Hajir is an SVP of Mortgage Lending and Branch Manager with Rate doing business in Mission Viejo. He has been in the mortgage business since 2002 and continues to not only serve as an Branch Manager but as a top producing mortgage originator as well. Hajir is a certified Mortgage Planner and a Registered Mortgage Adviser. He is an affiliate of the Orange County Board of Realtors. His knowledge base consists of super jumbo, conventional, FHA, VA, reverse mortgages and debt management. Hajir has received: 2003 Raising Star 2004 Excellence in Achievement Awards 2005 Top Producer i 2006 Top Producer i 2007 Top Producer iii 2008 Top Producer ii 2012 Presidents Club 2013 Presidents Club 2014 Presidents Club 2015 Presidents Club 2016 Presidents Club 2019 Presidents Club Hajir is a self motivated professional with marketing, sales, and customer relations experience. He is a highly creative mortgage consultant with the ability to conceptualize and generate new ideas, analyze problems and develop effective solutions. Hajir is highly skilled at educating customers on financing products, debt management, equity re-positioning and recommending the best options to meet clients short and long term goals.

Branch Manager/ SVP of Mortgage Lending

Hajir Nejati is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Hajir is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Hajir at (949) 640-3768 for more information!

Hajir Nejati at Rate (NMLS #326563)

Linda Nguyen is a Mortgage Specialist that has over five years of experience as a licensed loan officer and has worked in the banking industry since 1999. She has been with Rate since 2015.  Linda’s goal is to simplify the mortgage process for her customers and make the home loan process easy to understand. She thoroughly educates her borrowers throughout the mortgage transaction and by being honest, open, and transparent throughout the loan process, borrowers feel comfortable every step of the way. Her knowledge in lending guidelines for Conventional, Jumbo, FHA, and VA loans has proved valuable to her borrowers looking for home purchase financing and saving money on refinances.   Linda grew up in Southern California and attended California State University Long Beach. She has an extensive background in real estate and the banking industry with a Bachelor’s degree in Finance, with a specialty in real estate and law. In her free time, she enjoys traveling, spending time with her friends and family, and yoga.

AVP of Mortgage Lending

Linda Nguyen is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (949) 359-7082 for more information!

Linda Nguyen at Rate (NMLS #1021176)

Alan Ouye has been a mortgage expert for over three decades, helping his clients achieve their dreams of homeownership. For most people, purchasing a home is the single largest financial decision of their life.  He enjoys being a part of something that affects people's lives so positively and profoundly.  Alan’s favorite aspects of working in mortgage lending is building relationships. He’s always excited to meet new people and looks forward to checking in with past clients. Alan values honesty and transparency and will always make sure his clients and referral partners are in the loop throughout the entire process.  Alan has found long term success in the mortgage business by always putting his customers first and providing his clients the highest level of customer service.  With the majority of his business generated from past customers and word of mouth referrals. He looks to continue to grow his business by refining and simplifying the mortgage process for his customers with the goal of making the home loan process easy to navigate.  His team has been trained to thoroughly educate their borrowers throughout the mortgage process so they fully understand their options and feel comfortable with their chosen loan program. He’s also committed to getting loans closed quickly (on Time) and efficiently with funding purchases in as little as 15 days from application to closing.  • Branch Manager/VP of Mortgage Lending -Alan splits his time working his own client base originating and building new business relationships for both himself and his retail production team.    • Alan graduated from California State University Long Beach with a Bachelor degree in Real Estate Finance. He grew up in Pasadena, CA, and currently resides in Huntington Beach with his wife and three daughters. He is very involved in his community and the surrounding towns, and is currently the Fall ball commissioner for the South Huntington Beach Girls Fast Pitch Softball Board of Directors. Community involvement is a very important part of Alan's personal and professional life. He enjoys helping people in all aspects of life.

Branch Manager/VP of Mortgage Lending

Alan Ouye is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alan at (949) 359-7129 for more information!

Alan Ouye at Rate (NMLS #104022)

Helping people’s dreams of home ownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life. I enjoy being a part of something that affects people’s lives so positively and profoundly.  I want my clients to be comfortable with their particular loan product, so I attempt to lay out all of their options. By being honest, open, and transparent throughout the loan process, I’m able to make them feel comfortable every step of the way. When called upon to achieve the impossible and save deals that other lenders could not close, I have consistently come through.  That’s why my clients send referral business my way: because they’ve had a superior customer service experience. I strive to continuously build new relationships while staying connected to my prior clients and referral partners, who I have worked with throughout my career.  Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. I’m here to help you with Life’s Biggest PurchaseSM!

