As a 20+ year mortgage industry veteran, I am thankful for every opportunity to use my knowledge and experience to help my clients achieve their homeownership dreams. Whether you are a first\-time homebuyer or are expanding your property portfolio, I specialize in tailoring the ideal loan package for your needs. By utilizing cutting\-edge tools and technology, I ensure you are fully informed and that your mortgage closes smoothly. My fast, efficient process includes financing options for: Jumbo, Conforming, FHA, VA, Condo, Renovation, New Construction, Self\-Employment and the list goes on. Call me today to custom\-tailor your home financing plan.

SVP of Mortgage Lending

SVP_DE_PRéSTAMOS_HIPOTECARIOS

Eddie Cisneros is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Eddie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eddie at (312) 940-4576 for more information!

Eddie Cisneros at Guaranteed Rate (NMLS #292488)

Alex Perry is a VP of Mortgage Lending for Guaranteed Rate in Tampa/St. Petersburg. He is extensively trained as a mortgage-industry professional and has more than 16 years of experience helping customers purchase and refinance homes. Alex’s constant dedication to a transparent and ethical lending process are just a few of the reasons he makes such an impact in the mortgage industry and how he has established himself as one of the hardest working individuals in the industry.    Alex has found success in the mortgage business for many reasons but most notably for always putting the customer first.  Communication is essential during a purchase or refinance which is why every client will always be informed during their loan process. Alex’s goal is to simplify the mortgage experience for his customers and make the lending process easy to navigate. He and his team thoroughly educate borrowers, so they understand their options and feel comfortable moving forward with their chosen loan program.  He takes great pride in giving his clients the best loan programs at the lowest rates on Jumbo, VA, FHA, and Conventional mortgage products to satisfy their specific needs.    "As a Tampa Bay native, I have watched St. Pete, Tampa, and the beaches grow over the years. Living my entire life in the Tampa Bay area has allowed me to know and follow the local markets closely.  Financing your home is one of the largest, most important transactions one will ever make, and I look forward to helping my clients navigate the transaction while building lifelong relationships.”  Alex’s 24/7 service, dedication to his clients and commitment to excellence contribute to the list of reasons the area's top Realtors recommend him as their preferred lender.  This is also why Alex has many repeat clients and he continues to grow his business thanks to word-of-mouth referrals.  Alex graduated from the University of South Florida with a Bachelor’s Degree in Marketing, where he was an active member of the undergraduate community involved in numerous charitable and academic societies.  Outside of the office Alex enjoys watching sports such as college football, pro football, etc.  But really any competitive sport!  Alex is also active in supporting the extensive Veteran community in the Tampa Bay area.

VP of Mortgage Lending

Alex Perry is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Alex is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alex at (727) 362-6890 for more information!

Alex Perry at Guaranteed Rate (NMLS #177874)

Putting the customers needs and goals first and foremost has always been Sam's focus since making the transition from business owner to the mortgage industry in 2001. By applying the concepts of superior customer service and competitively valued product to real estate financing, Sam soon became a top producer with an impeccable reputation and was recruited by Guaranteed Rate in 2003, then a fledgling mortgage lender based in Chicago.

Sam Daddono is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sam at (813) 830-3586 for more information!

Sam Daddono at Guaranteed Rate (NMLS #222950)

I am a true local lender, In 1994 I moved to Tampa, FL from a small town in Nebraska, it was love at first sight, a home with a pool right on the golf course in the Northdale community but it didn't stop there, I have lived in Odessa, North Tampa in the Carrollwood area and currently live on Davis Islands in South Tampa.  There is so much to love about Florida!!  When we go out on the weekends we go to Brandon, St. Petersburg all the way to Pasco county where my mom lives in Land O' Lakes to Dade City where we ride at Croom.  I love working hard, playing hard, and spending time with my family.  As an experienced Tampa local lender I truly enjoy helping my clients find the right loan options for them and helping them understand the process of buying or refinancing a home. I know that how I treat others today will directly effect my success in the future due to the many referrals I have received. It's a joy and a compliment to get these referrals. If you are someone that has been referred to me, know that I hope to make the same impact on you!

Michelle Vander Wel is your Tampa and South Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (941) 724-8190 for more information!

Michelle Vander Wel at Guaranteed Rate (NMLS #880640)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Eddie Beauduy is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Eddie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eddie at (630) 301-1919 for more information!

Eddie Beauduy at Guaranteed Rate (NMLS #232864)

Brian Fletcher is a VP and Producing Branch Manager in the states of Florida and Texas. With over 17,000 published five star reviews from GR and Brian, you can trust with confidence that this is a group with substantial experience, fantastic service, and mortgage programs and rates that stand out against the competition. Brian is a consistent President's Club achiever, top 1% national producer, and consistent leader in the industry for over 28 years. He is the proud father of his four children, husband to his beautiful wife of 18 years, and is very involved at Lakewood Church, Champions Club, and in the communities where he serves. Brian also enjoys plenty of exercise, helping others, and making the most of every day with an incredibly positive attitude. You will always be able to find him when you need him, seven days a week- all hours of the day.

