her family. She and her team provide exceptional service through in-house processing, fast pre-qualification, multiple investors to choose from, and 24/7 online status updates available to both her clients and referral partners. Contact Angel Parker and her team to assist you with all of your mortgage lending needs.

Angel Parker is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Angel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Angel at (727) 353-3625 for more information!

Angel Parker at Rate (NMLS #457825)

Amy Waters is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Amy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Amy at (813) 565-7465 for more information!

Amy Waters at Rate (NMLS #505610)

Mackenzie Muder is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mackenzie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mackenzie at (941) 309-0563 for more information!

Mackenzie Muder at Rate (NMLS #1733918)

I am Tyler Netotian, Loan Officer at Rate. I graduated from Ohio University in strategic leadership and management and marketing. I started in this business as a personal banker selling HELOC's (home equity lines of credit) in groceries stores. Then I became an underwriter where I achieved quality awards for my underwriting skills and knowledge. I was then offered an opportunity to get back into sales and I accepted. I felt I could better assist borrowers and agents with my extensive knowledge of product guidelines to make a fundamental home buying experience.  
I live by a few mottos, and they all come into play at different points in my life. 1. It's never over until its over. 2. Never give half effort when nothing is preventing you from giving 100% effort. 3. Never speak unless knowledgeable and if knowledgeable wait your turn to speak. 4. If you have the ability to achieve greatness then you have the responsibility to achieve greatness.  
Just like Kobe, I want my work and personal footprint with my time on this Earth to also be synonymous with hard work, intelligence, and passion. I want to be known as the most thoughtful, knowledgeable, and hardworking loan originator of all time when it is all said and done. The best compliment I can receive is from a client to tell me that they experienced the most seamless and easiest home buying experience they have ever experienced. The loans that make it all worth it is when we are working a more challenging file andsomeother lenders turned down the borrower. Then they find me, and we make their dreams come true.  
I believe my core values have never been more in line with a company than they have been at Rate. The technology is out of this world, so that will absolutely make it easier for borrowers to not just apply for a mortgage, but to get through the entire process with minimum documentation requirements and with minimum stress. This technology also extends to myreal estate agentpartners as it will be so easy for them to refer customers, set up marketing materials, and receive live status updates and so much more. Ask me about Agent Advantage.  
The team and process at GR issome ofthe best in the business which also enhances my efforts as every employee in the process shares my same mentality and passion to get the job done.  
Let's get started with the best home buying experience you will ever have today.

Loan Officer

Tyler Netotian is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tyler is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tyler at (813) 867-5012 for more information!

Tyler Netotian at Rate (NMLS #1467522)

Andy Koval is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andy at (813) 705-6607 for more information!

Andy Koval at Rate (NMLS #926685)

Bill Fallon is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bill is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bill at (813) 498-2461 for more information!

Bill Fallon at Rate (NMLS #121636)

By choosing to work with Sebastian, you will be working with someone you can trust, who is reliable and available, and who has a genuine care for helping you reach your goals. With a focus on customer service, my team strives to exceed your expectations, foster a high degree of customer satisfaction, and lead the industry in professionalism and creativity. I promise to close your loan on time, accurately, and with plenty of communication so you are always informed.




With so many options for your home mortgage, make sure you are choosing to work with a licensed expert, who will take the time to understand your specific situation and help you come up with a plan to qualify and close on the home you are looking to purchase. That is what you will receive by working with Sebastian at Rate. My main goal is to make your mortgage process as easy & transparent as possible.




I am experienced in Conventional mortgage loans, Federal Housing Administration (FHA), Veterans Administration (VA), and Investor Loans, for both domestic and international clients for purchase and refinance. Additionally, at GR Lending, I have access to numerous mortgage loan products to help homeowner's achieve their goals, including: USDA, reverse mortgage*, jumbo mortgage, fixed-rate, adjustable-rate, and more.

VP_DE_PRéSTAMOS_HIPOTECARIOS

Sebastian Bolivar is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sebastian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sebastian at (813) 418-7465 for more information!

Sebastian Bolivar at Rate (NMLS #1784032)

Troy Steadham is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Troy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Troy at (813) 342-3038 for more information!

Troy Steadham at Rate (NMLS #2506503)

Jonathan Roby is a standout figure in the mortgage industry, celebrated for his unwavering dedication, expertise, and passion for helping clients achieve their dreams of homeownership. With a reputation as "The Bull," Jonathan embodies strength and wisdom, armed with a wealth of knowledge to navigate the intricate mortgage landscape. Clients from diverse backgrounds sing praises of his seamless transactions, personalized support, and commitment to excellence.Jonathan's approach goes beyond mere transactions; it's about forging lasting partnerships rooted in trust and shared goals. He's not just a mortgage specialist; he's a trusted advisor, fighting tirelessly for his clients' best interests. From the bustling streets of Chicago to the sunny shores of Florida, Jonathan's impact reverberates, earning him admiration and loyalty.Roby's mission extends beyond individual clients; he's passionate about building referral partners' businesses, fostering a network of collaboration and support. His dedication to client success is unmatched, as he navigates challenges with creativity and determination, ensuring every homeowner's journey is met with triumph. In the ever-evolving mortgage landscape, Jonathan Roby stands tall as a beacon of reliability and expertise. With a commitment to integrity and a passion for making homeownership dreams a reality, Jonathan continues to redefine excellence in the mortgage industry, one client at a time. To witness the most reliable mortgage experience, contact Jonathan Roby today and embark on your journey to homeownership with confidence.

Jonathan Roby is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (813) 981-6767 for more information!

Jonathan Roby at Rate (NMLS #1526037)

Rene Ledesma is your Tampa local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rene is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rene at (407) 212-4057 for more information!

Rene Ledesma at Rate (NMLS #961972)

Tampa

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18 Loan Officers in Tampa, FL