About Alan Ouye
Alan Ouye has been a mortgage expert for over three decades, helping his clients achieve their dreams of homeownership. For most people, purchasing a home is the single largest financial decision of their life. He enjoys being a part of something that affects people's lives so positively and profoundly. Alan’s favorite aspects of working in mortgage lending is building relationships. He’s always excited to meet new people and looks forward to checking in with past clients. Alan values honesty and transparency and will always make sure his clients and referral partners are in the loop throughout the entire process. Alan has found long term success in the mortgage business by always putting his customers first and providing his clients the highest level of customer service. With the majority of his business generated from past customers and word of mouth referrals. He looks to continue to grow his business by refining and simplifying the mortgage process for his customers with the goal of making the home loan process easy to navigate. His team has been trained to thoroughly educate their borrowers throughout the mortgage process so they fully understand their options and feel comfortable with their chosen loan program. He’s also committed to getting loans closed quickly (on Time) and efficiently with funding purchases in as little as 15 days from application to closing. • Branch Manager/VP of Mortgage Lending -Alan splits his time working his own client base originating and building new business relationships for both himself and his retail production team. • Alan graduated from California State University Long Beach with a Bachelor degree in Real Estate Finance. He grew up in Pasadena, CA, and currently resides in Huntington Beach with his wife and three daughters. He is very involved in his community and the surrounding towns, and is currently the Fall ball commissioner for the South Huntington Beach Girls Fast Pitch Softball Board of Directors. Community involvement is a very important part of Alan's personal and professional life. He enjoys helping people in all aspects of life.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 27261 Las Ramblas, Suite 270 Mission Viejo CA, 92691
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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