Producing Branch Manager

Brian Fletcher is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (813) 582-4682 for more information!

Brian Fletcher at Guaranteed Rate (NMLS #19449)

Jim Parker, Branch Manager at Guaranteed Rate, has been in the mortgage industry for over 30 years. Jim started his career in Rhode Island, as a CRA Loan Officer and then relocated to Florida in 1997, where he has since established deep roots in the Tampa Bay Area.



Jim has lead, coached and mentored several top producing teams over his career, funding over $600 Million in one year.



Jim has helped thousands of families achieve the dream of home ownership. As your trusted lender, his goal is to provide a World class Experience, to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. He takes pride in thoroughly educating his customers throughout the mortgage transaction, so they fully understand their options to feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner or investor, you can trust him and his team to give you honest advice with all of your home financing needs and with renovation financing you can turn a house the you like into a home that you love.



Jim gives back to the community by serving on the board of Housing and Education Alliance, Past President and current member of NAHREP (National Association of Hispanic Real Estate Professionals).



Jim and his wife Angel have a total of 4 children and 2 grandchildren, They are empty nesters now that their youngest daughter is attending the University of Central Florida. They value their family and prioritize it in both their personal and professional lives. In Jim's free time, he enjoys being on the golf course and spending quality time with his family at the beach.

Branch Manager/ Renovation Specialist

GERENTE_DE_SUCURSAL_/_ESPECIALISTA_EN_RENOVACIONES

Jim Parker is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (813) 376-3602 for more information!

Jim Parker at Guaranteed Rate (NMLS #459726)

Mortgage industry professional with over 8 years commitment to helping families. As your trusted loan professional, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.



Al S. MBA - Concentration in Information Technology

Al Sheriff is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Al is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Al at (813) 582-4698 for more information!

Al Sheriff at Guaranteed Rate (NMLS #1053473)

Angel Parker, Associate Vice President of Mortgage Lending at Guaranteed Rate, began in the mortgage business in 1997 first as a Mortgage Processor and then as a Loan Officer. She chose to work at Guaranteed Rate because of their industry leading mortgage products, competitive rates, and technology. Angel is passionate about helping prospective clients into their dream home and providing 100% customer satisfaction both during the purchase transaction and well after closing. She believes communication is key to a timely and smooth closing. Angel and her husband Jim, together have four beautiful children and 2 grandchildren, in addition to two adorable fur babies. In her free time, Angel enjoys watching football (GO FLORIDA!!) and spending time with her family. She and her team provide exceptional service through in-house processing, fast pre-qualification, multiple investors to choose from, and 24/7 online status updates available to both her clients and referral partners. Contact Angel Parker and her team to assist you with all of your mortgage lending needs.

Angel Parker is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Angel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Angel at (727) 353-3625 for more information!

Angel Parker at Guaranteed Rate (NMLS #457825)

Drake attributes his success to his core values: Honesty, Integrity, Exceeding Customer Expectations & Teamwork!



Drake has helped many homeowners across Florida purchase and refinance their homes. Representing Guaranteed Rate, Drake is supported by in-house processing, underwriting, funding, and closing departments that provide reliable service and streamline communications for the overall mortgage loan handling process. With a focus on customer service, Drake has built his business in an effort to create raving fans. With the primary source of new business being referrals by satisfied clients, Drake and his team strive to exceed your expectations, foster a high degree of customer satisfaction, and lead the mortgage industry in professionalism and creativity. His brand promise is to close your mortgage loan on time, accurately, and with plenty of communication!



Drake is experienced in Jumbo loans, Federal Housing Administration (FHA), Veterans Administration (VA), and Conventional home mortgage loans for purchase and refinance. Drake has access to many other mortgage loan products to help homeowners achieve their goals.



Drake and his team look forward to assisting you with all of your home financing needs.

Producing Sales Manager

Drake Beaulieu is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Drake is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Drake at (727) 290-0259 for more information!

Drake Beaulieu at Guaranteed Rate (NMLS #1679992)

Mike Marcus is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (727) 290-0270 for more information!

Mike Marcus at Guaranteed Rate (NMLS #1378929)

Amy Waters is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Amy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Amy at (813) 565-7465 for more information!

Amy Waters at Guaranteed Rate (NMLS #505610)

Steven Galbraith is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Steven is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steven at (813) 565-7468 for more information!

Steven Galbraith at Guaranteed Rate (NMLS #459745)

Anthony Schrenkel is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Anthony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anthony at (239) 877-0327 for more information!

Anthony Schrenkel at Guaranteed Rate (NMLS #255150)

Branch Manager

Joseph Nowacki is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joseph is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joseph at (813) 463-2539 for more information!

Joseph Nowacki at Guaranteed Rate (NMLS #906100)

Franco Triana is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Franco is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Franco at (952) 646-1241 for more information!