Producing Branch Manager and Production Manager

Mike Dye is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (773) 290-0329 for more information!

Mike Dye at Rate (NMLS #762231)

Meet Frank Blakeley, a seasoned professional dedicated to guiding individuals toward their aspirations and goals. With a remarkable ability to identify resources, simplify processes, and deliver desired results, Frank has earned a reputation as an expert and trusted advisor.  
Frank's journey began in the fitness industry, where his leadership catapulted him to manage over 300 employees across 27 locations as a District Fitness Manager. Transitioning 18 years ago to the mortgage industry, he has consistently ranked within the top 1% of mortgage originators in the U.S. for the past 7+ years, according to Scotsman Guide.  
Residing in San Clemente with his wife Diane, son Cole, and their beloved dogs Nala and Bolt, Frank is not only a dedicated professional but also a family man. His passion lies in helping people achieve their dreams of homeownership, a commitment he approaches with impeccable follow-up and consistent open communication.  
Choose Frank Blakeley as your guide, and let his expertise and commitment turn your aspirations of home owenrship into reality.

Frank Blakeley is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Frank is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Frank at (949) 433-0539 for more information!

Frank Blakeley at Rate (NMLS #277820)

I've been in the mortgage industry since 2001 and Licensed by the State of California and Department of Real Estate since 2001. I hold a B.A in Business Management from California State University, Fullerton. Outside the office, I spend time with my wife and my 10 year old son. I love outdoor sports and coach my son's H2O Polo.

Consultant Vice President

Anthony Pham is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Anthony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anthony at (909) 600-4117 for more information!

Anthony Pham at Rate (NMLS #209958)

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get you the right loan.  During my 17+ years in the mortgage industry, I have shared my expertise to personally assist thousands of families with responsible and affordable home financing.

Consultant Vice President, Divisional Team Lead

Rhea Hechanova is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rhea is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rhea at (949) 359-7107 for more information!

Rhea Hechanova at Rate (NMLS #315019)

As your Mortgage Consultant, my goal is to create a raving fan out of every client I interact with by providing the clearest communication, most cost effective financing solutions and positive experience for the families & friends I help. I specialize in low down payment solutions and working with investors looking to gain maximum cash flow. I have achieved many of these goals by working with individuals ranging from sophisticated multi-millionaires to first time home buyers looking to start a family. The needs of each individual may vary, but I always find a solution!

VP of Mortgage Lending

Brendan Delahooke is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brendan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brendan at (949) 236-4778 for more information!

Brendan Delahooke at Rate (NMLS #1560312)

Richard Advani is a mortgage lender and real estate investor based out of Southern California. He has been in the mortgage industry for over 16 years and specializes in working with real estate investors. Richard is also a real estate investor himself with nearly 20 rental properties across the country.  
Richard is also a professional race car driver with the Formula Drift organization and will be competing in his second season in 2022.

Richard Advani is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Richard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Richard at (949) 294-0435 for more information!

Richard Advani at Rate (NMLS #396001)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Michael Owens is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (714) 482-5006 for more information!

Michael Owens at Rate (NMLS #488362)

Tarik is licensed to originate loans in several states: Alabama (78072), Arizona (1019055), California (CA-DFPI614593), Colorado (100522440), Florida (LO82362), Idaho, Illinois (031.0066689), Indiana (49458), Louisiana, Missouri (MO-614593), Ohio (MLO-OH.614593), Oklahoma (MLO23312), Tennessee (239902), Texas, and Wisconsin (614593).  
Prior to joining the Rate, Tarik worked at a national bank and has been in the mortgage industry for more than 10 years.  
Tarik loves assisting clients with their home financing. Whether a client is purchasing their first home, second home, or a vacation property, he enjoys sharing the multitude of products Rate has to offer. Another aspect of lending he enjoys is assisting his clients with refinancing their homes, reducing their mortgage payments, shortening their loan term, cashing out equity or to perform upgrades on their home.  
Tarik's favorite part of the loan process is seeing his customers are content and knowing that their lives will change for the better with each transaction he assists them with. He is known for his deep product knowledge and his integrity, building trust with his clients by always following through during the home loan process quickly and efficiently. Tarik's professional and supportive demeanor allows him to cultivate and maintain professional relationships with all his referral partners.  
In his spare time, Tarik enjoys playing outdoors, hiking, or going to the beach. He loves to stay active and exercise, read, and spend time with his friends and family. Tarik's Zillow page is located here: [https://www.zillow.com/lender-profile/TarikShahin6/](https://www.zillow.com/lender-profile/TarikShahin6/)

