As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
5 min approvals. Easy process.
Do it all in the
The right advice could help you find the right mortgage for you. Let's work together.
Get approved in one day
The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Karol Vera. She guided me through the application process
Thomas S. | August 2017
always kept me informed on the status of the application
Jeffery S. | October 2016
and was always gracious
Ariel S. | August 2016
Egerton P. | March 2017
and supportive. Her answers to any questions I had were always clear and straightforward. Quite simply
Peggie N. | January 2017
Karol is the best!!! """
"This experience was almost effortless. Karol Vera and her team really made the whole process easy and fluid. Karol, Laura and everyone else that we dealt with throughout the process exercised a high level of friendly, professional service. These ladies and Guaranteed Rate have done a great service for me and my family. Fast, efficient, and tremendous communication. Being able to upload all necessary documents to DocuSign is a major plus for hectic schedules like mine. I will trust Karol and her team at Guaranteed Rate with all of my future purchase and refinance needs. Fantastic experience and made a few friends along the way."
"It was very straightforward to work with Guaranteed Rate."
"Karol was helpful and friendly."
"My loan officer, Karol Vera, was patient & helpful every step of the way. "