Franco Triana at Guaranteed Rate (NMLS #298543)

I am Tyler Netotian, Loan Officer at Guaranteed Rate. I graduated from Ohio University in strategic leadership and management and marketing. I started in this business as a personal banker selling HELOC's (home equity lines of credit) in groceries stores. Then I became an underwriter where I achieved quality awards for my underwriting skills and knowledge. I was then offered an opportunity to get back into sales and I accepted. I felt I could better assist borrowers and agents with my extensive knowledge of product guidelines to make a fundamental home buying experience.  
I live by a few mottos, and they all come into play at different points in my life. 1. It's never over until its over. 2. Never give half effort when nothing is preventing you from giving 100% effort. 3. Never speak unless knowledgeable and if knowledgeable wait your turn to speak. 4. If you have the ability to achieve greatness then you have the responsibility to achieve greatness.  
Just like Kobe, I want my work and personal footprint with my time on this Earth to also be synonymous with hard work, intelligence, and passion. I want to be known as the most thoughtful, knowledgeable, and hardworking loan originator of all time when it is all said and done. The best compliment I can receive is from a client to tell me that they experienced the most seamless and easiest home buying experience they have ever experienced. The loans that make it all worth it is when we are working a more challenging file andsomeother lenders turned down the borrower. Then they find me, and we make their dreams come true.  
I believe my core values have never been more in line with a company than they have been at Guaranteed Rate. The technology is out of this world, so that will absolutely make it easier for borrowers to not just apply for a mortgage, but to get through the entire process with minimum documentation requirements and with minimum stress. This technology also extends to myreal estate agentpartners as it will be so easy for them to refer customers, set up marketing materials, and receive live status updates and so much more. Ask me about Agent Advantage.  
The team and process at GR issome ofthe best in the business which also enhances my efforts as every employee in the process shares my same mentality and passion to get the job done.  
Let's get started with the best home buying experience you will ever have today.

Loan Officer

Tyler Netotian is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tyler is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tyler at (813) 867-5012 for more information!

Tyler Netotian at Guaranteed Rate (NMLS #1467522)

Happy and blessed to be able to help families accomplish one of their biggest dreams \- purchasing a home. It is a priority of mine to provide an excellent experience and superior customer service, not only to my customers, but to my valued business partners as well.  
A home purchase or refinance is one of the most important financial decisions people will ever make, and I treat this decision with the importance it deserves.  
As your mortgage loan originator, I will review your credit, income, assets and down payment capabilities to predetermine what mortgage financing options best fit your needs.  
I will educate you throughout the loan process, which helps you make thoughtful informed decisions. You will have peace of mind that you're in the right program with a competitive rate.  
I will personally manage your ongoing transaction phases through the rest of the home buying experience and you will be informed every step of the way. Communication is key and you have direct access to me to accommodate your busy schedule.  
I operate at a high level and establish my business based on a foundation of integrity and trust.  
Allow me to find a home lending solution that fits your needs.

Esmeralda Marpali is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Esmeralda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Esmeralda at (239) 768-2501 for more information!

Esmeralda Marpali at Guaranteed Rate (NMLS #1693531)

Steve Robertson is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (813) 981-6769 for more information!

Steve Robertson at Guaranteed Rate (NMLS #292908)

Laura Lush is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Laura is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Laura at (813) 342-3046 for more information!

Laura Lush at Guaranteed Rate (NMLS #367211)

Andy Koval is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Andy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andy at (813) 705-6607 for more information!

Andy Koval at Guaranteed Rate (NMLS #926685)

VP_DE_PRéSTAMOS_HIPOTECARIOS

Ana Caballero is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ana is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ana at (239) 234-0148 for more information!

Ana Caballero at Guaranteed Rate (NMLS #1789128)

Shanelle is a Florida\-based loan originator with experience in various sectors of the real estate industry. A real estate investor herself, Shanelle is passionate about helping her clients achieve the best home purchasing experience. Shanelle received her Bachelors degree from St. Petersburg College in 2019, and her MBA with a Finance focus from University of Southern Florida in 2021. Shanelle's time outside of work is either spent hiking with her dog, Darryl, or working with her horse, Cash.

Shanelle O'Donnell is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Shanelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shanelle at (813) 605-7519 for more information!

Shanelle O'Donnell at Guaranteed Rate (NMLS #2183987)

Lauren Bencini is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Lauren is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lauren at (813) 993-7471 for more information!

Lauren Bencini at Guaranteed Rate (NMLS #2276700)

Bill Fallon is your Tampa local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bill is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bill at (813) 498-2461 for more information!

Bill Fallon at Guaranteed Rate (NMLS #121636)

Tampa

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                    width="136"
                    height="29"
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                © 2023 Guaranteed Rate, Inc. All rights reserved.<br />
                NMLS License #2611 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />
Arizona Mortgage Banker License #0907078<br />
                3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
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</section>


25 Loan Officers in Tampa, FL