Tarik Shahin is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tarik is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tarik at (909) 967-4910 for more information!

Tarik Shahin at Rate (NMLS #614593)

Reverse Mortgage Specialist

Karol Vera is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Karol is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Karol at (909) 942-2028 for more information!

Karol Vera at Rate (NMLS #810745)

I have been in banking and mortgage for over 18+ years. I enjoy networking. I love giving back to my community. In my prior years, I worked for several top banking institutions before joining Rate. I love outdoor activities. I went to Cal State Long Beach and graduated with my B.S. in International Political Science.

Producing Sales Manager

Yoona Fine is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Yoona is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Yoona at (949) 484-8881 for more information!

Yoona Fine at Rate (NMLS #461746)

Chris Joseph is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (310) 402-2074 for more information!

Chris Joseph at Rate (NMLS #299830)

Maciel Bautista is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Maciel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maciel at (714) 338-8955 for more information!

Maciel Bautista at Rate (NMLS #248254)

Welcome to my website !  
I'm delighted you are exploring financing options.  
Let me share with you some personal notes about myself.  
I came across the long path of migrating from Middle-East to Asia and finally to the US.  
By years of living in Japan when I was doing my masters, I learned about Ikigai. Ikigai is a Japanese concept that simply translates to "a reason for being". It encourages you to find what truly matters, and find a life filled with purpose & joy.  
Years passed by since then, and my life was filled with diverse experiences until I was able to discover my passion and incorporate it into my work.  
Aside from professionalism and deep industry knowledge that I hold in nearly 10 years of experience by more than 1000+ transactions, how you'll find me out-standing is the level of love that I invest in helping you reach your financial destination and beyond.  
It excites me walking with you every step of the way to the end. It defines my Ikigai to exercise the fullest of my capabilities for my clients success & satisfaction. I am humbled & honored to be able to work with a wide array of clients from all walks of life across the world.  
What would differentiate me from others is that I root for cultivating a productive relationship that would last lifelong; not one-time transactional.  
My lending team are dedicated professionals-with extensive experience in the mortgage industry. Not only they are highly skilled, but also genuinely passionate about delivering exceptional support throughout the mortgage process. We ensure our clients receive reliable advice, whether addressing inquiries or crafting customized solutions.  
My commitment to you is to transform what can often be a complex journey into a streamlined, stress-free experience.  
Let's have a conversation!

SVP of Mortgage Lending

Maryam Shariat is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Maryam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maryam at (206) 245-2551 for more information!

Maryam Shariat at Rate (NMLS #1496456)

Imelda Bridges is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Imelda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Imelda at (949) 359-7143 for more information!

Imelda Bridges at Rate (NMLS #204300)

Producing Partnership Branch Manager

Tom Jarboe is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tom is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tom at (909) 563-1310 for more information!

Tom Jarboe at Rate (NMLS #210600)

Victoria Belova is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Victoria is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Victoria at (909) 563-1294 for more information!

Victoria Belova at Rate (NMLS #2241519)

Licensed Production Manager

Larry Raymundo is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Larry is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Larry at (714) 338-8967 for more information!

Larry Raymundo at Rate (NMLS #882979)

Shannon Martinez is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Shannon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shannon at (909) 563-1301 for more information!

Shannon Martinez at Rate (NMLS #267394)

Jonathan Pradetto is your Mission Viejo local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (951) 547-0915 for more information!

Jonathan Pradetto at Rate (NMLS #1862173)

Mission Viejo

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                NMLS License #2611 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />
Arizona Mortgage Banker License #0907078<br />
                3940 N. Ravenswood Ave Chicago, IL 60613 
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Operating as Guaranteed Rate, Inc. in New York.
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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
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22 Loan Officers Mission Viejo, CA